# Michi - Budget & Expenses — Track spending, debts & save

> Track spending, debts & save (iPhone/iPad app by Victor Joel Luna Mullisaca.)

- Source: https://appshunter.io/ios/app/michi-budget-and-expenses/id6772817293 (this page in markdown: same URL + `.md`)
- Developer: [Victor Joel Luna Mullisaca](https://appshunter.io/developer/6772817295)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 52 MB
- Languages: American English, European Spanish
- Released: 2026-06-07
- Data updated: 2026-09-11
- User reviews in markdown: https://appshunter.io/ios/app/michi-budget-and-expenses/id6772817293/reviews.md

## What is Michi?

Michi is your personal finance companion — simple, friendly, and built for everyday money management.

ORGANIZE YOUR MONEY
• Create accounts in PEN and USD and see your balances at a glance
• Record income and expenses with categories and tags
• View charts and monthly flow to understand where your money goes
• Customize your home screen based on your financial focus

CAPTURE FASTER
• Add transactions manually or with voice input
• Import receipt photos from your gallery or share them directly to Michi
• Review and confirm drafts before they are saved

STAY ON TOP OF COMMITMENTS
• Track debts and payment reminders
• Get notified so you never miss a due date

SHARED & BUSINESS SPACES
• Manage personal and shared finances
• Invite others with a QR code or link
• Collaborate on transactions in shared spaces

SMART INTEGRATIONS (optional)
• Connect Gmail to detect bank notification emails and create transaction drafts for your review

MICHI PRO
Upgrade to Michi Pro for premium features with flexible monthly or annual plans. Subscriptions are managed through your Apple ID and can be restored anytime.

PRIVACY & SECURITY
Sign in securely with Google. Your data is synced with Firebase and protected with industry-standard security practices.

Start with your first transaction — Michi grows with you as your finances get clearer.


Subscriptions

Michi App Pro — Monthly: auto-renewable, 1 month. Michi App Pro — Annual: auto-renewable, 1 year. Prices shown in the app at time of purchase.

Privacy Policy: https://neodev.pe/apps/michi-finance/privacy
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Michi App Pro - Month | $4.99 | per month |
| Michi App Pro - Yearly | $49.99 | per year |



## Version history (last 3 releases)

### 1.1.4 — 2026-07-04

• Faster app startup for a smoother launch
• New space switcher on Home to move between personal and shared spaces
• Loading skeletons on Home while your data loads
• Debt screen now shows totals grouped by due date
• Clearer error messages when receipt or transaction capture fails
• Improved Gmail bank-notification parsing for more reliable drafts
• Stability fixes for sign-in, splash screen, and crash reporting

### 1.1.1 — 2026-06-14

WHAT'S NEW IN 1.1.1

• Quick capture improvements — your default account is assigned automatically when you don't pick one
• Smarter Spanish dates — "today", "yesterday", and similar phrases are parsed correctly when capturing expenses
• Gmail integration — clearer sync status, better error messages, and more reliable bank notification drafts
• Full English and Spanish localization across the app — menus, errors, and flows are now consistent in both languages

As always, Michi helps you organize accounts in PEN and USD, track income and expenses, review drafts before saving, and customize your home screen to match how you manage your money.

### 1.0 — 2026-06-06

No release notes.

## Apps similar to Michi

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| [Bolsaro: Daily Expense Tracker](https://appshunter.io/ios/app/bolsaro-daily-expense-tracker/id6794264116) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*