# millio - money manager — Budget, expenses & loans > Budget, expenses & loans (iPhone/iPad app by Aleksei Kochetov.) - Source: https://appshunter.io/ios/app/millio-money-manager/id6757660504 (this page in markdown: same URL + `.md`) - Developer: [Aleksei Kochetov](https://appshunter.io/developer/1775259201) - Category: Finance, Business - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 18.6 · 54 MB - Languages: American English, French (France), German (Germany), Russian, Chinese (Simplified, China), European Spanish, Turkish - Released: 2026-03-13 - Data updated: 2026-11-01 ## What is millio? Know exactly where your money goes. Private by design. No account needed. millio brings your accounts, cashflow, cashback, investments, and currency converter into one place — private, offline-first, no account required. DASHBOARD Total balance, recent transactions, portfolio performance, cashback overview, and live exchange rates — all on one customizable screen. Add the widgets that matter most to you. Home screen widget — live exchange rates at a glance, without opening the app. ACCOUNTS & FINANCES Cards, bank accounts, credits, savings, investments, and real estate — all tracked together. The Accounts screen separates assets from liabilities, breaks down each balance, and groups accounts your way. Credit cards support full operations and payments. Assign a custom icon and color to each account for instant recognition. Multi-currency. Your real net worth, always up to date. CASHFLOW Log income and expenses by category. See exactly where your money goes each month. An Upcoming section shows payments and income ahead of time. Quick entry panel for fast logging on the go. CASHBACK Which card should you swipe? millio compares your cards' cashback rates by spending category so you always choose the best option. Never leave money on the table. INVESTMENTS Stocks, ETFs, crypto, and other assets — tracked in real time. Total portfolio value in any currency. CURRENCY CONVERTER 170+ fiat currencies plus crypto. Live rates, no ads, no extra apps needed. YOUR DATA. YOUR DEVICE. No account required. Everything is stored locally on your iPhone. Optional iCloud backup with end-to-end encryption — you choose when it runs and which passphrase protects it: device key (automatic) or your own password (portable across devices). WHAT'S FREE Accounts, cashflow tracking, cashback (10 categories/month), currency converter, dashboard, encrypted backup. WHAT PRO UNLOCKS • Unlimited accounts, cards, and investments • Financial dynamics charts and deep analytics • Unlimited cashback categories • Early access to new features PROMO: 90 DAYS PRO FREE Follow our Telegram @millio_app and get a promo code for 90 days of PRO. New App Store subscribers only. Details: t.me/millio_promo_bot Start free — no account, no sign-up. — millio. Your money. Your rules. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | millio PRO one year | $19.99 | per year | | millio PRO one month | $1.99 | per month | ## Is millio safe? Not enough ratings yet to assess millio. ## Is millio legit? millio - money manager has limited verification signals. The AppsHunter Legitimacy Score for millio is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 2.1 — 2026-09-29 2.1: delete your account right from the app, updated cash and loan account screens, and new account and group icons with cleaner badge styling. Accounts no longer disappear from the screen when you have no groups, and expanding a group now feels smoother. Plus general stability fixes. ### 2.0 — 2026-09-15 — Account screens redesigned: deposits, investments, credit cards, and cash each have their own card — New account type "Loan": payment schedule, early repayment, scheduled payment in Cashflow — Deposit: interest capitalization and all terms on one card — A "Learn millio" checklist on the Home screen for your first steps — Faster scrolling and screen transitions ### 1.9 — 2026-08-15 What's new in 1.9: • Real estate and debit cards — new account types for a complete picture of your net worth • Redesigned Accounts screen — assets and liabilities separated, balance breakdown, flexible grouping • Credit cards — full operations and payments support • Upcoming section in Cashflow — see payments and income ahead of time • Unified amount input and dozens of stability fixes ### 1.8 — 2026-05-22 What's new in 1.8: • Custom icons — set any icon and color for every account, card, credit, and investment • Exchange rates widget — live currency rates right on the Dashboard • New languages — Turkish and French • PRO preview — explore what's included before subscribing • Stability and performance improvements ### 1.7 — 2026-05-14 What's new in 1.7: • New Dashboard — mini-apps with accounts, cashflow, cashback and investments at a glance • Cashflow redesign — cleaner layout, quick entry panel, monthly summary cards • Smarter data protection — no more data loss on app update (schema migration) • Reliable backup — automatic restore prompt when data is missing at launch • PRO upgrade screen — see what's included before subscribing • Improved stability and performance ## More apps by Aleksei Kochetov - [UDZU – Brain Training Games](https://appshunter.io/ios/app/udzu-brain-training-games/id6737205913) All apps by Aleksei Kochetov: https://appshunter.io/developer/1775259201 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-01.*