# Members Heritage CU > Mobile banking app for managing accounts, transfers, and check deposits. (iPhone/iPad app by Members Heritage Credit Union, Inc..) - Source: https://appshunter.io/ios/app/members-heritage-cu/id1457338065 (this page in markdown: same URL + `.md`) - Developer: [Members Heritage Credit Union, Inc.](https://appshunter.io/developer/867813307) - Category: Finance, Business - Price: Free - Rating: 4.73/5 from 1,050 App Store ratings · 24 written reviews indexed - Age rating: 4+ - Requires: iOS 16 · 27 MB - Languages: English - Released: 2019-05-16 - Data updated: 2026-09-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/members-heritage-cu/id1457338065/reviews.md ## What is Members Heritage CU? MEMBERS HERITAGE CREDIT UNION MOBILE BANKING APP Bank on the go with the Members Heritage Credit Union Mobile Banking App. Manage your accounts from your mobile phone when it’s convenient for you. FEATURES: The Members Heritage Credit Union Mobile Banking App is fast, convenient and free and allows users to: • Check account balances • See recent activity • View transaction history • Transfer money between accounts both within MHCU and other financial institutions • Locate and get directions to ATM and branch locations using GPS • Deposit checks by taking a picture of the front and back of the check REGISTER: • To use the MHCU Mobile Banking App, click on the link to enroll if you are a first-time user. If you are an existing home banking user, log in using your username and password. SECURITY: Members Heritage Credit Union protects your financial information from unauthorized users using: • Secure login with username and password or biometrics • No transmission of complete account numbers [Federally Insured by NCUA] ## Key features - Check account balances - View transaction history - Transfer money - Mobile check deposit - Locate ATMs and branches - Secure login ## Recent user reviews (10 of 24) All indexed reviews: https://appshunter.io/ios/app/members-heritage-cu/id1457338065/reviews.md ### 3/5 — App Design 101: Beginnings: FLUNKS⁉️ 🙄 *2025-08-01, version 5.12.85* As someone who frequently logs into their bank/credit union, I cannot describe how unbelievably frustrating, and quite frankly, unfathomable it is that the app designer STILL has not addressed the login functionality of the App! Initially, the Autofill for the username and password is COMPLETELY JACKED! Just when you think you might be getting your username and/or password entered, you’ll find it ripped away from you, forcing user to start ALL OVER AGAIN. (Secret Time Saver: Don’t waste your time. No matter how it looks it will never complete successfully, forcing the user to copy and paste, passwords and usernames, which is not exactly the most secure methodology of filling out online forms 🙄) And now for the 🍒 on top❗️ You would assume that once you successfully filled in your username and password credentials in the app that you would thus be “logged in” the App, right⁉️ I mean, that’s how all other apps function, right❓ Well, in the case of this app . . . WRONG❗️ Needless to say, I login and log out, and perform all my other banking needs on the website. Honestly, WHO is responsible for the App and its development⁉️ I have applied for positions at the Credit Union. I have extensive executive level experience working with many multimillion dollar companies, federal and state regulations, wage and labor boards, etc., but apparently I’m not good enough for this company. Go figure! P.S. How in the WORLD could this App have an average Star rating of 4.7? These are all APPLE App Store ratings, correct? Not Android/GooglePlay AND Apple combined, right⁉️ SMH 🤦‍♂️ ### 2/5 — Notifications No Longer Working *2023-11-07, version 8.0.55750* I set up scheduled notifications for my balances, and they worked for a while, but suddenly stopped sending out. My device has all notifications turned on. The app does not require an update. Something is just broken ### 4/5 — Good, but needs to rotate to landscape mode *2023-07-19, version 8.0.54100* This is a good app, but it needs to be able to rotate to landscape mode so you can use it with your phone or iPad easier. The old app would rotate, but his newer version does not, please fix this! ### 2/5 — New app has many flaws which will hopefully be fixed soon *2022-11-07, version 8.0.5277* I can’t see my pending transactions, the second person listed on my joint checking account can’t access the online banking, card transactions show up as “CARD CARD” and don’t show the name of the business unless you click through them one by one, it’s a 4 step process to log out, the ad banner at the top takes room away from viewing my accounts as easily, and there aren’t enough characters to appropriately rename accounts, such as Emergency Savings. On the plus side, the online banking is at least operational for my primary checking account now, where it was down for several months prior to the upgrade. I like that I can copy and paste my account numbers for ease of access now. Account transfers are truly immediate now, where they weren’t in the previous app, and that is convenient when you need a last-minute move after hours. Hopefully the issues will be resolved very soon, as they overshadow the upsides of the upgrade. ### 3/5 — Touch login is flaky *2022-07-15, version 8.0.0* The app itself works just fine. But the fingerprint touch login will work one day, and then not work at all until you uninstall