# Midcoast FCU Mobile Banking

> Mobile banking app for managing accounts, payments, and loans. (iPhone/iPad app by Midcoast Federal Credit Union.)

- Source: https://appshunter.io/ios/app/midcoast-fcu-mobile-banking/id603687205 (this page in markdown: same URL + `.md`)
- Developer: [Midcoast Federal Credit Union](https://appshunter.io/developer/603687208)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 1,678 App Store ratings · 28 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 171 MB
- Languages: American English
- Released: 2013-02-21
- Data updated: 2026-09-05
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/midcoast-fcu-mobile-banking/id603687205/reviews.md

## What is Midcoast FCU Mobile Banking?

Wherever you go, take Midcoast FCU with you!
Managing your money has never been easier than with Midcoast Mobile! Quickly sign-in using biometrics or check balances with Quick Balance. Stay informed of recent transactions and make loan payments, transfers, and check deposits in just seconds. Pay bills on the go with our free and unlimited Bill Pay* service. Apply for a loan or find our closest branch or ATM near you. Now, you can even monitor your credit score with SavvyMoney, which is now integrated with Midcoast Mobile!
Additional features include:
• 24/7 safe and secure access to your accounts
• View account information, including transaction details, cleared check images and available balances
• Apply for auto loans, home equity lines of credit, credit cards and more!
• Manage your Bill Pay payees (add/edit/delete)
• Deposit checks using your device’s camera with Remote Deposit Capture
• Turn on/off lost or stolen debit cards and order replacement debit cards
• Set travel notifications for uninterrupted debit card usage
• View rates and information on our loans and savings products
• Send secure messages to the Credit Union
Midcoast Mobile is free for our members. To sign in, use your Midcoast FCU online banking username and password. 

*Must have Bill Pay set up previously on online banking. Your mobile carrier’s text messaging and web access charges may apply.

As always, if you have any issues using Midcoast Mobile, please contact us for support at 877.964.3262.
What’s New
We have recently updated Midcoast Mobile! Enhancements include:
• Add/Edit/Delete Bill Pay payees
• Debit card controls
• Access to SavvyMoney
• General bug fixes

## Key features

- Biometric sign-in
- Quick balance checks
- Mobile check deposit
- Bill Pay service
- Loan applications
- Credit score monitoring
- Debit card controls

## What do users think of Midcoast FCU Mobile Banking?

Overall sentiment: positive

**Pros**

- 👍 Great customer service
- 🚀 Convenient and easy to use
- 💡 Helpful mobile app features
- 🚀 Quick account opening process

**Cons**

- 🐛 App not working for some users
- 🐛 Issues with mobile deposits and external account linking
- 🐛 Usability issues with new app update

**Commonly reported bugs**

- App not working for some users
- User lockout issues
- Compatibility problems with older devices

**Most requested features**

- Ability to copy and paste routing number
- Separate logins for personal and shared accounts

## Recent user reviews (10 of 28)

All indexed reviews: https://appshunter.io/ios/app/midcoast-fcu-mobile-banking/id603687205/reviews.md

### 5/5 — Excellent customer service

*2026-06-17*

Midcoast FCU- Freeport branch has the most pleasant, professional, people friendly crew to handle my banking business!

### 5/5 — Definitely trustworthy

*2026-06-07*

I’ve been with this bank for almost 30 years. They’ve always been really nice people and I’ve never had any issues in regards to the technicals all my money has always been safe. All the people have always explained there was ever any confusion just overall a great experience. I highly recommend.

### 5/5 — Great bank!

*2025-09-08*

They have always supported me. Made it very easy to bank with! Every one I have ever dealt with has been great. Not once has anyone been rude or insincere. I recommend all the time. Quick to get on scam issues. Can’t say enough good about them.

### 5/5 — So convenient, so great customer service

*2025-08-27*

The staff is incredible. I so feel the personal touch when greeted and assisted.

### 5/5 — Great service

*2025-06-02*

Very helpful to have all info in one place.

### 5/5 — So Helpful

*2025-05-20*

All tellers are so nice and helpful. Enjoy doing business with them.

### 5/5 — Great App!

*2025-05-12*

Really liking the easy online opening ability. Added my new account super fast!

### 5/5 — Great App and Service

*2025-05-09*

Great mobile experience and credit union!

**Developer response:** Thank you for the great review!

### 1/5 — Doesn’t work

*2024-05-09*

For the past two weeks, the app hasn’t worked. It just says sorry try again and then I get the wheel of death.

### 5/5 — Love this app!

*2024-01-24*

What a huge upgrade from the old platform! I love how much I can do on this app from setting travel notifications to seeing a snapshot of my credit score. Very easy to transfer between accounts or joint accounts I’m on. 
Love this Credit Union, the people and their products! ☺️

## Frequently asked questions about Midcoast FCU Mobile Banking

### What can I do with the Midcoast FCU Mobile Banking app?

The app allows you to manage your Midcoast FCU accounts from anywhere. You can check balances, view recent transactions, make loan payments and transfers, deposit checks remotely, pay bills, apply for loans, and monitor your credit score. It also provides 24/7 secure access to your account information.

### Is the Midcoast FCU Mobile Banking app free to use?

Yes, the Midcoast FCU Mobile Banking app is free for its members. To sign in, you will use your existing Midcoast FCU online banking username and password. Standard mobile carrier charges for web access and text messaging may apply.

### How do I deposit a check using the app?

The app features Remote Deposit Capture, allowing you to deposit checks using your device's camera. Simply follow the on-screen instructions to capture images of the front and back of your endorsed check for deposit into your account.

### What are the key new features in the latest update?

Recent updates include enhanced Bill Pay payee management (add/edit/delete), debit card controls for turning cards on/off and ordering replacements, and access to credit score monitoring through the integrated SavvyMoney feature. General bug fixes have also been implemented.

### What if I have issues using the app?

If you encounter any issues while using the Midcoast FCU Mobile Banking app, you can contact their support team directly. They can be reached by phone at 877.964.3262 for assistance with any problems you may experience.

## Version history (last 5 releases)

### 4022.1.1 — 2026-08-19

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4022.0.0 — 2026-07-23

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.2.0 — 2026-06-25

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.1.3 — 2026-06-09

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

### 4021.0.2 — 2026-05-04

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

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## Related topics

[midcoast federal credit union](https://appshunter.io/ios/topics/midcoast-federal-credit-union) · [mfcu mobile](https://appshunter.io/ios/topics/mfcu-mobile)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*
