# Melt - Debt Payoff Planner — Find the light with your debt.

> Find the light with your debt. (iPhone/iPad app by Jack Dempsey.)

- Source: https://appshunter.io/ios/app/melt-debt-payoff-planner/id6760608365 (this page in markdown: same URL + `.md`)
- Developer: [Jack Dempsey](https://appshunter.io/developer/1870827941)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 10 MB
- Languages: American English
- Released: 2026-03-19
- Data updated: 2026-08-25
- User reviews in markdown: https://appshunter.io/ios/app/melt-debt-payoff-planner/id6760608365/reviews.md

## What is Melt?

SNOWBALL vs AVALANCHE
• Snowball pays off your smallest debt first — quick wins to keep you motivated
• Avalanche targets your highest interest rate first — saves the most money overall
• See which strategy is better for your situation with a side-by-side comparison

WHAT-IF CALCULATOR
• Drag the extra payment slider to see your debt-free date move in real time
• Even small extra payments can save you thousands in interest

SIMPLE & PRIVATE
• All data stays on your device — no accounts, no servers, no tracking
• Multi-currency support (AUD, USD, GBP, EUR, NZD, CAD, INR, SGD)
• Add, edit, and delete debts in seconds

Built for anyone with debt who wants a clear plan to pay it off.


## Version history (last 3 releases)

### 2.0.0 — 2026-04-18

UX Design Refinement - Appealing..
Roadmap to new features.
SF7 implemented some cool SF7 icons.

### 1.0.1 — 2026-03-19

Refining of the app,
new icon,
known bugs cleared and fixed,

### 1.0 — 2026-03-19

No release notes.

## More apps by Jack Dempsey

- [SparkyToolkit](https://appshunter.io/ios/app/sparkytoolkit/id6758096515)
- [Banjo - Track Subscriptions](https://appshunter.io/ios/app/banjo-track-subscriptions/id6760612957)

All apps by Jack Dempsey: https://appshunter.io/developer/1870827941

## Related topics

[debt payoff tracker](https://appshunter.io/ios/topics/debt-payoff-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*