the app and then reinstall it and begin the process all over again. ### 1/5 — Deleted and reinstalled every 2 weeks *2022-06-17, version 8.0.0* I have to delete and reinstall this app often to get it to work ### 5/5 — Very useful *2022-05-23, version 8.0.0* Easy to use once you figure your way around the app. Very handy ### 1/5 — A complete inconvenience! *2021-12-18, version 8.0.0* This app has always been so difficult for me. From “no internet connection” (even though I have great service/WiFi to “incorrect username or password” (even though it says my Face ID is valid and I’ve never changed my username or password! I’ve seen other reviews and they’re from years ago, therefore I know this issue won’t get fixed but I just want future users to know what to look forward to. There’s no reason to have a mobile banking app if it never wants to work properly. ### 1/5 — Terrible *2021-09-24, version 8.0.0* I dont understand why this app makes it so hard to transfer money to another bank. Let alone the bank itself said i would get my debit card in “7-10 days” that was over a month ago!! ### 5/5 — Great *2021-03-01, version 8.0.0* Love the app live members heritage especially Winchester ky branch ## Frequently asked questions about Members Heritage CU ### What can I do with the Members Heritage Credit Union mobile banking app? The app allows you to manage your accounts on the go. You can check your account balances, view recent activity and transaction history, transfer money between accounts, and deposit checks by taking pictures. It also helps you locate nearby ATMs and branches. ### Is the Members Heritage Credit Union mobile banking app free to use? Yes, the app is described as fast, convenient, and free for users. There is no mention of any fees associated with using the core banking features of the app. ### How do I register to use the app? If you are a first-time user, you will need to click on a provided link to enroll. Existing home banking users can log in using their current username and password. ### What security measures are in place to protect my financial information? The app employs secure login methods, including username and password or biometrics. It also ensures that complete account numbers are not transmitted, adding an extra layer of protection against unauthorized access. ### Can I transfer money to accounts at other financial institutions? Yes, the app allows you to transfer money between accounts, including transfers both within Members Heritage Credit Union and to other financial institutions. ## Version history (last 5 releases) ### 5.16.112 — 2026-05-05 - Dedicated side panel for transaction filters - Color-coded account labels for quick identification - Landscape mode support on tablets - Send and receive funds with PayKey - Clarify OTP behavior for passkey logins ### 5.15.98 — 2026-02-23 • Principal-only payments for eligible Lines of Credit • Full external transfer history in Activity • Duplicate transfer warnings • Post-login updates and faster email verification • Optional OTP login • iOS 26 compatibility improvements • Customizable balance display Includes additional performance enhancements and minor improvements. ### 5.14.930 — 2026-01-12 • Hide the All Accounts card for a cleaner dashboard • Clearer password requirement prompts • More accurate deposit account totals • New alerts: Passkey Added + External Transfer Submitted • Actionable CD maturity + loan due alerts • Year-End info tab added • Update reminder pop-up • Help Me Save transfers • Clearer mobile deposit decline notes ### 5.14.93 — 2025-12-11 • Hide the All Accounts card for a cleaner dashboard • Clearer password requirement prompts • More accurate deposit account totals • New alerts: Passkey Added + External Transfer Submitted • Actionable CD maturity + loan due alerts • Year-End info tab added • Update reminder pop-up • Help Me Save transfers • Clearer mobile deposit decline notes ### 5.13.99 — 2025-10-27 Select My Debit Cards to set up transaction alerts, turn your card on/off, and access other card related controls. ## Apps similar to Members Heritage CU | App | Rating | Price | Category | | --- | --- | --- | --- | | [Traditional Bank Mobile](https://appshunter.io/ios/app/traditional-bank-mobile/id459532199) | 4.8 (3,027) | Free | Finance | | [UK Credit Union](https://appshunter.io/ios/app/uk-credit-union/id894032465) | 4.7 (6,070) | Free | Finance | | [Commonwealth CU Go Mobile](https://appshunter.io/ios/app/commonwealth-cu-go-mobile/id482699068) | 4.8 (14,818) | Free | Finance | | [Whitaker Bank Mobile](https://appshunter.io/ios/app/whitaker-bank-mobile/id529580599) | 2.1 (18) | Free | Finance | | [CentralMOBILE](https://appshunter.io/ios/app/centralmobile/id843426026) | 4.8 (4,326) | Free | Finance | | [Peoples Exchange Bank](https://appshunter.io/ios/app/peoples-exchange-bank/id1378274114) | 4.9 (740) | Free | Finance | ## More apps by Members Heritage Credit Union, Inc. - [Members Heritage CU for iPad](https://appshunter.io/ios/app/members-heritage-cu-for-ipad/id1457338358) - [MHCU Cards](https://appshunter.io/ios/app/mhcu-cards/id6747324051) All apps by Members Heritage Credit Union, Inc.: https://appshunter.io/developer/867813307 ## Related topics [mhcu](https://appshunter.io/ios/topics/mhcu) · [mhcu cards](https://appshunter.io/ios/topics/mhcu-cards) · [heritage family cu ebranch](https://appshunter.io/ios/topics/heritage-family-cu-ebranch) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*