# Merchants Bank Credit Card App

> Mobile app for managing Merchants Bank credit cards, tracking spending, and self-service. (iPhone/iPad app by Merchants Bank, National Association Winona MN.)

- Source: https://appshunter.io/ios/app/merchants-bank-credit-card-app/id1518594431 (this page in markdown: same URL + `.md`)
- Developer: [Merchants Bank, National Association Winona MN](https://appshunter.io/developer/528392941)
- Category: Finance
- Price: Free
- Rating: 4.55/5 from 74 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 10.3 · 170 MB
- Languages: English
- Released: 2020-08-25
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/merchants-bank-credit-card-app/id1518594431/reviews.md

## What is Merchants Bank Credit Card App?

Merchants Bank Card App is the best way to get the most from Merchants Bank Card credit cards. 
•	Clearly see your purchases 
with cleaned up merchant names, location on a map and store info.
•	Keep a close eye on your spending 
with spend summaries to see where you’re using your card online and in-store.
•	Get 24-hour self service 
at your fingertips. Activate cards, tell us when you’re traveling and report cards lost or stolen.
•	Stay in control 
with real-time alerts and controls. Lock your card, set spending limits and determine where your card can be used.
Download now to get the most from your cards.

## Key features

- View purchases with merchant details and map location
- Spending summaries by category
- 24-hour self-service for card management
- Real-time alerts and controls
- Lock card, set spending limits, and restrict usage locations

## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/merchants-bank-credit-card-app/id1518594431/reviews.md

### 1/5 — Can’t pay

*2024-04-18*

After the most recent update, I can’t pay my bill! Why did you change it? How am I supposed to pay my card now???

### 3/5 — I’d like to see recent payments as well as recent charges. Also why a charge was declined.

*2022-06-26*

I just want more details.

### 5/5 — I have the power!!!

*2021-03-22, version 1.4.1*

It’s great having the ability to look at my balance, see my transactions, and make payments on the go.  But what I really like about the app is getting the alerts each time my card is used. The majority of the time my phone is buzzing instantly when my card is used letting me know what’s going on.  And if I see something fishy, I can shut my card off and send a message through the app to my bank asking about the transaction to make sure it’s legit.  Great app for a great card!

### 5/5 — Alerts and maps are the best

*2021-01-17*

The store icons in the alerts is not anything I have seen with my other banking apps. I am addicted
To watching the alerts with the store icons after posting a transaction. Oh technology! What have you made of me. Someone save me.

## Frequently asked questions about Merchants Bank Credit Card App

### How do I activate a new Merchants Bank credit card?

You can activate your new Merchants Bank credit card directly through the app. The 24-hour self-service feature allows for quick and easy card activation at your convenience.

### Can I see where I've spent money with the Merchants Bank Credit Card App?

Yes, the app provides detailed spending summaries that show where you are using your card, both online and in-store. It also cleans up merchant names and shows their location on a map.

### What security features does the Merchants Bank Credit Card App offer?

The app offers real-time alerts and controls to help you stay in control. You can lock your card instantly, set spending limits, and determine where your card can be used.

### What should I do if my Merchants Bank credit card is lost or stolen?

If your Merchants Bank credit card is lost or stolen, you can report it immediately through the app's 24-hour self-service options. This allows for prompt action to secure your account.

### Does the Merchants Bank Credit Card App have ads?

No, the Merchants Bank Credit Card App does not contain advertisements. It is a free application designed to provide a seamless experience for managing your credit cards.

### What devices are supported by the Merchants Bank Credit Card App?

The Merchants Bank Credit Card App is currently supported on iPhone and iPod devices. It is designed for iOS users who want to manage their credit cards on the go.

### How often is the Merchants Bank Credit Card App updated?

The app was last updated on December 5, 2023, with version 1.5.4. This indicates that the app is actively maintained and receives regular updates to improve functionality and security.

### Is the Merchants Bank Credit Card App free to use?

Yes, the Merchants Bank Credit Card App is completely free to download and use. There are no charges associated with accessing its features for managing your Merchants Bank credit cards.

## Version history (last 5 releases)

### 1.5.4 — 2023-12-05

Register the card
• Activate and deactivate the card 
• Add the card to a device wallet i.e. Apple Pay 
• Set control preferences for card usage including location, transaction and merchant types, spend limits, and card on/off (“Controls”)
• Set alert preferences for card usage including location, transaction and merchant types, spend limits, and declined purchases (“Alerts”)
• View transaction history including cleansed and enriched merchant information (e.g., merchant name, address and contact information)
• Report Your card as lost or stolen
• Review Your spend by merchant type and/or by month
• View a list of merchants storing Your card information for recurring or card-on-file payments

### 1.5.2 — 2022-07-29

Register the card
• Activate and deactivate the card 
• Add the card to a device wallet i.e. Apple Pay 
• Set control preferences for card usage including location, transaction and merchant types, spend limits, and card on/off (“Controls”)
• Set alert preferences for card usage including location, transaction and merchant types, spend limits, and declined purchases (“Alerts”)
• View transaction history including cleansed and enriched merchant information (e.g., merchant name, address and contact information)
• Report Your card as lost or stolen
• Review Your spend by merchant type and/or by month
• View a list of merchants storing Your card information for recurring or card-on-file payments

### 1.5.1 — 2021-05-11

Register the card
• Activate and deactivate the card 
• Add the card to a device wallet i.e. Apple Pay 
• Set control preferences for card usage including location, transaction and merchant types, spend limits, and card on/off (“Controls”)
• Set alert preferences for card usage including location, transaction and merchant types, spend limits, and declined purchases (“Alerts”)
• View transaction history including cleansed and enriched merchant information (e.g., merchant name, address and contact information)
• Report Your card as lost or stolen
• Review Your spend by merchant type and/or by month
• View a list of merchants storing Your card information for recurring or card-on-file payments

### 1.5.0 — 2021-03-25

Register the card
• Activate and deactivate the card 
• Add the card to a device wallet i.e. Apple Pay 
• Set control preferences for card usage including location, transaction and merchant types, spend limits, and card on/off (“Controls”)
• Set alert preferences for card usage including location, transaction and merchant types, spend limits, and declined purchases (“Alerts”)
• View transaction history including cleansed and enriched merchant information (e.g., merchant name, address and contact information)
• Report Your card as lost or stolen
• Review Your spend by merchant type and/or by month
• View a list of merchants storing Your card information for recurring or card-on-file payments

### 1.4.1 — 2021-01-21

Register the card
• Activate and deactivate the card 
• Add the card to a device wallet i.e. Apple Pay 
• Set control preferences for card usage including location, transaction and merchant types, spend limits, and card on/off (“Controls”)
• Set alert preferences for card usage including location, transaction and merchant types, spend limits, and declined purchases (“Alerts”)
• View transaction history including cleansed and enriched merchant information (e.g., merchant name, address and contact information)
• Report Your card as lost or stolen
• Review Your spend by merchant type and/or by month
• View a list of merchants storing Your card information for recurring or card-on-file payments

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## More apps by Merchants Bank, National Association Winona MN

- [Merchants Bank N.A. Mobile](https://appshunter.io/ios/app/merchants-bank-na-mobile/id528392938)
- [Merchants Bank Commercial](https://appshunter.io/ios/app/merchants-bank-commercial/id1485245977)
- [Merchants Bank NA Credit Cards](https://appshunter.io/ios/app/merchants-bank-na-credit-cards/id6550922515)

All apps by Merchants Bank, National Association Winona MN: https://appshunter.io/developer/528392941

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
