# Metrobank Mobile Banking

> Mobile banking app for account management, payments, transfers, and financial tools. (iPhone/iPad app by Metropolitan Bank & Trust Company.)

- Source: https://appshunter.io/ios/app/metrobank-mobile-banking/id1138690544 (this page in markdown: same URL + `.md`)
- Developer: [Metropolitan Bank & Trust Company](https://appshunter.io/developer/586611310)
- Category: Finance
- Price: Free
- Rating: 3.49/5 from 1,397 App Store ratings · 50 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 39 MB
- Languages: English
- Released: 2017-01-20
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/metrobank-mobile-banking/id1138690544/reviews.md

## What is Metrobank Mobile Banking?

METROBANK MOBILE BANKING

The Metrobank Mobile Banking app gives you what you want in a banking app, plus more!

Designed around how you want to do your banking on-the-go, Metrobank gives you a mobile banking app with an easy-to-navigate and customizable interface, banking services such as balance inquiry, bills payment, and funds transfer capabilities, as well as useful services such as buying and sending load, branch locator and rate checking all on your mobile phone! 

WHY USE METROBANK MOBILE BANKING

-	Full online enrollment: use your Metrobank debit card or credit card to activate your account (no need to go to a branch or ATM)
-	Easy payments: pay bills, buy/send load, request for payment, send out payment, and more!
-	Account customization: upload profile pics for yourself and your friends, assign nicknames to your accounts
-	Send or receive funds using mobile numbers: no need to disclose account numbers when transferring to anyone who is enrolled in Metrobank Mobile Banking. Request for or send out funds with personalized messages as well!
-	What’s New: read about the latest in financial markets, banking news, and the latest promo deals and offers
-	Forex Update: get updated foreign exchange rates
-	Car and Home Loan Calculator: compute for the monthly installment required for the car or home that you want or request for assistance from a loan specialist
-	Branch Locator: know where our branches are via Google Maps

Security features for your ease and peace of mind:
-	Log-in with a User ID and password.*
-	Receive a one-time password (OTP) and notification messages for certain transactions
-	Use the Touch ID feature on enabled-devices for quick authorization of selected transactions.
-	Get device authorization for every device you use

STANDARD FEATURES

Continue to enjoy basic functionalities such as:
-	View account balance and details
-	Pay bills/transfer funds one time or make scheduled payments/transfers 
-	Buy mobile/prepaid load
-	Reorder checkbook

Learn more about the Metrobank Mobile Banking app at www.metrobank.com.ph/metrobankmobile 

The use of the Metrobank Mobile Banking app is subject to an end-user license agreement which you can find at www.metrobank.com.ph  Personal Banking  e-Channels  Metrobank Mobile Banking 

The Metrobank Mobile Banking app is a property of Metropolitan Bank & Trust Company.

## Key features

- Balance inquiry
- Bills payment
- Funds transfer
- Buy/send load
- Account customization
- Branch locator
- Loan calculator

## What do users think of Metrobank Mobile Banking?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use and navigate
- 💰 Convenient for money transfers
- 🚀 Fast and responsive app
- 🔒 Secure with face unlock feature

**Cons**

- 🐛 Buggy and crashes frequently
- 💸 Lacks advanced features like detailed transaction history
- 🕰️ Slow system response time for transactions
- 🤔 Confusing UI and navigation

**Commonly reported bugs**

- OTP generator not working
- UI elements not fitting the screen properly
- Inconsistent behavior when enrolling accounts
- Frequent login issues and crashes

**Most requested features**

- Expand transaction history beyond 7 days
- Add more bill payment options and biller search
- Improve OTP delivery and reliability
- Enhance accessibility for overseas users

## Recent user reviews (10 of 50)

All indexed reviews: https://appshunter.io/ios/app/metrobank-mobile-banking/id1138690544/reviews.md

### 3/5 — Still buggy

*2022-11-09, version 3.5.0*

It is hard to understand why Metrobank can spend enough money to develop a quality app. that works consistently.

### 5/5 — I’m happy

*2022-10-28, version 3.5.0*

So far I can see in and out and very easy to transfer money bank to bank from USA to Philippines. I’m happy so far so good thank you!

