# Mechanics Coop Bank — Mobile Banking

> Secure mobile banking for real-time account access, transfers, bill pay, and check deposits. (iPhone/iPad app by Mechanics Cooperative Bank.)

- Source: https://appshunter.io/ios/app/mechanics-coop-bank/id1441162290 (this page in markdown: same URL + `.md`)
- Developer: [Mechanics Cooperative Bank](https://appshunter.io/developer/1156107511)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 425 App Store ratings · 15 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.7 · 100 MB
- Languages: American English, European Spanish
- Released: 2019-01-28
- Data updated: 2026-08-21
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mechanics-coop-bank/id1441162290/reviews.md

## What is Mechanics Coop Bank?

Let’s Keep it Local! 

Mobile Banking from Mechanics Cooperative Bank makes everywhere and anywhere your virtual banking office. Get real-time account information, transfer funds and pay bills right from your mobile device with our simple and secure app. Mobile Deposit is also available for all Mobile Banking users and allows you to safely deposit checks as soon as you receive them. Why wait to go to the Bank? It’s as easy as “Tap. Snap. Deposit.” Learn how to better protect yourself against fraud by visiting https://mechanics.bank/community-news/security-center/.  Learn how we protect your privacy by visiting https://mechanics.bank/privacy-policy/. 

Member FDIC. Member DIF. Equal Housing Lender.

## Key features

- Real-time account information
- Fund transfers
- Bill payments
- Mobile check deposit
- Secure transactions

## What do users think of Mechanics Coop Bank?

Overall sentiment: negative

**Pros**

- 👍 Helpful staff assistance
- 👍 Long-term customer loyalty
- 👍 Convenient account access
- 👍 Local banking preference

**Cons**

- 🐛 App frequently not working
- 🐛 App consistently loading
- 🐛 Login issues
- 🐛 Bill pay glitches
- 😞 ATM issues leading to fees
- 😞 Frustrating customer service

**Commonly reported bugs**

- App stuck on loading screen
- App not working after phone update
- Bill paying discount lost due to glitches
- ATM malfunction causing overdraw fees

**Most requested features**

- Ensure app functionality on new devices
- Provide alternative verification codes for login

## Recent user reviews (10 of 15)

All indexed reviews: https://appshunter.io/ios/app/mechanics-coop-bank/id1441162290/reviews.md

### 5/5 — Not a bot

*2024-09-26*

I went to mechanics bank and they helped me set up my account and login. I will be grateful that they did this for me.

### 5/5 — Loyalty

*2024-04-14*

Been using Mechanics for well over a decade. Personable, friendly, professional and always a pleasure going the bank never a hassle!

I do miss Katie and Nadine though!

### 4/5 — Mostly happy

*2024-03-31*

I love this app for checking my balance and checking on any debits to the account. I have had glitches with the bill paying side of things… not sure if I somehow did something wrong or if it was organic to the app. What I do know is I lost the benefit of a 10% discount for paying the bill before the due date. That was frustrating.

### 5/5 — Review

*2023-07-06*

Great staff very helpful from top to button

### 1/5 — Nightmare

*2022-08-01*

I deposit cash into atm the day before my mortgage is auto drawn. ATM didn’t work again. I took pics. Tasha/Natasha repeatedly made me feel like I did something wrong to get the $35 overdraw fee. I kept asking her what I should do differently next time. She describes exactly what I did. I pointed that out and said “ok so if I do exactly what you said to do again (as I did this time) then how it it my fault for triggering the $35 fee?” Just kept saying to make sure money is in before mortgage. Yes. I tried. But if I do exactly what you say and YOUR machine foils that, how is this MY fault? I told her everyone is making me feel like they’re doing ME a favor by overriding a fee that was incurred doing EXACTLY what they’re telling me to do. Aggravated and short, she clearly wanted to get me off the phone. I can’t stand this bank for so many reasons. This is just the latest one. 

And yes you can contact me to discuss if anyone ever cares to. I’d be shocked if that ever happened though.

### 5/5 — Great Place to do business

*2021-11-29*

Good People!!!

Just keeping it local!

### 1/5 — Does not work anymore!

*2020-03-23*

This app used to work beautifully for me. I got a new iPhone about a month ago and the app has not worked once since. I’ve tried to uninstall and reinstall, I’ve close the app and restarted my phone tens of times, and all I get is a little spinning wheel whenever I open the app, I haven’t gotten rather than that ever since I got the new phone. Anyone else having this issue? Super frustrating!

### 1/5 — Doesnt work

*2019-10-29*

It used to let me login in here and there, now it never works just loads, i have to sign in on the website..

