# Middle Class Finance — Budget, Save & Pay Off Debt

> Budget, Save & Pay Off Debt (iPhone/iPad app by Richard Davis.)

- Source: https://appshunter.io/ios/app/middle-class-finance/id6759845034 (this page in markdown: same URL + `.md`)
- Developer: [Richard Davis](https://appshunter.io/developer/1871200994)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 12+
- Requires: iOS 15.1 · 38 MB
- Languages: American English
- Released: 2026-03-15
- Data updated: 2026-06-26
- User reviews in markdown: https://appshunter.io/ios/app/middle-class-finance/id6759845034/reviews.md

## What is Middle Class Finance?

Middle Class Finance helps you take control of your money with simple, manual tracking — no bank connections, no data sharing.

Track Every Dollar
Log income and expenses across multiple accounts. See exactly where your money goes each month.

Set Budgets That Work
Choose from multiple budgeting styles — 50/30/20, zero-based, or envelope budgeting. Set monthly limits by category and track your progress.

Pay Off Debt Faster
Add your debts and choose a payoff strategy — avalanche or snowball. See your projected payoff date and how extra payments shorten it.

Save With Purpose
Create savings goals with target amounts and deadlines. Track your progress and stay motivated.

Import Statements
Upload CSV, OFX, or QFX bank statements to quickly catch up on past transactions.

All Features Included
One subscription unlocks everything. No tiers, no upsells, no ads.

Your Data Stays Private
No bank logins. No third-party data sharing. You enter your data manually and it stays on our servers — period.

Terms of Use: https://middleclassfinance.app/terms

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| MCF Premium | $0.99 | per month |
| Annual | $9.99 | per year |



## Version history (last 2 releases)

### 1.1.0 — 2026-03-19

Sign in with Apple and Google 
Faster account access on iOS
Annual subscription option now available
Bug fixes and performance improvements

### 1.0 — 2026-03-15

No release notes.

## More apps by Richard Davis

- [Railroad-Timebook](https://appshunter.io/ios/app/railroad-timebook/id6758155263)
- [Fasting Stages Tracker](https://appshunter.io/ios/app/fasting-stages-tracker/id6759114237)

All apps by Richard Davis: https://appshunter.io/developer/1871200994

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-26.*