# Milford Federal Mobile Banking

> Mobile banking app for account management, deposits, transfers, bill pay, and P2P payments. (iPhone/iPad app by Milford Federal Bank.)

- Source: https://appshunter.io/ios/app/milford-federal-mobile-banking/id778046412 (this page in markdown: same URL + `.md`)
- Developer: [Milford Federal Bank](https://appshunter.io/developer/778046415)
- Category: Finance, Business
- Price: Free
- Rating: 4.81/5 from 567 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 107 MB
- Languages: English, French, Spanish
- Released: 2013-12-19
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/milford-federal-mobile-banking/id778046412/reviews.md

## What is Milford Federal Mobile Banking?

Easily access all of your accounts and features right at your fingertips with our mobile app. Manage your accounts, deposit checks, make transfers, pay bills and more!

Manage Your Accounts
[+] Monitor your checking and savings accounts (current and available)
[+] View mortgage, auto loan and other account balances
[+] Set up Account Alerts and adjust your preferences
[+] Easily access and manage your cards in app

Quick Access
[+] Enable Touch ID® or Face ID® for a fast and safe way to access your account
[+] View your balances on the go with Fast Balances

Enhanced Navigation
[+] My profile menu to manage notifications and personal preferences 
[+] Navigation tray with quick access to our top used features
[+] Hamburger menu with all of the transactional tools needed to stay on top of your finances

Deposit Funds
[+] Deposit checks by taking photos of checks to deposit them
[+] Instantly view the processing deposit in your account

Make Transfers and Payments
[+] Transfer funds between your accounts and to other financial institutions
[+] View and manage your bills and recurring payments in one place
[+] Securely send and receive money with friends and family using a U.S. mobile phone number or email address with Zelle®

Disclosure
[+] Our mobile app is Free, mobile carrier message and data rates may apply
[+] Some features are only available for eligible account holders and/or accounts. 
[+] Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

## Key features

- Account management
- Mobile check deposit
- Fund transfers
- Bill payment
- Send money with Zelle®
- Biometric login
- Account alerts

## What do users think of Milford Federal Mobile Banking?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use
- 👍 Convenient for managing accounts
- 👍 User-friendly interface
- 👍 Has most necessary features
- 👍 Professional and helpful staff

**Cons**

- 🐛 Mobile deposit check images unavailable
- 🐛 Inactivity fee on savings account
- 🐛 Cannot link external accounts
- 🐛 Frequent re-authentication required
- 🐛 App crashes frequently
- 🐛 Login issues requiring reinstallation

**Commonly reported bugs**

- Error viewing mobile deposit check images
- App crashes upon login
- Repeatedly asking for additional identification
- Cannot log in, requires app deletion and reinstallation

**Most requested features**

- Ability to deposit checks via the app (outdated request, but noted)
- Ability to link external accounts for fund transfers

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/milford-federal-mobile-banking/id778046412/reviews.md

### 5/5 — Messages

*2024-04-24, version 24.1.0.1*

Always very helpful ! Extremely professional

### 3/5 — Would have been 5 stars last year

*2024-01-15, version 23.2.0.1*

This mobile banking app is easy to use, and has most of the features that my other banking apps offer. As someone who works for another local bank, and is the treasurer of a local non-profit, I frequently use the mobile deposit option, and the fact that I was able to view the images of those deposited checks within the app, was the only reason that I kept that business account with Milford Federal instead of moving it over to my own bank. However, for the last few months (maybe since the last upgrade I’m not sure) I am no longer provided with the images of the checks I have deposited via mobile deposit. I receive an error that says the image is not available, even for ones that I was able to view prior to this. This is very disappointing.

### 4/5 — Angry

*2024-01-10, version 23.2.0.1*

You have no right to charge a fee for inactivity on a Savings account that is used for establishing an account with this institution, Social Security is source of income and bills due doesn't leave spare change for transfers

### 5/5 — Great app!

*2023-10-23*

The mobile app is very convenient and easy to use to manage all my Milford Federal accounts.

### 2/5 — Can’t contact (create message) bank via secure messaging

*2023-08-27, version 10.6.3.1*

Not user friendly, getting better!

### 2/5 — Needs some work

*2023-03-13, version 10.6.3.1*

1. The app does not allow me to add a link to  an external account (e.g., my Bank of America account) so that I can transfer funds into and out of my Milford Federal account. 
2. The app asks me for additional identification information (e.g., name of my oldest niece) every time I log in (even though the app said it remembered my iPhone and allowed me to add a nickname).

### 5/5 — Great app!

*2023-01-20, version 10.6.3.1*

Love the new look.  Very user friendly and has all the tools I need for mobile banking!

**Developer response:** Hello, thank you for providing us with your review and for being a customer of Milford Federal Bank. We are very happy to hear about your positive experience with the app!

### 2/5 — Keeps crashing

*2023-01-04, version 10.6.3.1*

I tried to login and the app keeps crashing

### 5/5 — Poor

*2020-12-24, version 10.3.0.1*

Everyday and if I go on site more than once, I have to delete app and reinstall. Keeps saying cannot log you in, try later.

### 3/5 — Not bad. Could use an update

*2018-08-28, version 8.5.0*

You guys might want to consider pushing out an update. For the last week and a half, I’ve had to uninstall and reinstall the app just to check my account. Otherwise it just sits at the login screen after hitting ok forever.

## Frequently asked questions about Milford Federal Mobile Banking

### What can I do with the Milford Federal Mobile Banking app?

The app allows you to manage your checking and savings accounts, view loan balances, deposit checks by taking photos, make transfers between accounts and to other institutions, pay bills, and send money to friends and family using Zelle®. You can also set up account alerts and manage your cards.

### Is the Milford Federal Mobile Banking app free to use?

Yes, the mobile app is free to download and use. However, your mobile carrier's message and data rates may apply.

### How can I access my accounts securely?

You can enable Touch ID® or Face ID® for a fast and safe way to access your account. The app also offers enhanced navigation with a profile menu for managing notifications and preferences, and a navigation tray for quick access to frequently used features.

### Can I deposit checks using the app?

Yes, you can deposit checks by simply taking photos of the checks directly within the app. The processing deposit will be instantly viewable in your account.

### What are the compatibility requirements for the app?

While specific operating system versions are not detailed, the app is designed for mobile devices. Some features may only be available for eligible account holders and/or accounts.

## Version history (last 5 releases)

### 26.1.402.1 — 2026-05-19

Bug Fixes
Improved Performance and navigation

### 26.1.401.1 — 2026-04-21

Bug Fixes
Improved Performance and navigation

### 25.2.101.1 — 2025-06-10

Bug Fixes
Improved Performance and navigation

### 25.1.101.1 — 2025-04-01

Bug Fixes
Improved Performance and navigation

### 24.9.201.1 — 2025-01-07

Bug Fixes
Improved Performance and navigation

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## Related topics

[milford federal mobile banking](https://appshunter.io/ios/topics/milford-federal-mobile-banking) · [milford bank mobile banking](https://appshunter.io/ios/topics/milford-bank-mobile-banking) · [the milford bank](https://appshunter.io/ios/topics/the-milford-bank) · [the milford bank business](https://appshunter.io/ios/topics/the-milford-bank-business)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*
