# Meritain Health CDHP FSA

> Mobile app for managing Flexible Spending Accounts and Health Reimbursement Arrangements. (iPhone/iPad app by Meritain Health, Inc..)

- Source: https://appshunter.io/ios/app/meritain-health-cdhp-fsa/id1525580077 (this page in markdown: same URL + `.md`)
- Developer: [Meritain Health, Inc.](https://appshunter.io/developer/1525577991)
- Category: Health & Fitness, Finance
- Price: Free
- Rating: 1.10/5 from 184 App Store ratings · 73 written reviews indexed
- Age rating: 17+
- Requires: iOS 17.0 · 29 MB
- Languages: American English
- Released: 2020-07-30
- Data updated: 2026-08-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/meritain-health-cdhp-fsa/id1525580077/reviews.md

## What is Meritain Health CDHP FSA?

Please note this app is not for medical, dental, or vision insurance or Health Savings Accounts (HSA).  This app is only for Flex/CDHP products including Health care and Dependent care Flexible Spending Accounts, Health Reimbursement Arrangements, and Mass Transit accounts.  If you need assistance when logging in, please call 800-566-9305 and a member of our Customer Service team will be able to assist you.  Representatives are available Monday-Friday 8am-6:30pm EST.

Save time by easily and securely accessing your Flex/CDHP benefit accounts.  The mobile app features real-time access and intuitive navigation with summarized financial information and charts. 

Powerful features of the app:

- Check available balances
- File a claim
- Take or upload a picture of documentation and submit for a new or existing claim
- Scan product barcodes to determine their eligibility
- Setup various text alert notifications
- Setup Touch ID login
- View claims requiring receipts
- Click to call or email customer service
- No sensitive information is ever stored on your mobile device
- Add a bank account (if applicable)
- Update your banking (if applicable)
 
To login to the mobile app, follow the steps noted below.  Please note that your ID is your SSN.  If you have difficulty when logging in, please call 800-566-9305 and a member of our Customer Service team will be able to assist you.  You can also access your account via the Meritain Health portal at https://account.meritain.com.
 
1. Open the app, scroll to the bottom of the page and select New User?  Set Up Your Account.
2. You will be redirected to the User Identification page to begin step one of four.
3. Follow steps one through four to complete the set-up.
4. Once you have completed the set-up, you will be logged out.  You will then be required to log back in using your new username and password.

## Key features

- Check available balances
- File a claim
- Submit documentation for claims
- Scan product barcodes for eligibility
- Set up text alerts
- Set up Touch ID login

## What do users think of Meritain Health CDHP FSA?

Overall sentiment: negative

**Cons**

- ❌ Login issues persist
- ❌ App is useless
- ❌ Website works, app doesn't
- ❌ Repeated password reset ineffective
- ❌ Unrecognized credentials
- ❌ Inconvenient for appointments
- ❌ Not optimized for password managers
- ❌ Clunky reimbursement experience
- ❌ Customer service unhelpful

**Commonly reported bugs**

- Cannot log into the app
- Login credentials incorrect on app
- App does not recognize user
- App crashes or freezes
- Unable to create an account
- Login functionality doesn't work
- App doesn't accept password
- App keeps saying incorrect login/password
- App not accepting login
- App alerts wrong password
- App continuously tells you password or login is wrong
- App throws logon error

**Most requested features**

- Fix the login bug
- Improve app functionality
- Provide an app for medical insurance
- Update the app
- Fix the app or remove it
- Make the app work

## Recent user reviews (10 of 73)

All indexed reviews: https://appshunter.io/ios/app/meritain-health-cdhp-fsa/id1525580077/reviews.md

### 1/5 — You guys are idiots

*2026-07-10, version 317.15.0*

Way to go to not care about your customers and read reviews about how dumb your app developers really are… I still have yet to log in it continues to say wrong password or username… forcing me to go to your clunky out dated website and enter in exact same username and password and gets right in… if my company didn’t use you for insurance I’d be long gone… oh and side note… maybe don’t advertise this as a convenient insurance app for customers like all other good insurance companies do… if it’s not what this app is for then remove this from the App Store seriously you’re confusing customers.. maybe create an app for your customers like allll other insurance companies do

### 1/5 — Cannot login

*2026-05-15, version 312.19.0*

My credentials work on their website but not this app, useless!

### 1/5 — All the reviews and nothing fixed

*2026-03-30*

Review after review stating the same thing “I can’t log into the app but can log into my account online just fine” and app developers refuse to do anything about it. 
Scam. Absolute scam.

**Developer response:** Hello, please note this app is not for Meritain Health medical, dental, or vision insurance or Health Savings Accounts (HSA) plans. This app is only for Flex/CDHP products including Flexible Spending Accounts, Health Reimbursement Arrangements, and Mass Transit accounts. If you are trying to access one of the Flex/CDHP products, please call 800-566-9305 option 5 and a member of our Customer Service team will be able to assist you.

