# Midrate FX: Currency Converter — Bank fee checker and widget > Currency converter revealing hidden bank fees with real-time mid-market rates. (iPhone/iPad app by Meshnet Inc.) - Source: https://appshunter.io/ios/app/midrate-fx-currency-converter/id6815349484 (this page in markdown: same URL + `.md`) - Developer: [Meshnet Inc](https://appshunter.io/developer/495631695) - Category: Finance, Utilities - Price: Free (on sale, was $2.99) - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 45 MB - Languages: American English - Released: 2026-09-30 - Data updated: 2026-10-16 - Monetization: free with in-app purchases ## What is Midrate FX? Midrate FX is a fast, no-nonsense currency converter built for how you actually think about money, and it tells you the truth about what banks charge. SEE WHAT YOU'RE REALLY PAYING Exchange booths, banks and transfer services hide their fee in the rate. The Check a quote tool shows it: type what they offer, as a rate or an amount, plus any fee, and Midrate FX shows what it costs you in money and percent against the mid-market rate. Rates typed the other way round are caught and flipped in one tap. HOW IT WORKS Open the app and it's already set to currencies that fit your region, based on your device's Region setting, never your location. Type an amount and every currency updates as you type. Tap any currency to convert from it instead. IN THE APP • Mid-market rates updated every hour • Up to 5 currencies at a time, from 50 • The Check a quote tool for banks, booths and transfer services • Lakh and crore formatting for INR, PKR, NPR, BDT and LKR • A calculator keypad with +, −, ×, ÷, %, = and quick amounts • Drag to reorder, swipe to remove with undo, or use Edit list • Rates saved on your phone, so your last conversion works offline • Works at every text size, with VoiceOver and landscape support One small banner ad pays for it. MIDRATE FX PRO, ONE PURCHASE • No ads • All 50 currencies at once • Home Screen and Lock Screen widgets with your currencies, kept current through the day • A 30-day trend beside every currency • Share a checked quote as a picture Paid once, no subscription, and shared with your family through Family Sharing. Bought Midrate FX before it was free? Pro is already yours, with nothing to do. PRIVACY No accounts and no analytics. The ad comes from Google AdMob and is never personalized; the app never asks to track you. With Midrate FX Pro the ad software never starts. Your currencies and amounts stay on your phone. The app goes online to fetch exchange rates and, while Check for updates is on, to look for fixes once a day. Built by Utilava. We're a small shop that keeps polishing, and we release updates regularly. ## Key features - Real-time mid-market rates - Check bank and exchange fees - Offline currency conversion - Up to 50 currencies supported - Calculator keypad with functions - Customizable currency lists - Home and Lock Screen widgets (Pro) ## Is Midrate FX safe? Not enough ratings yet to assess Midrate FX. ## Is Midrate FX legit? Midrate FX: Currency Converter appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Midrate FX is 75 out of 100 points across 7 verification signals from App Store and developer data. ## Frequently asked questions about Midrate FX ### Does Midrate FX have ads? Yes, the free version of Midrate FX contains a small banner ad from Google AdMob. The Pro version, available as a one-time purchase, removes all advertisements. ### How much does Midrate FX Pro cost? Midrate FX Pro is a one-time purchase and does not involve a subscription. It can be shared with family through Family Sharing. ### What currencies does Midrate FX support? The free version supports up to 5 currencies at a time from a selection of 50. Midrate FX Pro allows access to all 50 currencies simultaneously. ### Can I use Midrate FX offline? Yes, rates are saved on your phone, allowing your last conversion to work offline. This ensures you can check rates even without an internet connection. ### How often are the exchange rates updated in Midrate FX? Mid-market rates are updated every hour within the app. The app also checks for fixes once a day if the 'Check for updates' setting is enabled. ### Is Midrate FX available on all devices? Midrate FX is available for iPhone and iPad. It supports various text sizes and includes VoiceOver and landscape mode functionality. ### What is the 'Check a quote' tool in Midrate FX? The 'Check a quote' tool helps you understand the true cost of currency exchange by revealing hidden fees. You input the rate or amount offered by a bank or exchange service, and Midrate FX shows the actual cost in money and percentage compared to the mid-market rate. ### What is the age rating for Midrate FX? Midrate FX has an age rating of 4+. The app is designed with privacy in mind, with no accounts or analytics required. ## Version history (last 5 releases) ### 2.1.0 — 2026-10-16 Midrate FX is now free, with one small ad. Bought it before? You already have Midrate FX Pro: no ads, every currency and everything you had, with nothing to do. • Widgets for your Home Screen and Lock Screen (Midrate FX Pro) • Popular currencies first in Add currency: rupee, peso, dirham, pound and more • A clearer line on how fresh the rates are, and a labeled 30-day trend • Check for updates: small fixes arrive without a store update. Turn it off in About if you prefer. Thanks for the feedback, and keep it coming at support@utilava.com. ### 2.0.2 — 2026-10-09 Fixes for smaller iPhones (mini, SE): • Show keypad no longer jumps around and ignores taps after you hide the keypad. • Big amounts no longer get cut off with "…"; they size to fit the screen. We're always tinkering. Thanks for the feedback, and keep it coming at support@utilava.com. ### 2.0.1 — 2026-10-06 • Fresher rates: new rates arrive within minutes of each hourly update, and the app checks again when you come back to it. • Tap ↻ and it tells you what it found: "new rates" or "still the latest". The button is bigger, too. • Share a checked quote as a picture: what you were offered, what it cost you and the mid-market rate. • A link to our other apps in About. We're always tinkering. Thanks for the feedback, and keep it coming at support@utilava.com. ### 2.0.0 — 2026-10-05 Midrate FX 2.0 is our biggest update yet, shaped by the people who use it. • Hourly rates: mid-market rates now update every hour, at no extra cost. • Check a quote: type what a bank, exchange booth or transfer service offers and see exactly what it costs you. It even notices when a rate is typed the other way round. • 30-day trends: a small chart beside each currency shows how it has moved. • 50 currencies, including the Colombian peso, Moroccan dirham, Turkish lira and Indonesian rupiah. Search by country too. • True lakh and crore grouping: ₹1,77,591.90, with the words underneath. • An = key, so you can add a tip and then split the bill. • Undo when you remove a currency, and an Edit list option with Move up and Move down buttons. • Works at every text size, with nothing cut off. • Rates read the way banks quote them, like 1 USD = 95.98 INR. • Dozens of smaller fixes: exact amounts when switching currencies, a % key that works like a calculator, clearer words throughout. We're always tinkering. Thanks for the feedback, and keep it coming at support@utilava.com. ### 1.0 — 2026-09-30 No release notes. ## More apps by Meshnet Inc - [Stupid Zombie Shooter](https://appshunter.io/ios/app/stupid-zombie-shooter/id986292188) - [Ninja Balance!](https://appshunter.io/ios/app/ninja-balance/id999329987) All apps by Meshnet Inc: https://appshunter.io/developer/495631695 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-16.*