millio - money manager

Know exactly where your money goes. Private by design. No account needed. millio brings your accounts, cashflow, cashback, investments, and currency converter into one place — private, offline-first, no account required. DASHBOARD Total balance, recent transactions, portfolio performance, cashback overview, and live exchange rates — all on one customizable screen. Add the widgets that matter most to you. Home screen widget — live exchange rates at a glance, without opening the app. ACCOUNTS & FINANCES Cards, bank accounts, credits, savings, investments, and real estate — all tracked together. The Accounts screen separates assets from liabilities, breaks down each balance, and groups accounts your way. Credit cards support full operations and payments. Assign a custom icon and color to each account for instant recognition. Multi-currency. Your real net worth, always up to date. CASHFLOW Log income and expenses by category. See exactly where your money goes each month. An Upcoming section shows payments and income ahead of time. Quick entry panel for fast logging on the go. CASHBACK Which card should you swipe? millio compares your cards' cashback rates by spending category so you always choose the best option. Never leave money on the table. INVESTMENTS Stocks, ETFs, crypto, and other assets — tracked in real time. Total portfolio value in any currency. CURRENCY CONVERTER 170+ fiat currencies plus crypto. Live rates, no ads, no extra apps needed. YOUR DATA. YOUR DEVICE. No account required. Everything is stored locally on your iPhone. Optional iCloud backup with end-to-end encryption — you choose when it runs and which passphrase protects it: device key (automatic) or your own password (portable across devices). WHAT'S FREE Accounts, cashflow tracking, cashback (10 categories/month), currency converter, dashboard, encrypted backup. WHAT PRO UNLOCKS • Unlimited accounts, cards, and investments • Financial dynamics charts and deep analytics • Unlimited cashback categories • Early access to new features PROMO: 90 DAYS PRO FREE Follow our Telegram @millio_app and get a promo code for 90 days of PRO. New App Store subscribers only. Details: t.me/millio_promo_bot Start free — no account, no sign-up. — millio. Your money. Your rules. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/