# MERCO Credit Union > Mobile banking app for account management, bill payment, and fund transfers. (iPhone/iPad app by MERCO Credit Union.) - Source: https://appshunter.io/ios/app/merco-credit-union/id1448300338 (this page in markdown: same URL + `.md`) - Developer: [MERCO Credit Union](https://appshunter.io/developer/1448300337) - Category: Finance - Price: Free - Rating: 4.79/5 from 672 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 187 MB - Languages: English - Released: 2019-01-10 - Data updated: 2026-09-08 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/merco-credit-union/id1448300338/reviews.md ## What is MERCO Credit Union? Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by the NCUA. ## Key features - Check account balances - Review recent transactions - Transfer funds between accounts - View and pay bills - Secure mobile access ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/merco-credit-union/id1448300338/reviews.md ### 5/5 — Great bank *2025-11-06, version 25.1.31* I am so happy with my MERCO they are professional, friendly, and knowledgeable!! Thank you for having my bank back!! ### 1/5 — Horrible *2023-07-06, version 22.2.200* This is so frustrating they take forever to do direct deposit ### 5/5 — Zelle *2022-09-22, version 22.1.103* Where is Zelle? ### 5/5 — MCU *2022-02-26, version 21.2.70* Fácil, simple, excelente 😘 ### 1/5 — App Not Working *2021-03-01, version 20.2.50* Before internet and mobile banking went down I couldn’t use the mobile app. Even after being fixed all I see is a white screen. The app then fails. ### 5/5 — Cashing a check *2020-07-31, version 19.3.20* I can’t seem to get my pennies I can only write it out for the hundred.And it won’t cash my check..!! ### 5/5 — Excellent *2019-10-11, version 19.1.200* This is so convenient I love it ### 5/5 — Merco app *2019-04-25, version 18.2.80* I guess it was pretty easy ## Frequently asked questions about MERCO Credit Union ### What can I do with this app? This app allows you to access your accounts securely from your mobile device. You can check your account balances, review recent transactions, transfer funds between your accounts, and view and pay your bills if you are enrolled in bill pay within online banking. ### Is there a cost to use this mobile banking app? Access to the mobile banking app is free. However, standard messaging and data rates from your mobile carrier may apply when using the app. ### Do I need to be an existing customer to use this app? Yes, you need to be enrolled in Online Banking with MERCO Credit Union to use this app. If you are not yet enrolled, you can visit their website or any physical location to sign up. ### What are the main benefits of using this app? The app provides fast, secure, and free access to your accounts anytime and anywhere, allowing you to manage your finances conveniently while on the go. Key features include balance checks, transaction reviews, fund transfers, and bill payments. ## Version history (last 5 releases) ### 26.1.30 — 2026-07-08 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.2.100 — 2026-02-25 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.1.70 — 2025-12-08 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 25.1.31 — 2025-09-03 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 24.2.50 — 2024-11-18 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ## Apps similar to MERCO Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [CalDOR VR Payment Card](https://appshunter.io/ios/app/caldor-vr-payment-card/id6446372412) | 3.9 (9) | Free | Finance | | [MSEFCU Mobile](https://appshunter.io/ios/app/msefcu-mobile/id1380368726) | 4.8 (6,298) | Free | Finance | | [Mocse FCU](https://appshunter.io/ios/app/mocse-fcu/id1475805894) | 4.8 (1,515) | Free | Finance | | [Valley First Mobile Banking](https://appshunter.io/ios/app/valley-first-mobile-banking/id425208861) | 4.5 (1,176) | Free | Finance | | [Westamerica Bank](https://appshunter.io/ios/app/westamerica-bank/id1033949437) | 4.7 (4,745) | Free | Finance | | [Travis CU Mobile](https://appshunter.io/ios/app/travis-cu-mobile/id600147502) | 4.8 (26,514) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*