# Michigan First App

> Mobile banking app for managing accounts, transfers, payments, and deposits. (iPhone/iPad app by Michigan First Credit Union.)

- Source: https://appshunter.io/ios/app/michigan-first-app/id397680629 (this page in markdown: same URL + `.md`)
- Developer: [Michigan First Credit Union](https://appshunter.io/developer/397680632)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 25,834 App Store ratings · 329 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 141 MB
- Languages: American English
- Released: 2010-10-18
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/michigan-first-app/id397680629/reviews.md

## What is Michigan First App?

At Michigan First Credit Union, we invest in technology so members have access to tools that simplify life, save time and make managing finances easy and convenient. That's why we work hard to create a world-class mobile banking experience. Our app provides the same capabilities as a big bank app, with the local focus on customer service you expect from a credit union.

Features of Michigan First Mobile:

-View balances
-Check transaction history
-Transfer funds between accounts
-Pay bills
-Make loan payments
-Deposit checks
-Find nearest branches and ATMs
-Securely message our 24-hour call center
-Cardless ATM Access
-Zelle

## Key features

- View account balances
- Check transaction history
- Transfer funds
- Pay bills and loans
- Deposit checks
- Find branches and ATMs
- Secure messaging
- Cardless ATM access
- Zelle integration

## What do users think of Michigan First App?

Overall sentiment: positive

**Pros**

- 🚀 Convenient mobile banking
- 👍 User-friendly app
- 💳 Helpful for managing finances
- 🏦 Positive experience with credit union
- 💰 Seamless money transfers

**Cons**

- 🐛 Glitches and bugs
- 🔒 Security concerns
- 💳 Issues with debit/credit card management
- 💰 Overdraft fees and holds on funds
- 🔍 Limited functionality compared to website

**Commonly reported bugs**

- App crashes and fails to load
- Inconsistent syncing of transactions
- Issues with auto-pay and recurring payments
- Problems with mobile deposit and fund holds

**Most requested features**

- Improved mobile check deposit process
- Ability to manage multiple accounts easily
- Enhanced budgeting and money management tools
- Faster processing of transactions and payments
- Integration with digital wallets (e.g., Apple Pay)

## Recent user reviews (10 of 329)

All indexed reviews: https://appshunter.io/ios/app/michigan-first-app/id397680629/reviews.md

### 4/5 — Michigan First

*2026-07-31, version 6.0.2*

Great app very reliable and consistent

### 5/5 — Mi first app

*2026-07-28, version 6.0.2*

App is very user friendly.

### 4/5 — Easy to use

*2026-07-25, version 6.0.2*

Very easy to use

### 5/5 — Quick & Easy

*2026-07-23, version 6.0.2*

This app helps me take a snapshot of my accounts and easily manage my funds. Simple to use and faster than a visit.

### 5/5 — Exceptional!

*2026-07-22, version 6.0.2*

Easy to use, reduces stress and makes monitoring and managing my money a pleasant task!

### 5/5 — Real Convenient

*2026-07-22, version 6.0.2*

The fact that you can do everything from the app makes it so handy.

### 5/5 — Easy peasy

*2026-07-20, version 6.0.0*

App is very user friendly and clean. I do wish you could use more features in the notes section but it still works well for my needs.

### 5/5 — Great App

*2026-07-18, version 6.0.0*

Very streamlined and quick to get to desired area of the bank acct. best banking app I’ve used.

### 5/5 — App review

*2026-07-17, version 6.0.0*

The Michigan First app is so incredibly convenient and I love the security measures

### 5/5 — Love this app

*2026-07-17, version 6.0.0*

Very reliable

## Frequently asked questions about Michigan First App

### What can I do with the Michigan First App?

The app allows you to view account balances, check transaction history, transfer funds between accounts, pay bills and loans, deposit checks, and find nearby branches and ATMs. It also offers secure messaging with their call center, cardless ATM access, and Zelle integration for easy money transfers.

### Is the Michigan First App free to use?

Yes, the app is free to download and use. There are no charges associated with its core banking functionalities. The credit union provides these tools to members to simplify their financial management.

### How does the app ensure my financial information is secure?

The app provides a secure mobile banking experience, similar to what you would expect from a large bank. It includes features for secure messaging and likely employs industry-standard security protocols to protect your data and transactions.

### Can I use this app if I'm not a member of Michigan First Credit Union?

This app is designed for members of Michigan First Credit Union. To utilize its full features and manage your accounts, you will need to be a member of the credit union.

### What are the main benefits of using this app compared to a traditional bank app?

The app offers the same capabilities as a big bank app but with the local focus on customer service that members expect from a credit union. It aims to simplify life, save time, and make managing finances easy and convenient.

## Version history (last 5 releases)

### 6.0.2 — 2026-07-21

This release fixes an issue on the Manage Cards screen that could affect some members using iOS 18 and earlier versions.

### 6.0.0 — 2026-07-15

This release includes bug fixes, security updates, and performance enhancements.

### 5.40.3 — 2026-04-23

This release includes bug fixes, security updates, and performance enhancements.

### 5.40.0 — 2026-03-25

This release includes bug fixes, security updates, and performance enhancements.

### 5.39.1 — 2025-12-09

This release includes bug fixes, security updates, and performance enhancements.

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## More apps by Michigan First Credit Union

- [MortgageMate by Michigan First](https://appshunter.io/ios/app/mortgagemate-by-michigan-first/id6745976016)
- [Finley by Michigan First](https://appshunter.io/ios/app/finley-by-michigan-first/id6751597087)

All apps by Michigan First Credit Union: https://appshunter.io/developer/397680632

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*