# Meritrust Business — Meritrust Credit Union

> Mobile banking app for business account management and transactions. (iPhone/iPad app by Meritrust Credit Union.)

- Source: https://appshunter.io/ios/app/meritrust-business/id457535059 (this page in markdown: same URL + `.md`)
- Developer: [Meritrust Credit Union](https://appshunter.io/developer/457535062)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 8,257 App Store ratings · 73 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 108 MB
- Languages: English, Chinese
- Released: 2011-08-22
- Data updated: 2026-08-28
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/meritrust-business/id457535059/reviews.md

## What is Meritrust Business?

Meritrust's Business Online Banking app connects you with the tools you need to seamlessly manage and access your business accounts. Check account balances, make transfers, deposit checks with your phone and so much more. 
 
FEATURES:  

·       Self-Service User Access  
·       ACH Approvals & Positive Pay 
·       eStatements & Notifications 
·       Transfer funds  
·       Pay a Person 
·       Bill pay  
·       Make Meritrust loan payments 
·       Card Activation 

To enroll in Meritrust's Business Online Banking, you must be a business member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how we protect your privacy, please visit https://www.meritrustcu.org/home/site/privacy-policy

## Key features

- Self-Service User Access
- ACH Approvals & Positive Pay
- eStatements & Notifications
- Transfer funds
- Bill pay
- Card Activation

## What do users think of Meritrust Business?

Overall sentiment: neutral

**Pros**

- 👍 Great app
- 🚀 Convenient and easy to use
- 💡 Useful features like mobile check deposit
- 🔒 Secure login options

**Cons**

- 🐛 Mobile deposit issues (blurry images, rotation problems)
- 🐛 Login problems (invalid credentials, white screens)
- 🐛 Slow performance, frequent crashes
- 🔍 Difficult to find/use certain features (external transfers)

**Commonly reported bugs**

- Mobile deposit not working properly
- Login issues on mobile app
- Slow and unreliable performance

**Most requested features**

- Add ability to lock/unlock debit card
- Improve mobile deposit functionality
- Streamline login and account access
- Enhance app performance and stability

## Recent user reviews (10 of 73)

All indexed reviews: https://appshunter.io/ios/app/meritrust-business/id457535059/reviews.md

### 2/5 — Delayed alert notifications

*2023-11-02, version 2023.3.0.4*

Hoping the new app would send us immediate text alerts when our card is used, not so much.   Disappointing.

### 2/5 — Login??

*2023-10-29, version 2023.3.0.4*

I just recently joined meritrust, and I can login just fine on any search engine (safari, google, whatever), but as soon as I put the exact same username and password on the mobile app, it says it’s not valid. Why have an app if it won’t even let you log in? And I tried clicking “forgot password” but it always takes me to a white screen and never sends me a new password to try, and my original password still works on the search engines

### 5/5 — Review of app

*2023-10-17, version 2023.3.0.4*

Greta app enjoy using the app

### 5/5 — Thanks

*2023-06-01, version 2023.3.0.3*

I am 45 now and started at BWCU when I was 14 years old. Always been a great place to bank.

### 1/5 — The truth

*2023-05-31, version 2023.3.0.3*

Suckies app ever seen

### 4/5 — Love CU, Hate App

*2023-04-05, version 2022.09.02*

I love the credit union. I enjoy using the ITMs, I enjoy going into “my” branch, and I have had a excellent membership experience overall. I can’t stand the app. I’ve waited too long to post this review because I keep hearing that a new app is coming. It’s still not hear. 

My biggest issue with this app is how difficult it is to make an external transfer. First they hide the option, not in the “transfer” tab, but on another menu entirely.  Then you can’t transfer from any account other than your membership account. Then creating the transaction takes a normal number of clicks, and your given an extra box to check saying you’ve read TOS.  But wait, you actually have to open the TOS before it will believe your checked box.  Click another button to initiate the transaction. But wait, you think you’re done? You are not, you must confirm again before scheduling the transaction.  It’s the longest most hidden transaction process I’ve ever seen on a mobile banking app. Very frustrating for someone who makes external transactions often.

### 4/5 — app is really good

*2023-03-09, version 2022.09.02*

i like the app but the interface could be improved slightly (looks)

### 1/5 — Worse communication

*2023-02-13, version 2022.09.02*

The app does not give you the right amount hard to pay bill I hate this bank wish I could find a different way

### 5/5 — Mobile check deposit is working again! 🥳

*2023-01-30, version 2022.09.02*

UPDATE (Jan 2023): This issue has been fixed and is working great!

ORIGINAL REVIEW (Nov 2022): The mobile check deposit feature works great on my iPad but has been broken on both my wife’s and my iPhone for several months. Regardless of the phone’s orientation, the mobile deposit feature thinks the phone is in portrait orientation and prompts me to rotate my iPhone so I can take the picture despite my iPhone being in landscape mode. Orientation lock is off as well.

### 1/5 — Mobile deposit

*2023-01-10, version 2022.6.0.1*

trying to make a mobile deposit and every time the screen is blurry and I get a message saying flip your phone sideways to take a picture and then it never works. I’ve tried for three days now. Please fix!

I have updated my phone and checked for all updates, and nothing is prompting me to update my phone.

## Frequently asked questions about Meritrust Business

### What can I do with the Meritrust Business app?

The app allows you to manage and access your business accounts seamlessly. You can check account balances, make transfers, deposit checks using your phone, pay bills, pay people, and make Meritrust loan payments. It also offers features like ACH approvals, Positive Pay, eStatements, notifications, and card activation.

### How do I enroll in Meritrust's Business Online Banking?

To enroll in Meritrust's Business Online Banking, you must be a business member of Meritrust Credit Union. Specific enrollment steps can typically be found through their official website or by contacting their customer support.

### Is there a cost to use the Meritrust Business app?

The provided information indicates the app is free to download and use. However, data rates may apply from your wireless carrier for usage.

### What are the key security features of the app?

The app offers features like Self-Service User Access, ACH Approvals, and Positive Pay, which contribute to the security of your business accounts. The description also mentions a privacy policy available on their website for details on how your data is protected.

### What business banking tasks can be done on my phone?

You can perform a wide range of business banking tasks on your phone, including checking balances, transferring funds between accounts, depositing checks, paying bills, sending money to individuals, and managing loan payments. It also supports administrative functions like card activation and reviewing eStatements.

## Version history (last 5 releases)

### 2026.4.2.4 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.1 — 2025-12-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.05 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

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## More apps by Meritrust Credit Union

- [Meritrust Business Mobile](https://appshunter.io/ios/app/meritrust-business-mobile/id1405798676)
- [Meritrust Mobile](https://appshunter.io/ios/app/meritrust-mobile/id6444189039)
- [Meritrust+](https://appshunter.io/ios/app/meritrust-plus/id6448561096)

All apps by Meritrust Credit Union: https://appshunter.io/developer/457535062

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*