### 1/5 — Password Issues

*2026-03-14*

I have not been able to log in the app despite resetting my password multiple times. It only works on my computer or my web browser.

**Developer response:** Hello, please note this app is not for Meritain Health medical, dental, or vision insurance or Health Savings Accounts (HSA) plans. This app is only for Flex/CDHP products including Flexible Spending Accounts, Health Reimbursement Arrangements, and Mass Transit accounts. If you are trying to access one of the Flex/CDHP products, please call 800-566-9305 option 5 and a member of our Customer Service team will be able to assist you.

### 1/5 — Useless

*2026-03-01, version 310.17.0*

This app is sucks, can’t login

### 1/5 — App doesn’t work

*2026-02-20*

Same issues experienced here as the other review. Can’t log in. When I use the same credentials on the browser it works every time. No matter how matter how many times I try and reset the password, I get the same result.

**Developer response:** Hello, please note this app is not for Meritain Health medical, dental, or vision insurance or Health Savings Accounts (HSA) plans. This app is only for Flex/CDHP products including Flexible Spending Accounts, Health Reimbursement Arrangements, and Mass Transit accounts. If you are trying to access one of the Flex/CDHP products, please call 800-566-9305 option 5 and a member of our Customer Service team will be able to assist you.

### 1/5 — Garbage

*2026-02-10, version 310.17.0*

Use a browser version. Obviously, they can’t figure out the security part.

### 1/5 — Login Doesn’t Work: App

*2026-02-04*

Like all the other comments are stating, when logging into the website it recognizes me and allows me in just fine. However, when I try to do the same thing on the app it states I’m not recognized. This isn’t user error.

Strange to state in the app’s description as “no hassle for insurance” when the login is broken lol

**Developer response:** Hello, please note this app is not for Meritain Health medical, dental, or vision insurance or Health Savings Accounts (HSA) plans. This app is only for Flex/CDHP products including Flexible Spending Accounts, Health Reimbursement Arrangements, and Mass Transit accounts. If you are trying to access one of the Flex/CDHP products, please call 800-566-9305 option 5 and a member of our Customer Service team will be able to assist you.

### 1/5 — It doesn’t work

*2026-02-01*

Same as the other review. The app doesn’t work. It always the login info is not correct but on the website it works just fine

**Developer response:** Hello, please note this app is not for Meritain Health medical, dental, or vision insurance or Health Savings Accounts (HSA) plans. This app is only for Flex/CDHP products including Flexible Spending Accounts, Health Reimbursement Arrangements, and Mass Transit accounts. If you are trying to access one of the Flex/CDHP products, please call 800-566-9305 option 5 and a member of our Customer Service team will be able to assist you.

### 1/5 — Can count on app to fail

*2026-01-19, version 310.17.0*

“failure is the best thing to happen to you” is probably the motto of the team developing this app.

## Frequently asked questions about Meritain Health CDHP FSA

### What is this app used for?

This app is designed to help you manage your Flex/CDHP benefit accounts, specifically Health Care Flexible Spending Accounts (FSAs), Dependent Care FSAs, Health Reimbursement Arrangements (HRAs), and Mass Transit accounts. It allows you to check balances, file claims, and submit necessary documentation securely.

### What are the key features of the app?

Key features include real-time access to your account balances, the ability to file claims, upload or take pictures of documentation for claims, scan product barcodes to check eligibility, set up text alert notifications, and utilize Touch ID for login. It also provides options to add or update banking information.

### Is this app free to use?

Yes, the application is available for free. There are no in-app purchases or advertisements mentioned in the provided description, indicating it is a complimentary service for eligible users.

### What information is stored on my device?

The app is designed with security in mind, and no sensitive information is ever stored on your mobile device. This ensures your personal and financial data remains protected.

### How do I log in to the app?

To log in, you will need to set up an account if you are a new user. Your ID is your Social Security Number (SSN). Follow the on-screen prompts to complete the setup process, which involves a few steps. If you encounter any difficulties, you can contact customer service for assistance.

## Version history (last 5 releases)

### 317.15.0 — 2026-07-09

Version 317.0 provides you with:

Security updates
Bug fixes

### 312.19.0 — 2026-04-22

Version 315.0 provides you with:

Security updates
Bug fixes

### 310.17.0 — 2025-12-13

Version 310.0 provides you with:

Security updates
Bug fixes

### 20.6.0 — 2025-08-26

Version 20.0 provides you with:


Enhanced security updates
Bug fixes

### 20.4.0 — 2025-04-05

Version 20.0 provides you with:


Enhanced security updates
Bug fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*
