# Mechanics Bank Auto Finance

> Mobile app for managing auto loan payments and account details. (iPhone/iPad app by California Republic Bank.)

- Source: https://appshunter.io/ios/app/mechanics-bank-auto-finance/id1176744027 (this page in markdown: same URL + `.md`)
- Developer: [California Republic Bank](https://appshunter.io/developer/1083112594)
- Category: Finance
- Price: Free
- Rating: 1.40/5 from 114 App Store ratings · 77 written reviews indexed
- Age rating: 4+
- Requires: iOS 8.0 · 143 MB
- Released: 2017-04-05
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mechanics-bank-auto-finance/id1176744027/reviews.md

## What is Mechanics Bank Auto Finance?

Safely and securely access your auto account from your mobile device.

•	Make a payment
•	Set up recurring payments
•	Set up text reminders for payments
•	View your account history
•	Get a payoff quote
•	Update your contact information

Getting started is easy. Simply download the app and register with your account number, zip code and last four digits of your social security number. 

Mechanics Bank Auto Finance mobile app is a free service for our clients. Additional data services may apply through your wireless carrier.

## Key features

- Make payments
- Set up recurring payments
- Payment reminders
- View account history
- Get payoff quote
- Update contact info

## What do users think of Mechanics Bank Auto Finance?

Overall sentiment: negative

**Pros**

- ✅ Easy account setup and registration
- ⚡ Quick payment processing when working
- 📱 QR code convenience for bill payments
- 🔐 Biometric login options available
- 📊 Clear balance and statement viewing

**Cons**

- 🐛 Frequent app crashes and freezing
- ❌ Login failures and authentication errors
- 🔄 Inconsistent functionality across app and website
- ⏱️ Payment processing delays and failures
- 📉 Outdated and poor user interface design
- 💸 Limited payment options and high fees
- 🚫 Missing basic features and information display
- 🔗 Poor data persistence and form field issues
- 📞 Inadequate customer service support
- 🔐 Account synchronization problems across devices

**Commonly reported bugs**

- App crashes on login or during payment setup
- Black screen on app launch
- Username validation rejects valid credentials
- Invalid username errors despite correct input
- Form fields depopulate when switching between apps
- Password reset failures and lockouts
- Text verification codes not sent or disappearing
- Recurring payments not processing
- Multiple account display issues
- Payment status uncertainty after submission
- App not appearing on home screen
- Biometric login button labels incorrect
- Dark mode rendering issues with missing text
- Account number field validation errors
- Password field visibility issues

**Most requested features**

- Face ID and Touch ID biometric login support
- Dark mode support
- Save banking information for future payments
- Ability to pay more than monthly maximum limits
- Text message notifications for payment confirmations
- Display of account numbers and interest rates
- Scheduled payment visibility in app
- Contact information directory in app
- Ability to merge multiple accounts
- Custom payment amount flexibility
- Principal payment options online
- Payment history that doesn't disappear

## Recent user reviews (10 of 77)

All indexed reviews: https://appshunter.io/ios/app/mechanics-bank-auto-finance/id1176744027/reviews.md

### 1/5 — Terrible app

*2025-01-02, version 1.6.10*

Gives you bare minimum info on your loan

### 1/5 — Can’t log on

*2024-12-13, version 1.6.10*

Allows you to create an account with an underscore in your username, then give an invalid username error when you try to use it.
I’d give a 0 rating if I could.

### 1/5 — the point of an app is CONVENIENCE

*2024-12-04*

The app is so buggy, they recommend you on the phone to have the app but it’s awful! not helpful at all. I’ve been having problems with this app for the past 2 years i’ve worked with them. 
if you can avoid working with this bank please do. I wish i could return my car because I hate working with them so bad. 
I’ve had to reset my password every single month just to make a payment. I reset my password and it always tells me my new password is wrong and i end up getting locked out and have to call them. This is the worst bank.

### 1/5 — the point of an app is CONVENIENCE

*2024-09-28*

The app is so buggy, they recommend you on the phone to have the app but it’s awful! not helpful at all. I’ve been having problems with this app for the past 2 years i’ve worked with them. I always do my business in a browser if I can. 
if you can avoid working with this bank please do. I wish i could return my car because I hate working with them so bad.

### 1/5 — Terrible app

*2024-08-06*

App won’t allow the updating of payment information and customer service just insulted my intelligence for having technical issues with the app, instead of listening to what was actually behaving. The app is near-useless.

### 1/5 — Terrible

*2023-12-29, version 1.6.10*

Cannot even login on the app anymore and have to use the website…

### 1/5 — 0 Stars

*2023-09-29, version 1.6.8*

If I could leave 0 Stars, I would. I will never use this company again.

### 1/5 — Major Update

*2023-09-26, version 1.6.8*

Consider updating the app with a complete overhaul. The UI needs a big upgrade and add functionality to log in with Face ID.

### 1/5 — Worst bank ever

*2023-07-19*

I wanted to pay off my car loan, about $30k, but they do not allow you to pay it off online or electronically at all. The ONLY option was to FedEx a cashiers check. Wow, this is 2023 not 1995.

### 1/5 — App NEVER works

*2023-06-09, version 1.6.6*

App never seems to work, have to log online to the website. What’s the point of an app if it doesn’t work?!

## Frequently asked questions about Mechanics Bank Auto Finance

### What can I do with the Mechanics Bank Auto Finance app?

The app allows you to securely access your auto loan account from your mobile device. You can make payments, set up recurring payments, receive text reminders for payments, view your account history, get a payoff quote, and update your contact information.

### Is the Mechanics Bank Auto Finance app free to use?

Yes, the Mechanics Bank Auto Finance mobile app is a free service offered to its clients. While the app itself is free, standard data services from your wireless carrier may apply.

### How do I get started with the app?

Getting started is simple. Download the app and then register using your account number, zip code, and the last four digits of your social security number. This process ensures secure access to your auto loan information.

### What information do I need to register for the app?

To register for the app, you will need your auto loan account number, your zip code, and the last four digits of your social security number. This information is used to verify your identity and link your account securely.

## Version history (last 5 releases)

### 1.6.10 — 2023-12-29

Updated 'About Us' Url

### 1.6.9 — 2023-11-06

Updated hours of operations and bug fixes.

### 1.6.8 — 2023-09-20

NSF block, mailing address change, total amount due, and bug fixes.

### 1.6.7 — 2023-07-18

bug fixes.

### 1.6.6 — 2023-03-15

Application Enhancements and bug fixes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*