# Merchants National

> Mobile banking app for secure 24/7 account access, transfers, and location services. (iPhone/iPad app by Merchants National Bank.)

- Source: https://appshunter.io/ios/app/merchants-national/id1351291048 (this page in markdown: same URL + `.md`)
- Developer: [Merchants National Bank](https://appshunter.io/developer/1351291047)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,069 App Store ratings · 9 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 104 MB
- Languages: American English
- Released: 2018-03-19
- Data updated: 2026-09-08
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/merchants-national/id1351291048/reviews.md

## What is Merchants National?

Merchants Mobile Bank offers you the ability to safely and securely access your accounts 24/7. Download our app today and start using our mobile features:

*Accounts: Check your Merchants account balances, view account history, including pending transactions
*Statements: View your statements from within the app
*Transfers: Easily transfer funds between your accounts at anytime 
*Locations: Find nearby Branches and ATMs using the device's built-in GPS
*Touch ID: Quickly access your account with the touch of a finger
*Quick Balance: Quickly see your balances from the app login page without signing in
*Alerts: Set text messaging alerts for account balances to your device (Standard text messaging and data usage charges may apply through your wireless carrier.)
*Contact Us: Have questions or concerns? Use our contact information to get a hold of us.

To use Merchants Mobile Bank, you must be enrolled in Online Banking. Visit www.merchantsnat.com/online-banking.aspx if you are not already enrolled. If are currently enrolled in Online Banking, you can use your current Online Banking login information to get started today!

## Key features

- Account balance and history viewing
- Fund transfers between accounts
- Branch and ATM locator
- Touch ID login
- Quick Balance feature
- Account balance alerts

## Recent user reviews (9 of 9)

All indexed reviews: https://appshunter.io/ios/app/merchants-national/id1351291048/reviews.md

### 2/5 — Barely functional

*2026-04-22*

On a good day, this app has about 1/4 of the functionality of a decent banking app. On a bad day, which happens far too often, it refuses to function at all.
To be clear, this rating is for the app. The bank themselves are quite decent

### 5/5 — Just Works

*2025-12-03*

It does what it should.  Best part is I can do all of my banking even when the banks are not open, especially holidays!

### 1/5 — Sick of the this app

*2025-04-22*

I’m always being locked out and forced to change password. Unreliable.

### 5/5 — So easy

*2025-04-16*

Best bank app ever

### 3/5 — Most frustrating app I have

*2023-05-25*

This app keeps logging me out or having errors of some type that causes me to lose the ability to log in. Does not work consistently. When it does work and is not having issues it’s not a bad app to have.

### 5/5 — Never works

*2022-06-16*

This app won’t work and constantly gives an error message. It’s really frustrating

### 3/5 — Needs work

*2022-02-02*

Good app but I can’t locate my checking number anywhere

### 5/5 — One of a kind

*2019-04-12*

I have never experienced such loyalty as I have with my account at Your bank. The branch I go to is the only one in the town I live in, and I’d love to see another branch open in Springfield, Ohio. Jenny, Angie, Dawn, and Veronica are all amazing and it’s nice to walk in and I’m not just another face, they know my name! If the opportunity became available and another branch in Springfield is opened, I’d be honored to work with your company, bc of the way Merchants operates. Thank You! ~Jenny Kershaw

### 4/5 — Needs more options

*2018-10-02*

Good app but wish there was a way to view older statements

## Frequently asked questions about Merchants National

### What can I do with the Merchants Mobile Bank app?

The app allows you to securely access your accounts 24/7. You can check account balances, view transaction history, transfer funds between your accounts, find nearby branches and ATMs, and set up account alerts. It also offers quick login options like Touch ID and a Quick Balance feature.

### How do I get started with the Merchants Mobile Bank app?

To use the app, you must be enrolled in Online Banking. If you are not already enrolled, you can sign up at www.merchantsnat.com/online-banking.aspx. Once enrolled, you can use your existing Online Banking login credentials to access the app.

### Is the Merchants Mobile Bank app free to use?

The app itself is free to download and use. However, standard text messaging and data usage charges may apply through your wireless carrier for certain features like account alerts.

### What devices is the Merchants Mobile Bank app compatible with?

The app utilizes your device's built-in GPS for the location feature, suggesting it is compatible with smartphones and tablets that have GPS capabilities. Specific operating system requirements are not detailed but it is designed for mobile devices.

### Can I view my bank statements within the app?

Yes, the app provides the functionality to view your bank statements directly from within the application. This allows for convenient access to your financial records without needing to log in to a separate portal.

## Version history (last 5 releases)

### 26.1.30 — 2026-07-15

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-25

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.30 — 2025-08-13

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.50 — 2025-01-29

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.1.70 — 2024-06-20

Bug fixes and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*