# MidWest America FCU Mobile — user reviews > 155 indexed App Store user reviews of MidWest America FCU Mobile by MidWest America Federal Credit Union, rated 4.50/5 from 939 ratings. - Source: https://appshunter.io/ios/app/midwest-america-fcu-mobile/id771315724/reviews - App overview in markdown: https://appshunter.io/ios/app/midwest-america-fcu-mobile/id771315724.md - Rating breakdown: 5★ 734 · 4★ 96 · 3★ 28 · 2★ 24 · 1★ 57 ## What do users think of MidWest America FCU Mobile? Overall sentiment: neutral **Pros** - 👍 Easy to use - 🚀 Convenient banking - 💡 Great financial tools - 🔒 Secure banking **Cons** - 🐛 Buggy and glitchy - 🤔 Confusing layout and navigation - ⏱️ Slow performance - 🔒 Lack of security features (e.g. no Apple Pay) **Commonly reported bugs** - Login issues and password problems - Middleware errors and app crashes - Delayed transactions and account updates - Incompatibility with newer devices **Most requested features** - Dark mode option - Ability to pay extra on mortgage - More customization options - Improved transaction history and comments ## Newest reviews (15 of 155) ### 4/5 — Great bank *2026-07-10, version 6.0.260300* Very easy to pay bills on line. Love this system. ### 3/5 — Still needs work *2026-05-28* Desperately needs a dark mode!That piercing white is a lot. Needs some polish like simple back buttons. One thing that many other banks off is ability to make sub accounts within one account. This would be great to visually organize 1 account for a persons needs. I have started moving to online high yield savings accounts that give the ability to also act as a checking/savings account all in one account while still earning as much interest as the rewards checking out and in some cases more. Still don’t understand how Midwest is still so far behind that we can’t use Apple Pay. They keep saying it’s coming for over 2 years now. The alerts are complicated and don’t work correctly all the time. **Developer response:** Thank you for the feedback, we appreciate you taking the time to share your experience. Apple Pay and other digital wallets are currently available, and we’d be happy to help if you’re having trouble setting them up. We’re continually working to improve our digital banking experience and value input like this. ### 5/5 — Good Job *2026-05-27, version 6.0.260300* Excellent ### 5/5 — Great Banking app *2026-05-24, version 6.0.260300* You want be disappointed ### 2/5 — Not happy *2026-05-21, version 6.0.260300* As I’ve said in the past when I first started using the mobile app I was able to pay extra towards my mortgage principal. Now I have to go to the local branch to do so. I’ve been waiting for the change. ### 5/5 — Great App *2026-05-21, version 6.0.260300* Love It ### 5/5 — Pleasant App. *2026-05-19, version 6.0.260300* Very easy to use and Navigate. ### 5/5 — money *2026-03-23, version 6.0.250701* Decarese ### 5/5 — Nice *2026-03-22, version 6.0.250701* It took some getting used to but it’s nice now ### 5/5 — Awesome! *2026-03-22, version 6.0.250701* I really love this app! I can do everything banking in one spot! It sure beats having to go to the bank every time I need to move money, or see what I’ve paid and not. ### 5/5 — Great Mobile banking app. *2026-03-20, version 6.0.250701* I’ve used it for years and always appreciated its simplicity and security. ### 4/5 — Convenient. *2026-03-18* It’s convenient being able to pay my loan from my phone. Sometimes the app can be a little buggy which can be a little frustrating when managing money, but way better than having to go to the bank or make a phone call. **Developer response:** Thanks for sharing your thoughts, we’re glad the ability to make payments from your phone has been convenient. We also wanted to note that you can pay directly from the main screen by tapping “Pay Now” right under your loan, which should help reduce extra steps. Your feedback helps us continue improving the app, and we’ve shared it with our team. ### 3/5 — Meh *2026-03-14* It’s convenient being able to pay my loan from my phone, but the app is buggy and the layout is bad. I have to go through like 3-4 different pages to pay the only loan I have versus them just having it on the main page. So, I rate it “Meh”. ### 3/5 — Great bank *2026-03-12, version 6.0.250701* Very easy to pay bills on line. Love this system. ### 5/5 — Rate *2026-03-05, version 6.0.250701* Love it ## Most critical reviews (10 lowest-rated) ### 1/5 — This app *2026-06-03, version 6.0.260300* This app is very hard to navigate. Don’t like it at all , you could do better! You make it so hard to make payments!! No easy directions on how to navigate this app. Ugh fix this thing !!!!! All these positive are written by AI or employees. :( ### 1/5 — No way to pay extra *2026-05-26* Why can’t we pay extra on our mortgage payment? We used to be able to before they updated this web page, and since