# MemoryBank – Kid Money Tracker — Their investments, explained

> Kid-friendly investment tracker with live data and educational AI. (iPhone/iPad app by Joshua Ackerman.)

- Source: https://appshunter.io/ios/app/memorybank-kid-money-tracker/id6785294977 (this page in markdown: same URL + `.md`)
- Developer: [Joshua Ackerman](https://appshunter.io/developer/6785294979)
- Category: Finance, Education
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 1 MB
- Languages: American English
- Released: 2026-07-22
- Data updated: 2026-07-25
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/memorybank-kid-money-tracker/id6785294977/reviews.md

## What is MemoryBank?

The piggy bank, reimagined.

MemoryBank turns your kids' real investment accounts into a dashboard they'll actually want to look at — live prices, their own colors and avatars, and plain-language stories that explain what they own and why it matters. You invest for their future. Now they get to watch it grow.

Connect your brokerage in minutes — Schwab, Fidelity, Vanguard, and 11,000+ institutions — and every UTMA, Roth IRA, and 529 becomes something your family can explore together.

FOR PARENTS
• Link brokerage accounts securely, or track any account by hand for free
• Set up each kid with their own dashboard, colors, and savings goals
• Turn any device into a kid-safe display in one tap — no passwords for little hands
• Get alerts when a connection needs attention, plus a weekly family recap
• Turn a spare tablet into a photo frame that doubles as their portfolio display

FOR KIDS
• Their money, their screen: portfolios with emojis, colors, and a family leaderboard
• Live prices during market hours — watching the market becomes a habit, not a lecture
• Tap any holding for its story, told at their reading level
• Growth projections that make compounding click: "this could be THAT much?"
• Penny, the family money buddy — an AI guide that answers "what's a stock?" in age-appropriate language, and knows when to say "ask a grown-up"

BUILT FOR FAMILIES, NOT ADVERTISERS
• Bank-level security through Plaid — we never see your login credentials
• Kids never need an account or password — devices pair to your family
• COPPA-compliant by design
• No ads. No selling your data. Ever.

Start free with manual tracking. Upgrade anytime with an auto-renewing subscription (Starter, Family, or Family Plus) for automatic brokerage syncing, AI stock stories, and more — manage or cancel in your App Store settings.

Terms of Use (EULA): https://mymemorybank.app/terms
Privacy Policy: https://mymemorybank.app/privacy

## Key features

- Connect brokerage accounts securely
- Personalized dashboards for each child
- Live stock prices and growth projections
- AI-powered money explanations
- Kid-safe display mode
- Manual tracking option

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Starter Monthly | $6.99 | per month |
| Starter Annual | $69.99 | per year |
| Family Monthly | $9.99 | per month |
| Family Annual | $99.99 | per year |
| Family Plus Monthly | $14.99 | per month |
| Family Plus Annual | $149.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/memorybank-kid-money-tracker/id6785294977/reviews.md

### 5/5 — Great tool for my kids

*2026-07-23*

I was struggling to try and teach my kids about money, saving and investing. It was hard to teach them and have them trust me with something they couldn’t visualize. We downloaded this app and easily connected all our accounts and now the kids check their accounts a lot to see how much their investments have grown, they set goals on what they want to save. It’s amazing that my 10 year old son already has a plan on saving for a car, at only 10! There has also been some friendly competition between the kids and they are actively trying to get more money by setting up lemonade stands and doing chores. Excited to keep using this!

## Frequently asked questions about MemoryBank

### How does MemoryBank explain investments to kids?

MemoryBank uses plain-language stories tailored to a child's reading level to explain what they own and why it matters. An AI guide named Penny can also answer basic questions about stocks and investing in age-appropriate terms.

### What financial institutions does MemoryBank support?

MemoryBank supports major brokerages like Schwab, Fidelity, and Vanguard, along with over 11,000 other institutions. You can also manually track any account for free if your institution is not directly supported.

### Is MemoryBank secure for linking brokerage accounts?

Yes, MemoryBank uses bank-level security through Plaid to connect to brokerage accounts, ensuring your login credentials are never seen by the app. It is also COPPA-compliant by design.

### What are the subscription options for MemoryBank?

MemoryBank offers a free tier for manual tracking. Paid subscription plans include Starter, Family, and Family Plus, with monthly and annual options ranging from $6.99 to $99.99, providing features like automatic brokerage syncing and AI stock stories.

### Can I cancel my MemoryBank subscription?

Yes, you can manage or cancel your auto-renewing subscription at any time through your App Store settings. This allows flexibility in choosing the plan that best suits your family's needs.

### Does MemoryBank have ads?

No, MemoryBank is built for families, not advertisers, and explicitly states that it has no ads and does not sell user data. The focus is on providing a safe and educational experience for children.

### What age rating does MemoryBank have?

MemoryBank has an age rating of 4+, making it suitable for young children to begin learning about finances with parental guidance.

### How often is MemoryBank updated?

MemoryBank was last updated on July 22, 2026, with version 1.0. While this is the initial release, ongoing updates are expected to enhance features and security based on user feedback.

## Version history (last 1 release)

### 1.0 — 2026-07-22

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-25.*