# Merchantrade Money

> Global multi-currency eWallet with VISA Prepaid card for international spending and money transfers. (iPhone/iPad app by MERCHANTRADE ASIA SDN BHD.)

- Source: https://appshunter.io/ios/app/merchantrade-money/id1261225280 (this page in markdown: same URL + `.md`)
- Developer: [MERCHANTRADE ASIA SDN BHD](https://appshunter.io/developer/1022449999)
- Category: Finance
- Price: Free
- Rating: 4.29/5 from 14 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 223 MB
- Languages: Bangla, Burmese, English, Hindi, Indonesian, Malay, Nepali, Chinese, Tamil
- Released: 2017-11-28
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/merchantrade-money/id1261225280/reviews.md

## What is Merchantrade Money?

Merchantrade Money is a great option to manage your money better anywhere in the world. It is a multi-currency eWallet paired with a VISA Prepaid card, that’s perfect to use anywhere in the world for payments in any currency (for in-store & online purchases).

We know high exchange rates & transaction fees are a pain for many, which is why we don’t add hidden fees and we strive to be as transparent as possible. Buy and sell currencies at great rates in a split second, get notified instantly on your spending, and spend overseas with no mark-ups or transaction fees. Pretty cool right?

Travel or spend with one multi-currency eWallet
•	Buy, Keep and Sell up to 20 foreign currencies in the app at no conversion fees!
•	Set rate alerts to alert you when it’s the right time to Buy or Sell
•	Pay anywhere in foreign currencies at locked-in rates with no mark-ups or transaction fees
•	Withdraw money from ATMs worldwide
•	Get instant notifications on your transactions

Send money overseas at a click of a button
•	Send money overseas to 13 countries at great exchange rates

Secure it your way
•	Customise your security the way you want it
•	If you lose or misplace your card, just freeze/unfreeze it within the app
•	Manage your card functions by disabling or enabling payWave, online transactions and overseas payments
•	Get assistance from our friendly customer chat support agents via Live Chat

Easy to top-up
•	Top-up your eWallet anytime via FPX (online banking) or your Debit Card

Stay protected with Micro Insurance plans
•	Life Insurance, Travel Insurance, Personal Accident Insurance

Manage your daily expenses
•	Pay utility bills
•	Reload mobile credit (local & overseas)
•	Send money to friends instantly at a click of a button with Card-To-Card transfers
•	Split the bill with friends and family and we’ll do the math
•	Get daily breakdown on your spending

Download and experience the cashless revolution today!

• Not a Merchantrade Money customer yet? Visit our branches or download the app now!
• For more details, please visit www.merchantrademoney.com or call +603-8313 8606
• Brought to you by Merchantrade Asia – Malaysia’s Largest Money Services Provider.
*This app is developed for Merchantrade Money VISA Prepaid Card users and only for registrations in Malaysia.

## Key features

- Multi-currency eWallet
- VISA Prepaid card
- Competitive exchange rates
- Instant transaction notifications
- Global ATM withdrawals
- Overseas money transfers
- Card freezing/unfreezing

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/merchantrade-money/id1261225280/reviews.md

### 1/5 — Fake Duit now

*2024-01-22*

For one day only Duit now 

Don’t do like that, make it available for all merchantrade Users. 🙄

### 1/5 — Impossible to take ID picture

*2022-12-27*

Impossible to take ID picture

**Developer response:** Hi, can you please send us your account details along with the screenshot of the problem to customerservice@merchantrademoney.com or contact us at +603 8313 8606 so that we can help you. Thank you for using our app.

### 2/5 — Can i apply?

*2021-12-05*

Is it applicable only for malaysian? How bout other country.. like brunei?

**Developer response:** Hi, it is applicable for non-Malaysian as well. Please contact us at customerservice@merchantrademoney.com for more enquiries.

## Frequently asked questions about Merchantrade Money

### What is Merchantrade Money?

Merchantrade Money is a multi-currency eWallet paired with a VISA Prepaid card, designed for managing money globally. It allows users to buy, keep, and sell up to 20 foreign currencies at competitive rates with no conversion fees.

### How secure is Merchantrade Money?

Merchantrade Money offers customizable security features, including the ability to freeze or unfreeze your card instantly within the app. You can also manage card functions like disabling or enabling payWave, online transactions, and overseas payments.

### Can I use Merchantrade Money for international payments?

Yes, you can pay anywhere in foreign currencies at locked-in rates with no mark-ups or transaction fees using the Merchantrade Money VISA Prepaid card for both in-store and online purchases.

### How do I top up my Merchantrade Money eWallet?

You can easily top up your eWallet anytime via FPX (online banking) or your Debit Card. This ensures you always have funds available for your transactions.

### Does Merchantrade Money have ads?

No, Merchantrade Money does not contain advertisements. The app is designed to provide a seamless and uninterrupted user experience for managing your finances.

### What devices is Merchantrade Money available on?

Merchantrade Money is available for iPhone and iPod devices. It is developed for Merchantrade Money VISA Prepaid Card users and is for registrations in Malaysia.

### How often is Merchantrade Money updated?

The latest version of Merchantrade Money is 1.47.0, and it was last updated on February 4, 2025. Updates typically include new features, performance improvements, and bug fixes.

### What are the transaction fees for Merchantrade Money?

Merchantrade Money strives for transparency and does not add hidden fees. Users can buy and sell currencies at great rates and spend overseas with no mark-ups or transaction fees.

## Version history (last 5 releases)

### 1.47.0 — 2025-02-04

Thank you for choosing Merchantrade Money!
Here’s what’s new:
1. Cooling-off period: Enhances security by adding a temporary pause between certain actions, reducing risks of unauthorized requests.
2. e-Invoice implementation: Simplifies transaction records for greater transparency and easy access to digital invoices.
3. Bug fixes: Improved overall performance by addressing several issues.
We appreciate your support! Stay tuned for more updates!

### 1.45.0 — 2024-11-23

Thanks for using Merchantrade Money! We've fixed some bugs and enhanced the performance of the app.

### 1.44.0 — 2024-11-06

Thanks for using Merchantrade Money! We've fixed some bugs and enhanced the performance of the app.

### 1.43.0 — 2024-10-01

Thank you for choosing Merchantrade Money! In this update, we've simplified the card renewal process, fixed several bugs, and improved app performance for a seamless experience. We appreciate your support and feedback!

### 1.42.0 — 2024-08-26

Thanks for using Merchantrade Money! We've fixed some bugs and enhanced the performance of the app.

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## More apps by MERCHANTRADE ASIA SDN BHD

- [eRemit Malaysia](https://appshunter.io/ios/app/eremit-malaysia/id1060407677)
- [Merchantrade Secure](https://appshunter.io/ios/app/merchantrade-secure/id1401775913)
- [Merchantrade Money Biz](https://appshunter.io/ios/app/merchantrade-money-biz/id1634182691)
- [Merchantrade Money](https://appshunter.io/ios/app/merchantrade-money/id6689505138)

All apps by MERCHANTRADE ASIA SDN BHD: https://appshunter.io/developer/1022449999

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
