# Merck Sharp & Dohme FCU Mobile

> Mobile banking app for account management, transfers, bill payments, and check deposits. (iPhone/iPad app by Merck Sharp & Dohme Federal Credit Union.)

- Source: https://appshunter.io/ios/app/merck-sharp-and-dohme-fcu-mobile/id1100811860 (this page in markdown: same URL + `.md`)
- Developer: [Merck Sharp & Dohme Federal Credit Union](https://appshunter.io/developer/499345688)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 2,371 App Store ratings · 36 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 180 MB
- Languages: American English
- Released: 2016-04-26
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/merck-sharp-and-dohme-fcu-mobile/id1100811860/reviews.md

## What is Merck Sharp & Dohme FCU Mobile?

Merck Sharp & Dohme FCU brings Mobile Banking to your mobile device. Now you can get easy access to online banking. Benefits include\:

 __ 

Balances - view your account balances and transaction histories.

Transfers - transfer money between your accounts.

Payments - pay your bills and view recent payments.

Deposits – deposit your check(s) with your phone.

Locations - get directions to nearby branches and ATMs based on your current location.

Contact Us - we're here to help.

 __ 

Not a member, visit www.msdfcu.org to open an account.

Mobile Banking is FREE and SECURE. Security includes the latest in SSL encryption and is backed by online banking secure sign-on.

 __ 

Messaging and data rates may apply.

## Key features

- View account balances and transaction history
- Transfer money between accounts
- Pay bills and view payment history
- Deposit checks using your phone
- Find nearby branches and ATMs
- Secure online banking access

## What do users think of Merck Sharp & Dohme FCU Mobile?

Overall sentiment: negative

**Pros**

- 👍 Great bank with excellent customer service
- 🚀 Easy to use app with clear screens and layout
- 💡 Useful features like mobile check deposit

**Cons**

- 🐛 App not working properly after recent update
- 🐛 Login issues and app crashes on newer devices
- 🐛 Mobile deposit feature not functioning as expected

**Commonly reported bugs**

- App not compatible with latest iOS versions
- Frequent login failures and account access issues
- Mobile deposit feature not working consistently

**Most requested features**

- Bring back previous version of the app
- Add Touch ID/Fingerprint login option
- Improve bill pay and transaction history features

## Recent user reviews (10 of 36)

All indexed reviews: https://appshunter.io/ios/app/merck-sharp-and-dohme-fcu-mobile/id1100811860/reviews.md

### 4/5 — Review

*2026-07-13*

Great financial establishment been with MSDFCU for over fifteen years. However the phone number has been cloned and I often get calls from scammers on the main phone line. Wish that could be corrected.

### 3/5 — Decent App Needs A Dark Mode!

*2026-02-21*

Please Add a Dark Mode!  This is my only app without it. I don’t like the white background. :(

### 1/5 — Was great and then they upgraded

*2023-06-23*

Since they upgraded a few months ago ebills has not been working properly. The new bill paying process is difficult and time consuming. Once you have actually managed to pay a bill it often displays on your activity and statement that you have paid the money to someone else. I love the bank and bill paying was quick and easy before the “upgrade”.  I have called them many times and apparently they are”working on it”. I’m opening an account with another bank so that I can pay bills easily.

### 5/5 — Great Bank

*2023-06-13*

I have banked with several banks and I can say with complete honestly Merck is hands down the best. They do not nickel and dime you and charge fees for things that you were told wouldn’t… not like WF or BOA… The members at the branch treat you like family and remember your name and children(s) name. This type of service is slowly fading away, and it is so nice to see an institution follow an old school approach.

### 2/5 — Bill pay not easy

*2023-05-23*

Not only did this app hide electronic check deposit beneath menus, bill pay is no longer intuitive. Not great if everything one tries to do takes three or four minutes to figure out. It sometimes feels a bit like using early versions of MS windows from a decade ago.

### 5/5 — Love it❣️

*2023-05-21*

I just love all my stuff at a glance easy access and easy to navigate thanks for the great upgrade 🙌♥️

### 5/5 — MSDFCU APP

*2023-05-11*

Has much improved in terms of clear screens and size of the display.
It works flawlessly.

### 5/5 — 10 / 10 👏👏👏👏👏

*2023-04-14*

Round of applause for everyone who had a part in the new updates in the app. Everything about it is totally on point. The login process is super quick, the layout is beautiful. You guys totally nailed it.

### 5/5 — Amazing upgrade

*2023-04-11*

This ap is so easy to use and it looks great! Way to go!!

### 1/5 — Needs an update!

*2023-02-02*

This app stopped working months ago and says there’s an issue with my login. But I can log in just fine on the website, so it’s an app issue only. It’s incredibly frustrating because it’s obviously a common issue across users and it’s been months like this. Please fix for us!

## Frequently asked questions about Merck Sharp & Dohme FCU Mobile

### What can I do with the Merck Sharp & Dohme FCU Mobile app?

The app allows you to view your account balances and transaction histories, transfer money between your accounts, pay bills, and deposit checks using your phone's camera. You can also find directions to nearby branches and ATMs.

### Is the mobile banking app free to use?

Yes, Mobile Banking is FREE and SECURE. While the app itself is free, messaging and data rates from your mobile carrier may apply.

### How secure is the mobile banking app?

The app is SECURE and utilizes the latest in SSL encryption. It is backed by online banking secure sign-on to protect your financial information.

### Can I deposit checks with this app?

Yes, the app features a 'Deposits' function that allows you to deposit your check(s) directly using your phone's camera, making it convenient to add funds to your account.

### Who is this app intended for?

This app is designed for members of Merck Sharp & Dohme FCU who want to manage their accounts, perform transactions, and access banking services conveniently from their mobile devices.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-14

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4022.0.0 — 2026-07-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.2.0 — 2026-06-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-04

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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## More apps by Merck Sharp & Dohme Federal Credit Union

- [My MSD Cards](https://appshunter.io/ios/app/my-msd-cards/id1504331968)

All apps by Merck Sharp & Dohme Federal Credit Union: https://appshunter.io/developer/499345688

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*