# Milford Bank Mobile Banking — user reviews

> 14 indexed App Store user reviews of Milford Bank Mobile Banking by The Milford Bank, rated 4.73/5 from 658 ratings.

- Source: https://appshunter.io/ios/app/milford-bank-mobile-banking/id1020312277/reviews
- App overview in markdown: https://appshunter.io/ios/app/milford-bank-mobile-banking/id1020312277.md
- Rating breakdown: 5★ 560 · 4★ 29 · 3★ 14 · 2★ 9 · 1★ 21

## What do users think of Milford Bank Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Convenient for deposits and balance inquiries
- 👍 Easy money transfers between accounts
- 👍 App is convenient and does everything needed
- 👍 Nice customer service mentioned

**Cons**

- 🐛 Frequent login issues and errors
- 🐛 App often unavailable, especially in the morning
- 🐛 Technical difficulties and service outages
- 🐛 Inconsistent performance, stops working
- 🐛 App crashes after updates
- 🐛 Not compatible with older phones
- 🐛 Requires repeated password entry after Face ID login
- 🐛 App locks users out for not using it enough

**Commonly reported bugs**

- Frequent "technical difficulties" messages
- Cannot log in, especially in the early morning
- "Disk is full" error message
- Login credentials validation fails
- App crashes after iOS updates
- App stops working, requires calling bank to reset
- Forgot password feature not loading page
- App locks users out for infrequent use
- Unable to transfer money causing overdraft
- App not updating for older phones

**Most requested features**

- Allow Face ID for transfers and bill payments after initial login
- Improve app reliability and uptime
- Fix compatibility issues with older devices/iOS versions
- Address the 'disk full' error message

## Most critical reviews (10 lowest-rated)

### 1/5 — Very buggy

*2026-05-26*

Often I will get a message saying "Attention
We are experiencing technical difficulties and apologize for the inconvenience. Thank you for your patience as we work to restore service as quickly as possible." And will not be able to use instant balance to view my money or log into my account. This happens very frequently throughout the day. I hope they fix this soon.

### 1/5 — Constant login issues

*2023-11-08*

This app in the early morning never works. Can’t login , pop up messages that the disk is full- whatever that means. Pop ups to call customer service. Pop ups that it couldn’t validate my login credentials. Etc. starts working about the time the bank opens. Funny that even as an app it seems to follow “ bankers hours”. Find a new developer.

### 1/5 — app wont open

*2021-02-13*

crashes wont load right after i updated to  ios 14.5, deleted redownloaded restarted tried everything. crashes, wont open.

### 1/5 — Bad

*2020-07-22*

Worst banking app

### 1/5 — Stopped working

*2020-04-17*

I’ve used it for years and now the app is not working properly. Looks like they added a forgot password feature to reset. Since the app stopped working I thought maybe I typed my password in incorrectly, but then I used the newer forgot password feature and it sent me a temp password via email, but then once typing the password and new password, would not load the page. Now, I just repeatedly get an error message.

### 1/5 — Worst app ever

*2019-09-17*

I have never used such a crappy app. It always has some issue. Most of the time it won’t let you login. I have to call the bank and they free it up for me then it works once after then the next time I go to use it. I get nothing. They say I don’t use the app enough so it locks me out! I don’t need to use it all the time.  GARBAGE.

### 2/5 — This app doesn’t follow industry standards

*2022-09-17*

Once Face ID let’s a user in the app, it should allow them to transfer money and pay bills without having to enter their password. 

Other banking app standard behavior is to use Face ID once to log into the app. After that you’re allowed to move around freely within the app. 

Milford bank app makes you enter passwords to do this. I suggest change the behavior to follow other app behavior, or at minimum use Face ID for bills and transfers instead of manual password entry.

### 2/5 — App

*2021-11-15*

My 6s phone will not update for this app.

### 2/5 — Does not work well

*2019-06-25*

The mobile app does not work well.   At least once a month, the app does not work and I cannot log in.   This week, the online personal banking login did not work - this was true with using a desktop computer as well.  I was not able to transfer money which caused an overdraft.  

Other than the lack of use ability, the features are great when the app is up and running.

### 4/5 — Good enough

*2016-02-11*

Not a terrible mobile banking experience. The new user interface is halfway decent, but could still use some work. It looks pretty modern and works well enough, but there are definitely some strange design choices in there...

## Most praised reviews (4 highest-rated)

### 5/5 — Milford bank

*2024-04-18*

Love Milford bank everyone is so nice

### 5/5 — So Convenient!

*2023-04-21*

The Milford Bank makes it so easy and convenient to make deposits and balance inquiries via this app.

### 5/5 — Awesome

*2023-03-29*

Does everything you need

### 5/5 — Mobile banking

*2022-04-30*

You have made it so easy to float money from one account to another. No more going out in fear my purse will be stolen with an uncashed check in it. Now I can transfer from the safety of my own home! Excellent!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
