# Merchants & Marine Bank

> Mobile banking app for managing accounts, budgets, and transactions. (iPhone/iPad app by Merchants & Marine Bancorp, Inc..)

- Source: https://appshunter.io/ios/app/merchants-and-marine-bank/id1044806005 (this page in markdown: same URL + `.md`)
- Developer: [Merchants & Marine Bancorp, Inc.](https://appshunter.io/developer/727184789)
- Category: Finance, Business
- Price: Free
- Rating: 3.80/5 from 17 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 30 MB
- Languages: American English, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Taiwan)
- Released: 2015-10-16
- Data updated: 2026-09-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/merchants-and-marine-bank/id1044806005/reviews.md

## What is Merchants & Marine Bank?

Merchants & Marine Bank's Mobile App delivers a full suite of banking services 24/7 wherever you are. You can check balances, transfer funds, receive secure messages and much more! All at your fingertips!

Merchants & Marine Bank’s Mobile Banking App allows you quickly and easily perform all these banking functions anytime, anywhere! You can even manage your personal finances with Merchants & Marine Bank
Total Money Manager solution.  
   
• TMM (Total Money Manager) is simple to use yet powerful
o Account Aggregation to see all accounts at once
o Budgeting & Expense Tracking
o Categorization Tagging
o E-mail & SMS Alerts
o Cash Flow Calendar
o Net Worth Calculator
o Goal Management Tools
• Check balances and account history 24/7
• View pending transactions
• Transfer funds internally or externally 
• Pay bills 
• Send and receive secure messages
• Access branch hours & location information
• Find ATM locations
• Make deposits using your mobile device
• View electronic statements
• Search account history

## Key features

- Account aggregation
- Budgeting and expense tracking
- Fund transfers
- Bill pay
- Mobile check deposit
- Secure messaging
- ATM and branch locator

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/merchants-and-marine-bank/id1044806005/reviews.md

### 5/5 — Never had any problems

*2024-12-22, version 3.0.5800*

I love my bank  .The only thing I would change is, I would need notifications in real time while spending my money or making any transaction. I would use my card more if they had this feature.

### 5/5 — Great app!

*2019-07-17, version 2.0.5404*

Easy to use & gives me access to all the information I need.

### 1/5 — Pointless text alerts

*2018-11-22, version 2.0.5404*

The app will send out text alerts if your account balance gets below a set amount. However, it only checks the balance once a day in the “wee hours of the morning,” according to employees. So, if your account goes in the negative, you won’t be notified until the next day.... after the NSF fees have posted. Also, after the last update, the app no longer shows the information on our loan. We can only see past transactions; not amount due, and it fluctuates.

### 1/5 — upgrade on way!

*2016-01-03, version 1.0.4047*

app quit working when I upgraded to iOS 9. called tech support & was told upgraded app was pending Apple approval.

### 2/5 — iPhone problem

*2016-01-02, version 1.0.4047*

Works on my iPad but stop working on my iPhone. Also needs a print option!

### 1/5 — Doesn't work

*2015-12-14, version 1.0.4047*

Downloaded the app today and it's not working.

## Frequently asked questions about Merchants & Marine Bank

### What banking features does Merchants & Marine Bank offer?

Merchants & Marine Bank allows users to check balances, transfer funds internally and externally, pay bills, make mobile deposits, and view electronic statements. It also provides access to secure messages and account history.

### How does Merchants & Marine Bank help with budgeting?

The app includes a Total Money Manager (TMM) solution with features like budgeting and expense tracking, categorization tagging, and a cash flow calendar. It also offers a net worth calculator and goal management tools.

### Is Merchants & Marine Bank secure?

The app provides secure messaging for communication and delivers banking services 24/7. While specific security protocols are not detailed, banking apps generally employ industry-standard encryption to protect user data.

### What devices support Merchants & Marine Bank?

Merchants & Marine Bank is available on iPhone and iPad devices. The app is rated for ages 4 and up.

### How often is Merchants & Marine Bank updated?

The latest version of Merchants & Marine Bank is 4.0.250701, last updated on August 5, 2025. This indicates regular updates to maintain functionality and security.

### Where can I find ATMs and branches using Merchants & Marine Bank?

The app provides access to branch hours and location information, as well as a tool to find ATM locations, making it easy to manage your finances in person or with cash.

### What is the user rating for Merchants & Marine Bank?

Merchants & Marine Bank has a rating of 3.8 stars from 17 ratings. This suggests a generally positive but mixed user reception.

### Does Merchants & Marine Bank have ads?

No, Merchants & Marine Bank does not contain advertisements. The app is free to download and use without any ad interruptions.

## Version history (last 5 releases)

### 4.0.250701 — 2025-08-05

Feature enhancements and bug fixes.

### 3.0.51000 — 2025-03-14

Feature enhancements and bug fixes

### 3.0.5800 — 2023-04-20

Feature enhancements and bug fixes

### 3.0.5274 — 2022-09-26

Enhancements and bug fixes

### 3.0.5719 — 2022-05-24

Enhancements and bug fixes

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## More apps by Merchants & Marine Bancorp, Inc.

- [M&M Bank Card Protect](https://appshunter.io/ios/app/m-and-m-bank-card-protect/id1462673199)
- [Mississippi River](https://appshunter.io/ios/app/mississippi-river/id6478706149)

All apps by Merchants & Marine Bancorp, Inc.: https://appshunter.io/developer/727184789

## Related topics

[merchant marine](https://appshunter.io/ios/topics/merchant-marine) · [merchants and marine bank](https://appshunter.io/ios/topics/merchants-and-marine-bank) · [merchant marine bank](https://appshunter.io/ios/topics/merchant-marine-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*