# Middlesex Savings Bank — user reviews

> 72 indexed App Store user reviews of Middlesex Savings Bank by Middlesex Savings Bank, rated 3.40/5 from 47 ratings.

- Source: https://appshunter.io/ios/app/middlesex-savings-bank/id535586500/reviews
- App overview in markdown: https://appshunter.io/ios/app/middlesex-savings-bank/id535586500.md
- Rating breakdown: 5★ 20 · 4★ 6 · 3★ 5 · 2★ 3 · 1★ 13

## What do users think of Middlesex Savings Bank?

Overall sentiment: negative

**Pros**

- 👍 User-friendly layout (mentioned by some)
- 😊 Good customer service (mentioned by some)
- ✅ Useful for checking account history (mentioned by some)

**Cons**

- 🐛 Frequent app crashes
- 🐛 Difficult check deposit feature
- 🐛 Login issues and errors
- 🐛 Poor navigation and user interface
- 🐛 Inconsistent performance
- 🐛 Battery drain issues
- 🐛 Security concerns (e.g., logging off)
- 🐛 Outdated technology
- 🐛 Slow loading times
- 🐛 Verification code issues
- 🐛 App not loading on devices

**Commonly reported bugs**

- App crashes frequently
- Check deposit camera issues (rotation, recognition)
- Login failures and account lockouts
- App freezes or shows non-stop loading
- Cannot reset password
- Verification codes requested repeatedly
- App not loading on iPhone/iPad
- Battery drain since iOS 18.1
- Messaging bubble hides menu access
- Deposit endorsement rejection
- Photo rotation problems for check deposits
- App crashes after secure access code
- Camera not compatible for check deposits
- Cannot find menu to log off
- Bill pay doesn't launch in iOS
- Authentication errors for deposit app
- Invalid transaction decline messages
- Cannot see future payments or pay bills easily
- Separate deposit app required
- App is a web page in a browser screen, not native

**Most requested features**

- Improve check deposit functionality
- Fix login and authentication issues
- Enhance app navigation and UI
- Address battery drain
- Implement fingerprint/biometric login
- Improve transaction history and details
- Add bill pay functionality
- Make app more reliable and stable
- Update to modern banking standards
- Improve P2P payment options

## Newest reviews (15 of 72)

### 2/5 — Ugh

*2025-08-27*

This app won’t let you reset password. In order to get to safe card to turn off on I have to delete the app and re add it. The same with check deposit. You cannot rely on this app and that’s not okay!

### 2/5 — For Mobile Deposit Only

*2023-04-01*

The Deposit Check feature does not work as well as it used to - repeated errors that it can’t find my endorsement, that it’s missing the mobile deposit phrase when it’s there. It should not be this fussy! Sometimes it will work after multiple tries but I’ve also given up and had to drive to the bank. Please improve this!

### 2/5 — New update is annoying

*2022-10-06, version 7.0.5719*

Why does it keep asking for codes and to register device? As someone who checks their banking regularly it’s getting annoying.

### 2/5 — How to take a site from excellent to horrid

*2022-03-09*

Dear MSB developers, I wonder if you could explain the reasoning behind the current software change? The site previously was fantastic, with all info at a glance. Hands down, you had the best banking site.
Now you’ve created a look where one must click on various tabs to see all the info one used to see at a single glance - and it isn’t even user friendly. Why anyone would take an excellent site and slash it to a fraction of what it was blows my mind. Please change it back and refer to the adage: “IF IT AINT BROKE, DONT FIX IT”
Thank you,
A frustrated user

### 1/5 — New app

*2021-03-25, version 6.0.5700*

Where is the fingerprint access?  If it ain’t broke, don’t fix it.  Very disappointed.

### 1/5 — Great bank, broken app

*2021-02-13, version 5.1.5609*

Tried to eDeposit a check. After taking the back photo it would kick me out to the login screen. This happened 5 times in a row. When I finally was able to get the pictures without being kicked out, it said my deposit attempts had been exceeded. 

Total nonsense, please fix this application

### 3/5 — P2P

*2020-11-02, version 5.1.5609*

The drop down menu to the left is missing a significant amount of options.

Can’t make person to person payments

### 1/5 — Crashes after secure access code

*2020-08-01, version 5.1.5603*

Can’t believe my bank paid money for this.

### 2/5 — eDeposit issues

*2020-07-06*

The newest upgrade makes the camera not compatible. When attempting to take a picture of the check, the view of the image is inconsistent and turned around. Sometimes it corrects itself, sometimes I’m just snapping a few photos until I get it right. The older version was better. Middlesex bank does not offer Zelle. That’s not an “app issue”, the bank itself is just behind the times.

### 1/5 — Force me to upgrade to junk

*2020-06-24, version 5.0.5603*

Wanted to deposit a check. I was forced to upgrade.  

Failed to load camera is the error message.
Why? The camera works fine for my other apps on iPhone 8.

It’s a camera it takes pictures!  Does anybody do any testing?

### 1/5 — Photo rotation problem

*2020-06-24*

In the updated app, Photos of checks are all 90 degrees off an aligning the check with the camera is frustrating. When the camera and check are both in landscape orientation, the image is in portrait orientation and it’s a weird experience getting them lined up on my iPhone.   My first mobile deposit was rejected due to poor image quality.

### 1/5 — Horrible Update 6/2020

*2020-06-22, version 5.0.5603*

The eDeposit camera is all flipped, making it very difficult to get a good picture of the check. Also, the app frequently crashes when I am trying to submit a picture of the check and brings me back to the login screen. Looks like I am driving to the bank to deposit this check!

