# MemoCash — Parla. Registra. Fatto.

> Parla. Registra. Fatto. (iPhone/iPad app by Augusto Bosco.)

- Source: https://appshunter.io/ios/app/memocash/id6761392083 (this page in markdown: same URL + `.md`)
- Developer: [Augusto Bosco](https://appshunter.io/developer/1878640189)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 3 MB
- Languages: American English, Italian
- Released: 2026-05-01
- Data updated: 2026-06-30
- User reviews in markdown: https://appshunter.io/ios/app/memocash/id6761392083/reviews.md

## What is MemoCash?

Open, speak, done. MemoCash is the fastest way to log expenses on your iPhone.

No forms to fill, no menus to tap. Press the mic, say "coffee three eighty", AI understands and the expense is saved. In under 10 seconds.

Voice quick capture
Fully on-device with Apple Intelligence — your audio never leaves your iPhone.

Customizable categories and payment methods
Sensible defaults at first launch (Bar, Groceries, Fuel, Card, Cash, Apple Pay, etc.). Add, rename, reorder as you wish.

Automatic shared expenses (÷2)
Mark a wallet as "shared" and every expense logged on it is automatically split in half. Perfect for couples or family joint accounts.

Recurring expenses
"Netflix every month 17.99", "rent on the first 800", "gym every Monday 15" — the app captures frequency and day and schedules the recurrence for you.

Smart voice queries
"How much did I spend this month?", "where do I spend the most?", "what was my last expense?", "am I spending more than last month?" — ask and it answers with natural voice.

Batch expenses
"Three coffees at 1.50" → three expenses created at once, with correct per-unit price.

Voice-split expenses
"Pizza 40 halved", "dinner 60 split in three" → the amount is divided on the fly, original total noted.

Automatic brand recognition
Walmart → Groceries. Netflix → Shopping. Shell → Fuel. Dozens of international brands recognized, category assigned automatically.

Widget and Siri Shortcuts
Start a recording from the home screen with one tap, or say "Hey Siri, log an expense on MemoCash".

iCloud Sync
Your expenses synced automatically between iPhone and iPad via private CloudKit database.

Monthly reports
Month total, breakdown by category and wallet, top 5 expenses, daily chart, month picker to browse history.

Budget
Set caps per category with gentle feedback after each saved expense.

Total privacy
All voice recognition (Apple Speech) and AI parsing (Apple Foundation Models) happen on-device, on your iPhone. No server, no API keys, no data ever leaves your device. It's an app that understands you, not a cloud that listens to you.

7-day free trial
Everything unlimited for a week. Then Premium $3.49/month or $22.99/year to keep going. Available in Italian and English.

Open. Speak. Logged.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Mensile | $2.99 | per month |
| Premium Annuale | $19.99 | per year |



## Version history (last 2 releases)

### 1.1.0 — 2026-05-03

MemoCash now speaks English and understands you much better

English
• Full English support: interface, voice recognition, voice responses and AI expense parsing
• New language selector in Settings: pick "System" to follow your iPhone, or force Italian / English
• Automatic currency based on your region (EUR, USD, GBP, BRL) with manual override from Settings

Much sharper voice recognition
• Better amount understanding: "three eighty", "forty-two dollars", "twenty point five" → all parsed correctly, even when Apple Speech mixes words and digits (e.g. "nine and 99")
• Shared expenses finally work: "pizza 40 halved", "dinner 60 split in three" → the amount is divided automatically, original total noted in the description
• Sharper recurring expenses: "Netflix every month", "rent on the first 800", "gym every Monday 15" → frequency and day captured as you expect
• Batch purchases: "three coffees at 1.50", "two pizzas at 15" → count and per-unit price recognized separately
• Auto-category for known brands: say "Walmart 60" or "Netflix 17.99" and the app knows they belong to Groceries and Shopping (IT catalogue + international brands: Esselunga, Trenitalia, Esso)
• Cleaner notes: the app keeps only the expense subject ("rent", "pizza", "Netflix") instead of the full sentence
• Specific date recognition: "April 5", "three days ago", "last Monday" → date set correctly without effort

Still 100% on-device: no cloud, no internet required, no data ever leaves your iPhone.

### 1.0 — 2026-05-01

No release notes.

## More apps by Augusto Bosco

- [Budgy Claw](https://appshunter.io/ios/app/budgy-claw/id6759446818)

All apps by Augusto Bosco: https://appshunter.io/developer/1878640189

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-30.*