# Millenniumbcp — Pay, track, invest

> Secure mobile banking for payments, investments, and account management. (iPhone/iPad app by Millennium bcp.)

- Source: https://appshunter.io/ios/app/millenniumbcp/id361329364 (this page in markdown: same URL + `.md`)
- Developer: [Millennium bcp](https://appshunter.io/developer/361329367)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.80/5 from 3,094 App Store ratings · 263 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 399 MB
- Languages: American English, European Portuguese
- Released: 2010-05-07
- Data updated: 2026-09-05
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/millenniumbcp/id361329364/reviews.md

## What is Millenniumbcp?

This is Millennium's app, providing secure 24/7 access to your bank account. In addition to checking balances and transactions, it offers a wide range of operations and products. 

Plus, it comes with various user-friendly features to simplify your banking.

Here are some of them.

Open an account with Digital Mobile Key
Go paperless and open your Millennium account within minutes using Mobile Digital Key without the need for in-person visits.

MB WAY
Use MB WAY within the Millennium app to make mobile payments, send money to friends, and more.

Payments and Transfers
In the bottom navigation bar, you'll find these two quick options to make your everyday payments and transfers.

Apple Pay
Leave your wallet at home and make your secure payments with your iPhone or Apple Watch, using contactless technology.

StayON
With StayON, everything is centralized in one place: notification history, documents, pending transactions, Banco Mail, your account manager, and much more.


Apparte
Save money with goals using Apparte. Then set up automatic transfer rules, so you don't have to worry about a thing. You can also build your emergency fund.


Cards
All our cards now come with a digital twin version that you can use as soon as the card is approved in the app. And remember, the decision is instant.

Block cards
If you've lost your card or won't be using it for a while, you can block it in the app. When you're ready to use it again, just unblock it.

Installments
Split your credit card purchases starting from €100 into installments of 3, 6, or 9 months.

Data update with Digital Mobile Key
It's essential that you keep your personal details up to date to continue making transactions. You can update them in minutes using the Digital Mobile Key.

Direct debits
Edit or cancel your direct debits without having to go to an ATM.

Get salary paid at Millennium
We can assist you through the app and even provide a template email with your IBAN for your employer.

Salary advance
Want to get a salary advance on the 1st day of each month? Send us your application. If approved, and if you've already received a salary before, you'll receive that amount in advance on the 1st day of each month.

Privacy mode
Before entering the app, activate the option to hide balances and prevent prying eyes when you're in public.

Notifications
Get real-time notifications when your salary is deposited, when a direct debit is scheduled, when you make card payments, and much more.

Touch ID and Face ID
Use your phone's Touch ID or Face ID to log in to the app and authorize transactions.

Insurance
Get Médis health insurance, Médis Dental (only €9.90/month), Móbis car insurance, YOLO! life insurance, and ON/OFF travel insurance (for just €1.25/day).

Personal and auto loans
Skip the paperwork and apply for a personal or used car loan with an instant response.

“How Much Can I Borrow" calculator
If you're considering buying a home, use our "How Much Can I Borrow" calculator to quickly determine the loan amount you're eligible for.

Mortgage loan
Once you know how much you can apply for, start your mortgage loan application. You can now even submit and sign your application directly within the app.

Investments area
You can subscribe to investment funds, certificates, pension plans, and ETFs. If you prefer, you can also opt for Automated Investment starting from €30, and we'll take care of the rest.

Virtual Assistant
Questions about a feature, product, or banking concept? Our virtual assistant is here to help and can even carry out some operations at your request.

And there's much more waiting for you...
Install and explore all app features.

## Key features

- Digital account opening
- MB WAY mobile payments
- Contactless payments with Apple Pay
- Savings goals with Apparte
- Digital card twins
- Instant loan applications
- Privacy mode for balances

## What do users think of Millenniumbcp?

Overall sentiment: mixed

**Pros**

- 👍 Easy to use
- 🚀 Quick transfers
- 🔒 Secure banking
- 💡 Useful features
- 🥇 Excellent app overall

**Cons**

- 🐛 Bugs and crashes
- 🤯 Confusing navigation
- 🚫 Lack of English support
- 💸 Expensive fees
- 🤖 Poor customer service

**Commonly reported bugs**

- Transfer amount field issues
- Remote access security breach
- Login and registration problems
- Multichannel code configuration fails
- Compatibility issues with new updates

**Most requested features**

- Ability to make mortgage overpayments
- Landscape mode support on iPad
- Fingerprint/Face ID login
- Better integration with website
- More customization options

## Recent user reviews (10 of 263)

All indexed reviews: https://appshunter.io/ios/app/millenniumbcp/id361329364/reviews.md

### 1/5 — Data

*2026-08-28, version 6.39.1*

Asking to update and proof of employment for person that is 88 years old widow that was house wife - really !!!!

