# MemoryBank Mobile Banking

> Mobile banking app for check deposit, transfers, bill pay, and transaction alerts. (iPhone/iPad app by Republic Bank & Trust Company.)

- Source: https://appshunter.io/ios/app/memorybank-mobile-banking/id1093561009 (this page in markdown: same URL + `.md`)
- Developer: [Republic Bank & Trust Company](https://appshunter.io/developer/401069072)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 132 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 72 MB
- Languages: American English
- Released: 2016-10-20
- Data updated: 2026-06-10
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/memorybank-mobile-banking/id1093561009/reviews.md

## What is MemoryBank Mobile Banking?

MemoryBank’s Mobile Banking App* puts the banking services you need as close as your iPhone® and iPad®, with easy 24/7 Mobile Check Deposit, Direct Deposit, Funds Transfers, Bill Pay, and much more.
•	Touch ID® biometric login on compatible devices** with enhanced security so you don’t have to remember your password, and you feel safer.
•	Customizable MemoryAlert notifications – for transactions, deposits and when you go below any specific balance you choose – through push notifications, texts or emails*.
•	Instant balance check as easy as swiping down the MemoryBank App’s log-in screen* - no log-in required.
•	Locate one of our over 85,000 fee-free ATMs*** nationwide and internationally.
•	Find and activate money back Purchase Rewards offers for the kinds of places you like to shop and dine when you use your MemoryBank MasterCard® debit card to pay.
•	Use Popmoney® from the MemoryBank App to send and receive money with just about anyone without cash or checks.

Apple Pay®, iPhone®, Touch ID®, iPad® and App Store® are registered trademarks of Apple Inc.
MasterCard® is a registered trademark of MasterCard International Incorporated.
Popmoney® is a registered trademark of CheckFreePay Corporation, a subsidiary of Fiserv Solutions, Inc.

©2018 MemoryBank, a division of Republic Bank & Trust Company, Member FDIC.
*Message and data rates from your wireless carrier may apply.  Usage and qualification rates apply.
**Touch ID available for iPhone 5S or higher.
***Number of ATM locations subject to change.  Look for all Allpoint, MoneyPass, SUM, or Presto logos as the machine.

## Key features

- Mobile Check Deposit
- Direct Deposit
- Funds Transfers
- Bill Pay
- Touch ID biometric login
- Customizable MemoryAlert notifications
- ATM locator

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/memorybank-mobile-banking/id1093561009/reviews.md

### 1/5 — Beware of fees!

*2020-04-26*

Opened account and they promptly dropped the interest paid. Also introduced new $15 monthly fee if your balance drops below $1,000 at any time. After first month there got hit with a $3.00 fee for a paper statement I didn’t ask for and wouldn’t expect from an online account. If I want to get nickeled and dimes to death, I might as well open an account with a big name bank that at least has branches all over.

Closing out account right now. Avoid...

### 3/5 — Mixed bag

*2020-02-04*

Memory Bank pays good interest rates, and provides good access to live customer service.   Online and mobile access is a little sketchy, and doesn’t seem to work smoothly from time to time. Fees for ancillaries like checks or overdraft charges are high.  On balance, it’s a good value proposition because of the interest rates.  If and when they decline to much, I’ll move my banking to a better functioning organization.

### 5/5 — Great app

*2019-04-28*

I like the great functionality of this app. One thing I wish you could do is transfer money between MyMemoryBank and your external accounts. Either that or setup their checking account to have unlimited worldwide atm refunds.

### 5/5 — Top Notch Banking App

*2016-12-03*

Does exactly what it says. Great job Memory Bank!!

## Frequently asked questions about MemoryBank Mobile Banking

### Does MemoryBank have ads?

Yes, MemoryBank contains advertisements. This is common for many free financial applications that offer services without a direct user fee.

### What is the security like for MemoryBank?

MemoryBank offers enhanced security with Touch ID biometric login on compatible devices, eliminating the need to remember passwords and providing a safer user experience.

### How can I find fee-free ATMs with MemoryBank?

The MemoryBank app allows you to locate over 85,000 fee-free ATMs nationwide and internationally. Look for machines with Allpoint, MoneyPass, SUM, or Presto logos.

### Can I send money to others using MemoryBank?

Yes, you can use Popmoney from the MemoryBank app to send and receive money with virtually anyone, without the need for cash or checks.

### What types of alerts can I set up with MemoryBank?

MemoryBank offers customizable MemoryAlert notifications for transactions, deposits, and low balance warnings. These alerts can be received via push notifications, text, or email.

### Is MemoryBank available on Android devices?

Based on the provided data, MemoryBank is available on iPhone, iPad, and iPod. Platform availability for Android is not specified in this description.

### How often is MemoryBank updated?

The latest version of MemoryBank is 2024.01.01, and it was last updated on March 26, 2024. This indicates a relatively recent update frequency.

### What is the user rating for MemoryBank?

MemoryBank has a strong user rating of 4.6 stars based on 132 ratings, suggesting a generally positive user experience.

## Version history (last 5 releases)

### 2024.01.01 — 2024-03-26

Improved login flow for those using biometrics
Increased visibility for closed accounts within account details screen
Various additional enhancements and bug fixes

### 2023.10.1.7 — 2023-12-06

Support added for additional types of utility links to be accessible from the accounts page
Added requirement to re-enroll in biometrics after password change
Fixed payment amount display issues with some transfer actions
Updates to the 'texting you' and 'calling you' pages
Various additional enhancements and bug fixes

### 2023.3.0.1 — 2023-04-25

• User data is now being cleared when app is deleted and a new app downloaded from App Store
• Third-party keyboards are no longer supported
• Update to address issues with Spanish and Chinese on Sign Up page
• Various additional enhancements and bug fixes

### 2022.9.2.1 — 2022-12-13

Accessibility updates for front and back of check instructions for check deposit function On Apple Watch updates to balances displayed for certain account types Other general enhancements and bug fixes Update to address device rotation issue during check deposit on iOS 16

### 2022.6.0.4 — 2022-10-18

Support for iOS 15
Other general enhancements and bug fixes

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## More apps by Republic Bank & Trust Company

- [Republic Bank Mobile App](https://appshunter.io/ios/app/republic-bank-mobile-app/id401069069)
- [Republic Bank & Trust Company](https://appshunter.io/ios/app/republic-bank-and-trust-company/id563242794)
- [Republic Bank Card Controls](https://appshunter.io/ios/app/republic-bank-card-controls/id1319603839)
- [Republic Bank Business Mobile](https://appshunter.io/ios/app/republic-bank-business-mobile/id1412149254)
- [Republic Bank Corp Deposit](https://appshunter.io/ios/app/republic-bank-corp-deposit/id1621759476)

All apps by Republic Bank & Trust Company: https://appshunter.io/developer/401069072

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*