# Merchants Bank of Indiana

> Mobile banking app for Merchants Bank of Indiana customers to manage accounts and transactions. (iPhone/iPad app by Merchants Bank of Indiana.)

- Source: https://appshunter.io/ios/app/merchants-bank-of-indiana/id950797592 (this page in markdown: same URL + `.md`)
- Developer: [Merchants Bank of Indiana](https://appshunter.io/developer/950784777)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,052 App Store ratings · 20 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.5 · 190 MB
- Languages: English
- Released: 2015-01-03
- Data updated: 2026-08-23
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/merchants-bank-of-indiana/id950797592/reviews.md

## What is Merchants Bank of Indiana?

Start banking wherever you are with Merchants Bank of Indiana Mobile app. Available to all Merchants Bank of Indiana online banking customers.

Available features include:

Accounts:
•Check your latest account balance and search recent transactions by date, amount, or check number.

Transfers:
•Easily transfer cash between your accounts.

Bill Pay:
•Make payments and view recent and scheduled payments.

Manage Payees:
•Ability to add new payees, existing payers, or delete payees directly from the mobile app.

Deposits:
•Submit check deposits using your device’s camera.

Locations:
•Find nearby branches and ATMs using your device’s built-in GPS.

Touch ID/Face ID:
•Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.

## Key features

- Check account balances
- Search recent transactions
- Transfer cash between accounts
- Pay bills and manage payees
- Deposit checks via camera
- Find nearby branches and ATMs
- Secure Touch ID/Face ID login

## What do users think of Merchants Bank of Indiana?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Convenient mobile banking features
- 💡 Useful Spendable Money feature

**Cons**

- 🐛 Issues with mobile deposit
- 🐛 Login and account management problems
- 🤔 Limited functionality for CD accounts

**Commonly reported bugs**

- Crashes during login
- Inconsistent mobile deposit instructions
- Keychain integration issues

**Most requested features**

- Improved CD account management
- Enhanced money transfer capabilities
- Native iPad app

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/merchants-bank-of-indiana/id950797592/reviews.md

### 2/5 — 1.45 GB file size!

*2026-08-10, version 7.105.0.17248*

This app is taking 1.45 GB of storage! 
No other app comes close to this much storage. Otherwise a good app. But the amount of storage space it takes has become a problem.

### 1/5 — Can’t update external accounts for deposit

*2025-12-31, version 7.93.0.15726*

The app is garbage.  Incapable of updating the external accounts to deposit into a money market account, which I would assume should be a pretty basic functionality for a banking app….

### 4/5 — Not good for CDs

*2025-05-23, version 7.71.2.14200*

App is not useful if you only have a CD, as you can only see your current balance. Unlike other banking apps, for some reason they don’t show interest posted each month in the transaction activity section.  To see the interest posted, you need to sign in via a browser and then retrieve a detailed report. Not intuitive at all and needed to call to speak with a representative. It makes viewing your monthly interest inconvenient, so if not improved (fixed?) before CD matures, I will likely move funds elsewhere.
May 2025 update: Pleased to report you can now see CD interest in transaction section.  Changed to 4 stars.  Would have been nice for developers to have posted a response to my review.

### 2/5 — Not good for CDs

*2024-12-24*

The app is not useful if you only have a CD.  All you can see is your current balance.  Unlike other banking apps, for some reason they don’t show the interest posted each month in the transaction activity section.  In order to see the interest posted, you need to sign in to their online site via a browser and then retrieve a detailed report. This was not intuitive at all and needed to call to speak with a representative.  It makes viewing your monthly interest very inconvenient, so if it’s not improved (fixed?) by the time my CD matures, I will likely move my funds elsewhere.

### 3/5 — Easy to use, couple of buts

*2023-11-22, version 7.29.1.10336*

I like the app overall. It’s easy to use and I like the Spendable Money feature. 

The use of the iPhone’s Keychain doesn’t seem to work right though. Thankfully it uses biometrics too but it should use the Keychain like other apps do. 

A native iPad app would be nice too vs the blown up iPhone app on the iPad.

### 5/5 — Last phone call

*2023-08-11, version 7.29.1.10336*

Representative was extremely helpful. Please acknowledge her. 
TY

### 3/5 — Money Transfer

*2023-07-02, version 7.29.1.10336*

Overall I find the App to be good but transferring money which I mainly use it for does not do a good job regarding transfer date.  Coming from the Banking world you should be able to pick the date you want (outside of weekend and bank holidays) and the App should show you what days are available.  For example can’t schedule July 3 as a date. Also the calendar could highlight which days are available to transfer so you don’t have to go back and forth picking next days.  It’s good that after you pick a date and it’s not available it tells you what the next available date is.  Why not just show the dates and avoid multiple steps.

### 2/5 — Mobile deposit is the worst i’ve seen in all banking since 2015

*2021-06-09, version 4.6.5.2218*

Mobile deposit is almost useless it took me calling the bank multiple times to learn the instructions on the app are not what they actually needed.

### 1/5 — Logon is troublesome

*2021-02-23, version 4.6.5.2218*

keeps crashing and can’t see passwor

### 3/5 — Limits

*2020-12-23, version 4.4.13.767*

Limit is much too low

## Frequently asked questions about Merchants Bank of Indiana

### What can I do with the Merchants Bank of Indiana Mobile app?

The app allows you to check your latest account balance, search recent transactions, transfer cash between your accounts, pay bills, manage payees, and deposit checks using your device's camera. You can also find nearby branches and ATMs.

### Is the Merchants Bank of Indiana Mobile app free to use?

Yes, the app is free to download and use for all Merchants Bank of Indiana online banking customers. There are no additional charges for using the mobile banking features.

### How do I log in to the app securely?

The app supports Touch ID and Face ID, allowing you to use your fingerprint or facial recognition for a secure and efficient sign-on experience. This provides an extra layer of security for your banking information.

### Can I deposit checks using the app?

Yes, you can submit check deposits directly through the mobile app. Simply use your device's camera to capture images of the front and back of your endorsed check.

### What if I need to find a physical branch or ATM?

The app includes a 'Locations' feature that uses your device's built-in GPS to help you find nearby branches and ATMs. This makes it easy to access in-person banking services when needed.

## Version history (last 5 releases)

### 7.105.0.17248 — 2026-04-09

We’ve made several enhancements that will help your app perform better. We’re always making improvements, so turn on automatic app updates to get the latest.

### 7.102.0.16762 — 2026-03-06

We’ve made several enhancements that will help your app perform better. We’re always making improvements, so turn on automatic app updates to get the latest.

### 7.93.0.15726 — 2025-10-06

We’ve made several enhancements that will help your app perform better.  We’re always making improvements, so turn on automatic app updates to get the latest.

### 7.92.1.14911 — 2025-09-22

You can now open new accounts via the mobile app! We've also made several enhancements to improve app performance!

### 7.71.2.14200 — 2025-01-07

Version Update. We've made several enhancements to improve app performance!

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## More apps by Merchants Bank of Indiana

- [All In One Servicing](https://appshunter.io/ios/app/all-in-one-servicing/id1463864723)

All apps by Merchants Bank of Indiana: https://appshunter.io/developer/950784777

## Related topics

[merchants bank of indiana](https://appshunter.io/ios/topics/merchants-bank-of-indiana) · [merchants bank](https://appshunter.io/ios/topics/merchants-bank) · [merchants national bank](https://appshunter.io/ios/topics/merchants-national-bank) · [merchant bank](https://appshunter.io/ios/topics/merchant-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*