### 5/5 — 5 Stars

*2026-08-24, version 6.39.0*

Comparing to NovoBanco absolutely 5 stars .. 
Although Customer service representatives over the phone have attitude and unprofessional, hopefully I don’t need to contact them ever again.. Zero Star
Banks employees inside the bank in Madeira are TOP NOTCH ..5 Stars

### 1/5 — Awful application

*2026-08-03, version 6.38.0*

I was updating my personal data and at the end it said sorry cannot complete try again later.  In this day you can get AI to replace these terrible developers you use.

### 5/5 — Pratico, rápido e com segurança.

*2026-07-18, version 6.38.0*

Parabéns

### 5/5 — Praticidade e eficácia

*2026-07-13, version 6.38.0*

Excelente

### 5/5 — Friendly and easy steps

*2026-07-11, version 6.38.0*

Very comfortable aap and easy to navigate.

### 1/5 — Transfer and supper

*2026-07-10, version 6.38.0*

It is totally useless and stressful, not only that; there is nobody that can be contacted to provide a solution

### 1/5 — Absolute trash

*2026-07-09, version 6.37.1*

If you’re not in Portugal, you cannot use this app to open an account. There is no way to authenticate yourself and there’s literally no one to help you.  No one answers the phone and no one responds to emails.  Find another bank.

### 2/5 — At least several times per week app goes offline just in the moment I need it the most

*2026-07-03, version 6.37.1*

Have no idea how you are still kicking. Your app is literally doesn’t work some time. It is not normal for the bank.

### 5/5 — Nice App

*2026-06-23, version 6.37.1*

Very easy to use and very cool app enjoying the interface of the App

## Frequently asked questions about Millenniumbcp

### What can I do with the Millenniumbcp app?

The app provides secure 24/7 access to your bank account, allowing you to check balances and transactions, make payments and transfers, and manage various financial products. You can also open accounts digitally, use mobile payment services like MB WAY and Apple Pay, set savings goals, manage your cards, and apply for loans.

### How can I open an account with this app?

You can open a Millennium account within minutes using the Digital Mobile Key feature directly within the app. This process is paperless and does not require in-person visits to a branch.

### Is the app free to use?

The app itself is free to download and use for managing your banking needs. However, some financial products and services offered through the app, such as insurance or loans, may have associated costs or require in-app purchases.

### What are the security features of the app?

The app offers secure 24/7 access to your bank account. It supports login using Touch ID and Face ID for enhanced security and allows for transaction authorization through these biometric methods. A privacy mode is also available to hide balances when in public.

### Can I make payments and transfers through the app?

Yes, the app has dedicated sections for everyday payments and transfers. You can also utilize MB WAY for mobile payments and sending money to friends, and use Apple Pay for contactless payments with your iPhone or Apple Watch.

## Version history (last 5 releases)

### 6.39.1 — 2026-08-27

This week, we’ve made a few tweaks to make your app even faster and smoother. Also, have you checked out the new security area yet? Take our Quiz and see how much you know about cybersecurity. Update your app and check it out!

### 6.39.0 — 2026-08-18

Your protection just got a new home: the Security Hub is now in the Millennium App. Check your protection level, turn on features to help protect your account, report suspicious activity, and block cards or transactions whenever you need to. Plus, you can test your cybersecurity knowledge with a quick quiz. See you in the new app version?

### 6.38.0 — 2026-07-09

Not a Millennium customer yet? Here's one more reason to become one: all it takes now is a selfie with our new Liveness verification, no paperwork, no video calls, just minutes. Oh, and Click to Pay is here too, so you can shop online without digging for your card. Just join in the app for free, then pick this payment method at checkout on merchant websites. Update the app and feel the difference.

### 6.37.1 — 2026-06-09

We've made some improvements to keep the app running fast and smooth. Quick tip: traveling outside the Euro Zone soon? Activate M Travel on your card and say goodbye to commissions on your purchases abroad. Go ahead and update, it'll only take a second.

### 6.37.0 — 2026-05-26

In this version, we’ve expanded what you can do in the Millennium App. If you already buy eSIMs with a debit card, you can now go even further and pay with a credit card too. And if you already use the app to make transfers from other bank accounts you’ve linked, you can now do the same with your Revolut accounts. All in one app: your Millennium App. Update now.

## Apps similar to Millenniumbcp

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| --- | --- | --- | --- |
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| [ActivoBank](https://appshunter.io/ios/app/activobank/id344521216) | 4.7 (528) | Free | Finance |
| [MB WAY](https://appshunter.io/ios/app/mb-way/id918126133) | 2.4 (63) | Free | Finance |
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## More apps by Millennium bcp

- [Bank Millennium](https://appshunter.io/ios/app/bank-millennium/id412646128)
- [MTrader](https://appshunter.io/ios/app/mtrader/id436829408)
- [Bank Millennium Firmy](https://appshunter.io/ios/app/bank-millennium-firmy/id584434247)
- [Millennium bim Smart IZI](https://appshunter.io/ios/app/millennium-bim-smart-izi/id584629600)
- [M Empresas](https://appshunter.io/ios/app/m-empresas/id669516182)

All apps by Millennium bcp: https://appshunter.io/developer/361329367

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*