### 2/5 — Latest Update

*2020-06-17, version 5.0.5603*

The eDeposit function in the latest update of the app is very disorienting. The camera is automatically rotated and trying to take a picture of the check while looking at a screen that is rotated perpendicular to the check is frustrating and disorienting.

### 1/5 — Poor technology 1

*2020-02-29, version 4.3.5410*

The edeposit app failed on first try, and the edeposit limits? Come on, for people that have to deposit checks those limits are a joke.  I’ve used other banks for business and personal use, don’t waste your time here.  Ive had much better experiences with Avidia or a larger bank that actually has technology worth using.

### 1/5 — Edeposit does not function

*2019-10-06, version 4.3.5410*

The actual bank and staff are really quite nicer and helpful but the app is pitiful.  Have other banking apps that work seamlessly.  Edeposit’s have been a continuing frustration.  Based on other reviews this  appears to be a long going issue. Why it hasn’t been corrected is a mystery to me. Have had to go to the bank to make deposits.

## Most critical reviews (10 lowest-rated)

### 1/5 — Antiquated

*2026-01-23*

Unbelievably difficult to set up and use, just to add a user to an organizational account.  Calls me (!) to setup a login, doesn’t register typed characters, then locks the account.  Catch up to actual banks.  Will not continue to use this bank.

### 1/5 — Frustration

*2025-03-09*

Your new app cannot be loaded on my iPhone or iPad. I’ve been a customer for more than 40 years. Now because of your “upgrade,” I’ll have to leave Middlesex, and move my banking to Bank of America. It’s far easier—and less costly—to change banks than to replace an iPhone and iPad. Thank you for many years of fine service.

### 1/5 — Check Deposit Almost Unusable

*2024-11-26*

Check deposit feature is extremely difficult to use, aligning camera on check is near impossible as it registers and moves in random direction when moving the phone and check around. For someone that strictly uses online banking almost worth it to move to a new bank altogether.

### 1/5 — Battery drain

*2024-11-14*

Seems ever since iOS 18.1 it has some sort of memory leak and is using a lot of battery even when not in use.

### 1/5 — Total JUNK

*2024-08-29*

Since the last update this app is complete junk!!! I have always deposited my check through the app. Not anymore since the update I cannot deposit my check. Third time. Same junk. Don’t know what they did but it’s garbage I deleted it it so useless.

### 1/5 — Makes me want to switch to a big bank

*2023-07-29, version 8.0.5804*

This app is terrible. Did one unqualified guy work on this by himself? That’s the vibe I’m getting.

### 1/5 — Deposit endorsement

*2023-06-07*

App is pretty awful. I only use it to make mobile deposits and it keeps rejecting checks for bit having ‘for mobile deposit only’ endorsement despite it being on the back. After two or three times of trying, I completely give up. It defeats the purpose, and whoever developed this app is not doing their job.

### 1/5 — Poor app

*2023-03-04, version 7.0.5728*

I love the bank but the App is poor. Just keeps denying the photo of the deposit check… I can’t walk very well and to have to go down to the bank is challenging. Does not appear to work with the IPad…it used to.

### 1/5 — Poor App

*2022-11-03, version 7.0.5724*

I would be happy to update this rating once the app is fixed. I have had non luck with this during the past few months. They keep telling me to sign the back and I have done this…. Now I have to keep going out to the bank…

### 1/5 — Cannot Deposit remotely

*2022-10-21, version 7.0.5724*

Recently, i have not been able to deposit my paychecks using the app.

The app claims that i have not endorsed the checks, even though the photo clearly shows the endorsment.

I suppose i'll have to go deposit it manually.

## Most praised reviews (10 highest-rated)

### 5/5 — Excellent

*2020-06-16, version 5.0.5603*

I am very pleased with Middlesex Savings Bank in every possible way - from their exceptional Customer Service to the very efficient App.

### 5/5 — Recommend

*2018-07-13, version 4.1.5403*

Great bank and a great app everything is so easy to access and manage accounts

### 5/5 — Big improvement!

*2017-06-29, version 4.1.5205*

Much better layout and functionality. Love the biometric login option and easy P2P function.

### 5/5 — great!

*2012-11-29, version 2.0*

I think it works really well!

### 5/5 — Awesome app

*2012-10-11, version 2.0*

Well done. So much easier than going through the website.

### 4/5 — Useful little app

*2015-03-14*

The reviewers are way to harsh. I've found it to be very useful for checking account history, to see if a check cleared, deposits, transfers, etc. These options are accessed via the Menu button.

### 3/5 — Freezing

*2025-04-25*

The app is great but it’s been freezing lately and it’s so annoying I’ll be in line and it will just non stop loading, the app layout is good it’s just the problem with the loading

### 3/5 — Logging Off Since Update

*2024-08-19*

Since the last update I can’t find the menu to log off. I’m hoping just closing the app automatically logs off. Feels very insecure.

### 3/5 — Even harder now to navigate

*2024-08-07*

I have so much difficulty accessing the menu since the last update. The app has always been rather clunky, but now the messaging bubble appears right over the menu, and hides access to services that seem impossible through any other method. Paying a loan, essentially moving money from checking to the loan account, is no longer an option without access to the menu, as there is no other way to do it that I can figure out.

### 3/5 — Verification codes after registering device

*2022-09-16, version 7.0.5719*

Since the new update it asks every time no matter how many times we check off register device.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