### 1/5 — Awful

*2019-09-30*

App never loads, can’t open it sometimes. Always have to delete and re install it and even then it still doesn’t work.

### 1/5 — Great...when it actually works (Updated)

*2019-08-14*

I’m glad they finally have an app of their own and it’s very convenient when the app is actually working. Unfortunately I often open this app only to se that it’s down/not working. I try to do everything on my end to get it going but eventually I just have to wait for it to be fixed.

Update: while it’s not much of a difference, I lowered my rating from 2 stars to 1 and would give it a zero if I could (if only to help get the banks attention and have them fix this). Before, the app would only occasionally stop working but it’s been stuck on the loading screen every time I open it and everyone else I know who uses this bank and app has the same problem. What a disappointment. Having a functioning app and ability to check my funds on the go is crucial - especially in the modern world - and this may be the final push I needed to change to another bank.

## Frequently asked questions about Mechanics Coop Bank

### What can I do with the Mechanics Coop Bank mobile app?

The app allows you to access real-time account information, transfer funds between accounts, pay bills, and deposit checks remotely using your mobile device. It aims to make banking convenient and accessible from anywhere.

### Is the mobile check deposit feature secure?

Yes, the mobile deposit feature is designed to be safe and secure, allowing you to deposit checks as soon as you receive them. The app prioritizes the security of your transactions.

### Is the Mechanics Coop Bank app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for core banking functionalities.

### What are the security features of the app?

The app is described as simple and secure, emphasizing the protection of your financial information during transactions. You can also learn more about fraud protection and privacy policies on the bank's website.

### Who is this app designed for?

This app is designed for members of Mechanics Cooperative Bank who want a convenient way to manage their accounts, perform transactions, and deposit checks directly from their mobile devices.

## Version history (last 5 releases)

### 9.20.3 — 2026-08-03

Enhanced UI and Performance Improvements.

### 9.15.0 — 2024-10-15

Enhanced UI and performance improvements.

### 9.8.5 — 2023-03-15

Enhanced UI and performance improvements!

### 8.0.4 — 2021-05-04

General Updates and Enhanced UI

### 8.0.3 — 2020-09-03

General Updates and Enhanced UI

## Apps similar to Mechanics Coop Bank

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Mechanics Bank Business Mobile](https://appshunter.io/ios/app/mechanics-bank-business-mobile/id1341766350) | 2.1 (14) | Free | Finance |
| [BankFive Business Mobile](https://appshunter.io/ios/app/bankfive-business-mobile/id594260224) | 4.9 (92) | Free | Finance |
| [BayCoast Bank Business Mobile](https://appshunter.io/ios/app/baycoast-bank-business-mobile/id1035425285) | 4.8 (101) | Free | Finance |
| [TFed CU](https://appshunter.io/ios/app/tfed-cu/id1616438530) | 4.9 (1,381) | Free | Finance |
| [Mechanics Bank-Mobile Banking](https://appshunter.io/ios/app/mechanics-bank-mobile-banking/id731605670) | 4.9 (1,534) | Free | Finance |
| [Somerset FCU Mobile](https://appshunter.io/ios/app/somerset-fcu-mobile/id1237329687) | 4.8 (471) | Free | Finance |

## More apps by Mechanics Cooperative Bank

- [Mechanics Coop Bank for iPad](https://appshunter.io/ios/app/mechanics-coop-bank-for-ipad/id1441163011)
- [Mechanics Coop Bank Business](https://appshunter.io/ios/app/mechanics-coop-bank-business/id1446484330)

All apps by Mechanics Cooperative Bank: https://appshunter.io/developer/1156107511

## Related topics

[mechanics cooperative bank](https://appshunter.io/ios/topics/mechanics-cooperative-bank) · [mechanics coop bank](https://appshunter.io/ios/topics/mechanics-coop-bank) · [mechanics coop bank business](https://appshunter.io/ios/topics/mechanics-coop-bank-business) · [mechanics bank commercial](https://appshunter.io/ios/topics/mechanics-bank-commercial) · [mechanic bank](https://appshunter.io/ios/topics/mechanic-bank) · [mechanics bank commercial center](https://appshunter.io/ios/topics/mechanics-bank-commercial-center) · [mechanics bank](https://appshunter.io/ios/topics/mechanics-bank) · [mechanics bank mobile banking](https://appshunter.io/ios/topics/mechanics-bank-mobile-banking) · [mechanics bank mobile banking plus](https://appshunter.io/ios/topics/mechanics-bank-mobile-banking-plus)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*