# MemoryBank Mobile Banking — user reviews

> 4 indexed App Store user reviews of MemoryBank Mobile Banking by Republic Bank & Trust Company, rated 4.60/5 from 132 ratings.

- Source: https://appshunter.io/ios/app/memorybank-mobile-banking/id1093561009/reviews
- App overview in markdown: https://appshunter.io/ios/app/memorybank-mobile-banking/id1093561009.md
- Rating breakdown: 5★ 106 · 4★ 16 · 3★ 3 · 2★ 2 · 1★ 5

## Most critical reviews (4 lowest-rated)

### 1/5 — Beware of fees!

*2020-04-26*

Opened account and they promptly dropped the interest paid. Also introduced new $15 monthly fee if your balance drops below $1,000 at any time. After first month there got hit with a $3.00 fee for a paper statement I didn’t ask for and wouldn’t expect from an online account. If I want to get nickeled and dimes to death, I might as well open an account with a big name bank that at least has branches all over.

Closing out account right now. Avoid...

### 3/5 — Mixed bag

*2020-02-04*

Memory Bank pays good interest rates, and provides good access to live customer service.   Online and mobile access is a little sketchy, and doesn’t seem to work smoothly from time to time. Fees for ancillaries like checks or overdraft charges are high.  On balance, it’s a good value proposition because of the interest rates.  If and when they decline to much, I’ll move my banking to a better functioning organization.

### 5/5 — Great app

*2019-04-28*

I like the great functionality of this app. One thing I wish you could do is transfer money between MyMemoryBank and your external accounts. Either that or setup their checking account to have unlimited worldwide atm refunds.

### 5/5 — Top Notch Banking App

*2016-12-03*

Does exactly what it says. Great job Memory Bank!!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*