# Metfolio: Buy Real Gold — user reviews

> 45 indexed App Store user reviews of Metfolio by Metfolio Limited, rated 4.60/5 from 24 ratings.

- Source: https://appshunter.io/ios/app/metfolio-buy-real-gold/id6443775527/reviews
- App overview in markdown: https://appshunter.io/ios/app/metfolio-buy-real-gold/id6443775527.md
- Rating breakdown: 5★ 20 · 4★ 2 · 3★ 0 · 2★ 0 · 1★ 2

## Newest reviews (15 of 45)

### 2/5 — Kkumar

*2026-04-29*

I’ve been in a subscription for 3 months now and was looking to get a refund however you won’t get the money you put in instead you’ll only get scrap value for gold. So if you opt in for investing you’ll never receive the same amount you put in.

### 1/5 — Scam and fraud

*2025-10-27*

This app is scam and fraud I purchased gold from them from almost beginning of year and now I am losing £65 from £300 while if should be £365 for my earnings. They give you around 0.189 grams less each time you buy £50 gold worth

### 1/5 — Not very transparent

*2025-10-11, version 1.7.2*

Seems like a good idea but you would be better off going and buying real gold for the £50 spent I was only getting £32 very high commission rates undisclosed I would avoid!

### 1/5 — £30 up charge on a 1 g of gold

*2025-09-24, version 1.7.2*

I was just about to buy the gold for the first time on this app and realise the markup is more than 20% as the currently gold price is £90 a gram they are charging £120 for a gram. You better of buying gold on Glint.

### 1/5 — Rip-off

*2025-08-14*

Downloaded and used the app to purchase gold worth £100 thinking I will be able to accumulate over a period of time. When checked my account, it was only credited with £75 worth of gold. Contacted but don’t get a response and had to follow up leading to a very odd response of can’t be cancelled.

### 1/5 — Stealing our money

*2025-08-06, version 1.6.9*

Trust me its bot an investment, its a scam stay away from it.

### 1/5 — Horrible rates

*2025-07-31, version 1.6.9*

I’ll tell you facts. I deposited £115 to buy some gold to check how much the rates and fees was and to sell my gold what I bought I would get £86.17. Please do not use this site he is ripping you off!

### 1/5 — Wouldn’t bother

*2025-07-24, version 1.6.9*

If you invest £50 like I did

I thought I’d see the re sell value it showed up as £32 

Also the options of what gold to buy are higher than buying elsewhere and are limited to expensive buying option the cheapest bar I see was in excess of 3k 
better off investing elsewhere

### 1/5 — Scam

*2025-07-04, version 1.6.9*

This company is a massive scam. I closed my account over a month ago, yet they’ve still decided to make a transaction from my bank account. Absolute con, will be reporting & claiming my money back.

### 1/5 — Worst experience

*2025-06-02*

Guys I do work in Jewellery. Would love to pass on this message to you, do not waste time and money on this app. They will first of all not give you the gold of your purchase value. I tried it myself, invested money and got a loss. 

Please do not waste your time on this. Many thanks!

**Developer response:** Hi Mukesh, thanks for your review. Physical Gold does incur charges, and not a single retailer of manufacturer can supply this at the spot rate. At Metfolio we are extremely competitive. We price match and even beat rates offered by bullion dealers. Considering that you work in jewellery Mukesh, you not knowing this already is very alarming for you and your customers. I would suggest self-educating yourself about gold and the various charges involved, rather than slandering fellow industry members with vindictive app store reviews. If you are looking for gold at the spot rate I am afraid this is not going to be possible - Meeren Raniga Co-founder at Metfolio.

### 1/5 — It is a scam no one should buy they will not get their money back

*2025-05-03, version 1.6.4*

No no is this another scam why did I deposit money and I withdraw the money and I don't get my money back

### 1/5 — Scam -Dont use

*2025-04-27, version 1.6.3*

Withdrawing money will incur a fee of 10% or more. It benefits the app owner significantly. It’s better to save money and buy gold from a store.

### 1/5 — Avoid this app at all costs. Misleading, deceptive, and operating under highly questionable practice

*2025-03-04, version 1.5.8*

I deposited £100 into the app, only to find that my balance was immediately reduced to £88—where did that 20% go? After reaching out to customer support, I received a vague and dismissive response stating that the charge was for “insurance and maintenance.” Nowhere in the app’s Terms and Conditions is this hidden fee disclosed, making it not only unethical but potentially illegal.

Had I known I’d lose 20% of my deposit instantly, I would never have used this platform. The company tries to distract users with flashy, theatrical TikTok content, but behind the scenes, they are running a blatant scam 

Unfortunately for them I am well-versed in Consumer Rights Law and am already working with Trading Standards and the FCA to ensure others don’t get scammed. If you value your money, stay far away from this app.

### 1/5 — issues with app

*2025-03-03, version 1.5.8*

Easy to use

### 1/5 — Withdrawal issues

*2024-12-25, version 1.5.2*

Withdraw over 4 days ago over 3 working days ago still nothing

## Most critical reviews (10 lowest-rated)

### 1/5 — Buyer be away

*2026-06-24, version 1.8.1*

For every 1gram you buy Metfolio takes £80+ premium

### 1/5 — Be Careful Before Investing Through This App

*2026-06-12*

Please read carefully before investing through this application, as you may end up losing a significant amount of money.

