# MeinRechner Finanzen — Loans, pension & savings

> Loans, pension & savings (iPhone/iPad app by IVAN BOBAN.)

- Source: https://appshunter.io/ios/app/meinrechner-finanzen/id6760787039 (this page in markdown: same URL + `.md`)
- Developer: [IVAN BOBAN](https://appshunter.io/developer/1882842325)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 7 MB
- Languages: German
- Released: 2026-05-12
- Data updated: 2026-06-16
- User reviews in markdown: https://appshunter.io/ios/app/meinrechner-finanzen/id6760787039/reviews.md

## What is MeinRechner Finanzen?

MeinRechner Finanzen combines six finance calculators focused on the German market in a single app.

Instead of switching between web calculators, bank tools, Excel sheets and scattered notes, international residents and the broader diaspora in Germany — including tech professionals in Berlin and Munich planning Kreditrechner before a property purchase, mixed-nationality couples in Hamburg comparing inflation against long-term euro savings, DAAD academics at FU and TUM tracking Sparrechner for buffer funds, Big-4 expat consultants in Frankfurt evaluating Renten-DE, and employees receiving Abfindung at the end of a German employment contract — get fast results, clear intermediate steps and local history directly on iPhone and iPad.

CONTAINS

- Loan calculator (Kreditrechner) with monthly payment, total interest and detailed amortisation schedule using the annuity method.
- Savings calculator (Sparrechner) with compound interest, regular deposits and yearly progression.
- Inflation calculator (Inflationsrechner) for purchasing-power loss and necessary adjustment per the Destatis price index.
- Pension calculator (Rentenrechner) with DRV-near assumptions, pension points and pension-gap analysis.
- Abfindung calculator Premium with the one-fifth rule per EStG § 34 and 2026 wage taxation.
- Real-estate transfer tax calculator (Grunderwerbsteuerrechner) Premium with rate per Bundesland from 3.5 to 6.5 per cent.

TYPICAL USERS

- International tech professional in Berlin plans Kreditrechner before purchase.
- DAAD academic at FU tracks Sparrechner for buffer fund.
- Big-4 expat consultant in Munich compares inflation and euro savings.
- Mixed-nationality couple in Hamburg verifies Grunderwerbsteuer before Notar.
- Employee with Abfindung at end of a German contract.
- International engineer in Frankfurt calculates Sparrechner for retirement.

REFERENCED SOURCES

The calculation parameters are based on the following official and legal sources: Bundesministerium der Finanzen (BMF), Finanzämter per Bundesland, Bundesfinanzhof (BFH) case law, EStG § 32a (2026 wage-taxation table), EStG § 34 (one-fifth rule for Abfindung), Grunderwerbsteuergesetz (GrEStG) with rate per Bundesland, Solidaritätszuschlagsgesetz, regulation (EC) 883/2004 on coordination of social-security systems in the EU, ECB and Bundesbank interest-rate data and the Destatis consumer price index.

IMPORTANT NOTICE

MeinRechner Finanzen is an estimation tool, not an official Steuerbescheid from the Finanzamt, not personal financial planning from a bank, and not a Notar document. Results are approximate and depend on user input. Special cases — detailed Werbungskosten, foreign residency with Progressionsvorbehalt, applicable DBA treaty, financial-market volatility, region-specific rules — may require professional advice.

NON-AFFILIATION

Independent informational tool. Not affiliated with BMF, Finanzämter, banks, or notaries. Does not constitute legal/tax/financial advice — consult a qualified Steuerberater, Notar, or Bankberater.

© 2026 Cosmic Production d.o.o.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Premium — Lifetime | $2.99 | one-time |



## Version history (last 4 releases)

### 1.2.2 — 2026-06-11

New: in-app events now open the matching calculator view directly. Plus refreshed preview images and minor improvements.

### 1.2.1 — 2026-06-01

Stability improvements and refreshed App Store information.

### 1.2.0 — 2026-05-15

Improved ad measurement coverage so we can request a wider range of ads where you've agreed to them. No impact on calculation accuracy or premium features.

### 1.1 — 2026-05-12

No release notes.

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All apps by IVAN BOBAN: https://appshunter.io/developer/1882842325

## Related topics

[abfindly](https://appshunter.io/ios/topics/abfindly)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-16.*