# Milkii — Brought to you by Oromia Bank

> Mobile micro-loan application offering cash, asset, airtime, and merchant loans. (iPhone/iPad app by Oromia International Bank SC.)

- Source: https://appshunter.io/ios/app/milkii/id6738735600 (this page in markdown: same URL + `.md`)
- Developer: [Oromia International Bank SC](https://appshunter.io/developer/1651594721)
- Category: Finance
- Price: Free
- Rating: 4.50/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 13.0 · 54 MB
- Languages: American English
- Released: 2025-02-25
- Data updated: 2026-07-08
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/milkii/id6738735600/reviews.md

## What is Milkii?

Mobile micro-loan application in Ethiopia, brought to you by Oromia Bank. Milkii offers cash loans, asset financing, airtime loans, and merchant loans with transparent terms and flexible repayment options.

Key Features:

Flexible Repayment Terms: Choose from repayment periods ranging from 30 to 180 days, allowing you to repay at your convenience.

Transparent Pricing: We use a simple interest formula to calculate loan costs, ensuring full transparency in fees and interest rates.

Maximum APR: Our loans have a maximum Annual Percentage Rate (APR) of 10%. We are committed to providing affordable lending solutions.

Representative Loan Example:

Cash Loan - Milkii
Loan Amount: 500 ETB
Total Charges: 50 ETB
Total Interest: 0 ETB 
Repayment Period: 30 days
Frequency: Monthly

Airtime Loan - Milkii Airtime
Loan Amount: 25 ETB
Total Charges: 0 ETB
Total Interest: 0 ETB
Repayment Period: 30 days
Frequency: Monthly

Merchant Payments: Easily pay for goods at Milkii and SantimPay merchants using your loan, enhancing your shopping experience.

Commitment to Transparency: At Oromia Bank, we believe in empowering our customers with clear information about loan quality, features, fees, risks, and benefits. We are dedicated to helping you make informed financial decisions.

## Key features

- Cash loans
- Asset financing
- Airtime loans
- Merchant payments
- Flexible repayment terms
- Transparent pricing
- Simple interest formula


## Frequently asked questions about Milkii

### What types of loans does Milkii offer?

Milkii offers cash loans, asset financing, airtime loans, and merchant loans. These are designed to provide flexible financial solutions for users.

### What are the repayment terms for Milkii loans?

Repayment periods for Milkii loans range from 30 to 180 days, allowing users to choose a schedule that suits their convenience. The app emphasizes flexible repayment options.

### How are loan costs calculated in Milkii?

Milkii uses a simple interest formula to calculate loan costs, ensuring full transparency in fees and interest rates. The maximum Annual Percentage Rate (APR) is capped at 10%.

### Can I use Milkii loans for merchant payments?

Yes, you can easily pay for goods at Milkii and SantimPay merchants using your loan. This feature enhances your shopping experience by integrating loan access with payments.

### Is Milkii available on different devices?

Milkii is available on iPhone, iPad, and iPod devices. The app is designed for mobile access across Apple's ecosystem.

### How often is Milkii updated?

The latest version of Milkii is 79, and it was last updated on December 21, 2025. Regular updates ensure the app remains reliable and feature-rich.

### What is the user rating for Milkii?

Milkii has a strong user rating of 4.5 stars based on 2 ratings. This indicates a positive reception from its user base.

### Does Milkii have ads?

No, Milkii does not contain advertisements. The app is ad-free, providing an uninterrupted user experience.

## Version history (last 5 releases)

### 79 — 2025-12-21

To enhance performance

### 0.4.8 (72) — 2025-09-20

To enhance the performance

### 0.4.7 — 2025-09-09

Performance and efficiency updates

### 0.4.1 — 2025-06-23

To enhance performance.

### 0.4.0 — 2025-06-03

To enhance performance.

## Apps similar to Milkii

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [eQUB](https://appshunter.io/ios/app/equb/id6450191698) | 4.0 (7) | Free | Finance |
| [Enat Mobile Banking](https://appshunter.io/ios/app/enat-mobile-banking/id1527999885) | 3.2 (6) | Free | Finance |
| [SantimPay - So Simple!](https://appshunter.io/ios/app/santimpay-so-simple/id6446675815) | 4.2 (5) | Free | Finance |
| [Wegagen Mobile](https://appshunter.io/ios/app/wegagen-mobile/id6472656143) | 2.5 (10) | Free | Finance |
| [Bunna Bank Abol Mobile Banking](https://appshunter.io/ios/app/bunna-bank-abol-mobile-banking/id6502711479) | 3.9 (18) | Free | Finance |
| [Apollo Digital](https://appshunter.io/ios/app/apollo-digital/id1601224628) | 3.1 (235) | Free | Finance |

## More apps by Oromia International Bank SC

- [OROMIA BANK MOBILE BANKING](https://appshunter.io/ios/app/oromia-bank-mobile-banking/id1661640092)
- [OROODIGITAL](https://appshunter.io/ios/app/oroodigital/id6444023355)

All apps by Oromia International Bank SC: https://appshunter.io/developer/1651594721

## Related topics

[brought to you by](https://appshunter.io/ios/topics/brought-to-you-by)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*