This application allows you to buy fractions of a gold coin or gold bar based on the current gold price. On the surface, the concept sounds appealing, especially for people who cannot currently afford to buy a full coin or bar outright.

However, what is not immediately apparent is that if the market price of gold is, for example, £100 per gram, you would reasonably expect a £100 purchase to give you approximately 1 gram of gold. In reality, you may receive only around 0.5 grams. The difference is not clearly explained during the purchase process.

It is only after making enquiries or submitting a complaint that the automated chat system explains that additional costs and charges have been applied.

To put this into perspective, a gold coin containing almost 8 grams of gold would cost around £1,600 through this application. The same coin could be purchased directly elsewhere for approximately £800. In other words, you could end up paying nearly double the market value.

Another major concern is that you cannot simply withdraw or refund your money. The only way to take delivery is to accumulate enough gold to obtain a full coin or bar, effectively forcing you to continue purchasing until you reach that threshold.

The alternative is to “scrap” the gold, which is their term for cashing out. However, doing so results in a substantial loss, often around 50% of the amount you have paid.

Please read other reviews before investing. You will find many experiences similar to mine. I only wish I had read those reviews before investing, as this has resulted in a significant financial loss.

### 1/5 — Scam. You make them rich.. over charge for gold

*2026-06-07*

They over charge for gold and trick you… when you redeem your gold they will give you very low price and they will cut like 5g of gold from you amount without even saying or showing.. on the screen you will see lower amount then you actually have.. Refund all my money you scammers.. this is no saving.. they selling you over price so you have to wait like 10 years even to make any money if so..

### 1/5 — SCAM

*2026-05-08*

They took $50 for .181 gm gold and market value is $27 they changed all most double and if you want to sell it they offer you $17 great SCAM

### 1/5 — Invested 500£ had 215£ back

*2026-04-29*

I highly doubt not recommending this app to anyone I have not received any money from this company I’m still waiting for my refund I did many attempts to contact them via telephone email as well , email jumped back invalid recipient , phone on voicemail I’ve been scammed which I have no choice to contact authorities ! And contact back for payment reversal !.

### 1/5 — Not work

*2026-02-04*

This app not working on USA 🇺🇸

### 1/5 — Con

*2026-01-19*

Seems like a good idea but you would be better off going and buying real gold for the £50 spent I was only getting £32 very high commission rates undisclosed I would avoid!

Gold price hit record highs today gold is worth less that previous customer service non existent

### 1/5 — Do not use

*2025-12-18, version 1.7.3*

Waiting a month in for £144
promised 10 bussiness days but they clearly cant manage it
messaged them mutiple times and they either ignore me or try and say they done it they lie lie lie
Worst app for gold investing ever created

### 1/5 — Scam

*2025-12-16, version 1.7.3*

They just charge you double the price

### 1/5 — Premiums far too high

*2025-10-30*

Best to avoid this app, premiums are far far to high. use chards, Atkinson’s, bullion by post or the royal mint, all are vastly cheaper (Atkinson’s is my favourite and usually cheapest) . They claim to “price match” major dealers but I’ve never seen any major dealer with higher premiums than this lot! Avoid!

## Most praised reviews (10 highest-rated)

### 5/5 — Metfolio

*2026-06-10*

A perfect place to invest in gold, you can buy gold at a pace that suits yourself (monthly or one off payment) and when you have gold invested, you can convert this into physical gold (sent to your door), the process is easy, Thanks

### 5/5 — Only started

*2026-06-07, version 1.8.0*

Hopefully this app it’s very helpful

### 5/5 — Mr

*2026-01-07, version 1.7.3*

Hajimussa

### 5/5 — Very good app ver good customer support

*2025-12-28*

Had to wait awhile for my money due to a issue with 3rd party However the customer support was brillant and they solved the issue Fast Would recomend to everyone of all ages to start saving

### 5/5 — investment

*2025-08-07, version 1.7.0*

looking forward to investing my money

### 5/5 — Noor

*2024-09-25*

Very new to the app spoke to one of the gentleman on the phone, just to increase my confidence all questions were answered so yes deposited a small amount and will continue to do every month hopefully made some bright choices. I’ve always wanted to invest in gold go ahead and try it don’t wait 20 years like me as this app has just made it very easy 🙏🙏

### 5/5 — Metfolio

*2024-07-09, version 1.4.7*

Great customer support 👍

### 5/5 — Brilliant app

*2024-04-30*

If you’re looking for an app to invest in real physical gold, I highly recommend Metfolio.

**Developer response:** Hey! Thank you very much for your review, I am very glad that you are enjoying Metfolio.

- Meeren

### 5/5 — Does what it says on the tin

*2024-02-28*

Simple and easy to use - clearly tells you what you’re buying, when and what price. Great for someone who wants to make a quick investment in gold as a one off, or, as an ongoing regular saving it’s more increments until you get delivered a  beautiful, shining gold bar! five star service from the comfort of my own phone! 🌟🌟🌟🌟🌟

**Developer response:** Hey, thank you very much for such a positive review. We are so happy that you are enjoying Metfolio! 

- Meeren.

### 5/5 — Metfolio

*2024-02-22*

Highly recommend the app and easy user experience!

**Developer response:** Hey Kish, Thank you very much for your review, and we're very happy you had such a positive experience!

- Meeren

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
