# MedCostIQ — Don't Overpay for Care

> Don't Overpay for Care (iPhone/iPad app by Brighter Minds Lab LLC.)

- Source: https://appshunter.io/ios/app/medcostiq/id6776222439 (this page in markdown: same URL + `.md`)
- Developer: [Brighter Minds Lab LLC](https://appshunter.io/developer/6772374307)
- Category: Health & Fitness, Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 16.4 · 57 MB
- Languages: American English
- Released: 2026-06-09
- Data updated: 2026-10-08

## What is MedCostIQ?

MedCostIQ gives you the intelligence to understand, challenge, and negotiate your medical bills — backed by real government data, not guesses.

WHAT MEDCOSTIQ DOES
• Look up the fair market cost of any medical procedure by name or CPT code
• Upload a medical bill and instantly see which charges are above benchmark
• Generate a professional negotiation script to dispute overcharges
• See your insurance company's estimated rate vs. the Medicare benchmark
• Find the 5 nearest hospitals and compare costs by facility type

POWERED BY REAL DATA
Every cost estimate is sourced from the CMS 2025 Physician Fee Schedule — the same data hospitals and insurers use. Not estimates. Not crowdsourced. Government-verified pricing updated automatically.

YOUR PRIVACY IS PROTECTED
• Your bill is redacted on your device before any analysis — names, SSNs, account numbers never leave your phone
• Your original bill is deleted immediately after processing
• No account required. No data sold. Ever.

ONE-TIME PURCHASE. UNLIMITED USE.
Medical bills are stressful enough. MedCostIQ is a one-time purchase — no subscriptions, no monthly fees, unlimited analyses forever.

IMPORTANT: MedCostIQ provides financial planning information only. It is not a substitute for professional medical advice.

## Is MedCostIQ safe?

Not enough ratings yet to assess MedCostIQ.

## Is MedCostIQ legit?

MedCostIQ has limited verification signals. The AppsHunter Legitimacy Score for MedCostIQ is 55 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.0.7 — 2026-08-04

Drug Prices tab — search any drug by brand or generic name, see the pharmacy acquisition cost, how much the generic saves vs the brand, and an on-demand typical cash price

### 1.0.6 — 2026-07-29

Scan a Medical Bill
Point your camera at any medical bill and capture it page by page. MedCostIQ analyzes the scan instantly — flagging overcharges, comparing costs to national benchmarks, and generating a negotiation script — no file upload required.

Bug fixes

Dollar amounts now display with consistent decimal formatting
Line item badges no longer overlap service names
Overcharge difference calculation corrected

### 1.0.5 — 2026-07-28

New features:

Duplicate charge detection — flags line items that appear more than once with the same service and amount, with a callout banner and "Possible duplicate" badge on each flagged item, plus a note added to the negotiation script
Insurance breakdown — when analyzing an EOB that shows both insurance payment and patient responsibility, displays a card with the three amounts, a proportion bar, and a coverage percentage badge

Bug fixes:

Dollar amounts now always show two decimal places (e.g. $380.20 not $380.2)
Line item badges ("Possible duplicate" / "Above benchmark") now stack below the service name instead of squeezing it
Difference column now correctly shows the gap between billed and benchmark, not the full billed amount

### 1.0.4 — 2026-07-18

Updated RevenueCat SDK. Minor improvements.

### 1.0.3 — 2026-07-15

Added screenshot, updated app icon and home screen logo.

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## More apps by Brighter Minds Lab LLC

- [Brighter Daily](https://appshunter.io/ios/app/brighter-daily/id6772374305)
- [SnapResume](https://appshunter.io/ios/app/snapresume/id6773787877)
- [Invest101](https://appshunter.io/ios/app/invest101/id6792785682)
- [AgreementIQ](https://appshunter.io/ios/app/agreementiq/id6793164946)

All apps by Brighter Minds Lab LLC: https://appshunter.io/developer/6772374307

## Related topics

[medcostiq](https://appshunter.io/ios/topics/medcostiq)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-08.*