then, we can’t. WHY??? I think it’s probably illegal not to be able to pay extra. I know you can go to a branch and do that but I pay on line all the time. I have asked about it many times and just get told “they are working on it”. I can’t imagine that it would be that hard to do, so why isn’t it done after almost 2years??? **Developer response:** Thank you for taking the time to leave a review. We understand your frustration and sincerely apologize that a fix has not yet been implemented. We’ve been actively working with our online provider to develop a solution that will allow principal-only payments through our digital platform, and we recognize it’s taken longer than expected. In the meantime, please know that you can still make principal payments by visiting any of our branches or by calling us directly—we’d be happy to assist over the phone at no cost to you. We appreciate your patience and continued membership as we work to improve your online experience. ### 1/5 — Terrible *2026-05-21, version 6.0.260300* This has some key features that are awful as not well thought out at all ### 1/5 — I’m thinking about switching banks *2026-05-19, version 6.0.260300* Terrible ### 1/5 — I’m thinking about switching banks *2026-03-05, version 6.0.250701* Terrible ### 1/5 — No way to pay extra *2026-02-08, version 6.0.250701* Why can’t we pay extra on our mortgage payment? We used to be able to before they updated this web page, and since then, we can’t. WHY??? I think it’s probably illegal not to be able to pay extra. I know you can go to a branch and do that but I pay on line all the time. I have asked about it many times and just get told “they are working on it”. I can’t imagine that it would be that hard to do, so why isn’t it done after almost 2years??? ### 1/5 — Very laggy *2026-02-07, version 6.0.250701* Takes multiple minutes for account transfers to load and in general laggy ### 1/5 — Bill pay doesn’t work *2025-12-10, version 6.0.250700* Bill pay isn’t working ### 1/5 — Terrible *2025-11-22, version 6.0.250700* Worst app I have ever dealt with. ### 1/5 — No way to pay extra *2025-08-15* Why can’t we pay extra on our mortgage payment? We used to be able to before they updated this web page, and since then, we can’t. WHY??? I think it’s probably illegal not to be able to pay extra. I know you can go to a branch and do that but I pay on line all the time. I have asked about it many times and just get told “they are working on it”. I can’t imagine that it would be that hard to do, so why isn’t it done after almost 2years??? **Developer response:** Thank you for taking the time to leave a review. We understand your frustration and sincerely apologize that a fix has not yet been implemented. We’ve been actively working with our online provider to develop a solution that will allow principal-only payments through our digital platform, and we recognize it’s taken longer than expected. In the meantime, please know that you can still make principal payments by visiting any of our branches or by calling us directly—we’d be happy to assist over the phone at no cost to you. We appreciate your patience and continued membership as we work to improve your online experience. ## Most praised reviews (10 highest-rated) ### 5/5 — Simple is Best *2026-08-06, version 6.0.260300* The presentation is simple and that’s exactly how I like it. Uncluttered is the way I prefer it! ### 5/5 — Review *2026-07-18, version 6.0.260300* Great appp ### 5/5 — Love this Mobile App! *2026-07-07* Easy to use, smooth transactions, clear account information access! **Developer response:** Thank you for your feedback! We’re glad to hear you find our app easy to use and that it helps you access your account information smoothly. We appreciate you being a member! ### 5/5 — User Friendly *2026-07-02, version 6.0.260300* This app is easy to use. Very helpful to have FaceID as an opt in. ### 5/5 — Easy to maneuver around the mobile site. *2026-07-01, version 6.0.260300* The Mobile Site ### 5/5 — Awesome! *2026-06-05* I really love this app! I can do everything banking in one spot! It sure beats having to go to the bank every time I need to move money, or see what I’ve paid and not. **Developer response:** Thanks so much for the great review! We're glad to hear the app makes banking easier for you—it’s our goal to help you manage your money anytime, anywhere. Let us know if there’s ever anything we can do to make it even better! ### 5/5 — Best credit union ever *2026-06-05, version 6.0.260300* Best credit union ever ### 5/5 — Lee C Briggs *2026-06-05, version 6.0.260300* The app is much easier to use. I like it a lot. ### 5/5 — Convenient to Use *2026-06-04, version 6.0.260300* It’s convenient and easy to use. I like I can see one of my credit scores. ### 5/5 — 5 stars!!! *2026-06-02, version 6.0.260300* Love app --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-14.*