### 3/5 — well written app but lacks features

*2022-10-23, version 3.5.0*

One of the better written app - easy to use and relatively less buggy than most other Phil apps.  It does lacks many features such as detailed historical transactions,  and for some accts, only 7 days are available.   Features-wise, it's so basic & skeletal compared to those of other banks.

### 3/5 — Good only for balance checking

*2022-10-17, version 3.4.0*

It should have also the history, since this is very important part in tracking all transactions daily. May be you would include this in your routine system’s update.

### 2/5 — Transaction history

*2022-09-01, version 3.4.0*

I love the face unlock, what I dislike is, you can’t go back to your previous history like 4-5 months transaction or even Atlease a year. All the previous Transaction history should be easy to see coz it’s your account. Next is you need to enter a OTP even you trasfer money in your own account, add new peer, every transaction you do you’ll need OTP which is too much waste of time. However you to trasfer fund to the other accounts which is reasonable. And last, the limit to trasfer online and the limit to withdraw via ATM. So frustrating because if you reached the limit and ur cash not enough, you need to deal to the long Que which means you need to go to the branch wait to the long Que Atlease 1-3hrs which is terrible. Just to get the cash you need, you need Atlease waste the half or the day. Don’t forget to bring your card or you passbook to en u have iD you can’t take your own money. Prepare to waste your time.

### 5/5 — Transaction balance detail

*2022-08-21, version 3.4.0*

I would like to see what went out and where everytime I use my. Card . And the date. Thank you.

### 5/5 — Love this apps! . Easy access apps easy to use!

*2022-07-22, version 3.4.0*

My banking on my device made easy!  Thanks Metrobank!

### 5/5 — Need more information in balance transactions

*2022-03-03, version 3.3.0*

Need clearer explanation in balance transactions.

### 1/5 — Poor Customer Service

*2022-03-01, version 3.3.0*

I send money all the time using MetrobankMobileBanking. Last time I send,  my recipient told me the money is not there. Metrobank debited the money in my account the moment I transfer the money. That was a month ago. I emailed the customer service twice and tried calling the customer service number  a couple times, been on hold for more than 30 mins and so far no luck. 
Metrobank you need to address this kind of issue. You have very poor customer service.

### 3/5 — System Response Time for Bank Transfer Slow

*2022-01-05, version 3.3.0*

It takes me the whole day to access and receive the OTP via Pesonet. I always receive notice that my request cannot be processed at this time. Try again later. To Log out is again another problem. Please advise how to speed up transactions. Regards.

## Frequently asked questions about Metrobank Mobile Banking

### What can I do with the Metrobank Mobile Banking app?

The app allows you to check account balances and details, pay bills, transfer funds, buy and send mobile load, and locate branches. You can also customize your accounts, send and receive money using mobile numbers, and access financial news and loan calculators.

### How do I enroll in Metrobank Mobile Banking?

You can enroll online using your Metrobank debit or credit card to activate your account. There is no need to visit a branch or ATM for the enrollment process.

### Is the Metrobank Mobile Banking app secure?

Yes, the app includes several security features for your peace of mind. These include login with a User ID and password, one-time password (OTP) and notification messages for transactions, Touch ID authorization on enabled devices, and device authorization for every device used.

### Can I transfer funds to other Metrobank users without knowing their account number?

Yes, you can send or receive funds using mobile numbers for users enrolled in Metrobank Mobile Banking. This feature allows you to transfer money without disclosing account numbers and even add personalized messages.

### Is the Metrobank Mobile Banking app free to use?

The app itself is free to download and use. The description does not mention any fees associated with its basic functionalities, though standard banking transaction fees may still apply.

## Version history (last 1 release)

### 3.5.0 — 2022-10-18

This version contains an updated splash screen and improved questions in the FAQs. It also includes app enhancements such as bug fixes.

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## More apps by Metropolitan Bank & Trust Company

- [Metrobank Authenticator](https://appshunter.io/ios/app/metrobank-authenticator/id1439155206)
- [Metrobank App](https://appshunter.io/ios/app/metrobank-app/id1536081176)

All apps by Metropolitan Bank & Trust Company: https://appshunter.io/developer/586611310

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
