# MillionFed: Retirement Tracker — TSP Balance & Goal Tracker

> Federal employee TSP retirement tracker with goal visualization and contribution optimization. (iPhone/iPad app by Earn Access L.L.C..)

- Source: https://appshunter.io/ios/app/millionfed-retirement-tracker/id6805869337 (this page in markdown: same URL + `.md`)
- Developer: [Earn Access L.L.C.](https://appshunter.io/developer/6805869339)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 20 MB
- Languages: American English
- Released: 2026-09-21
- Data updated: 2026-10-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/millionfed-retirement-tracker/id6805869337/reviews.md

## What is MillionFed?

MillionFed turns your Thrift Savings Plan into a real-time retirement dashboard — built specifically for federal employees who want to see exactly where they stand and exactly what it'll take to hit their number.

TRACK YOUR WHOLE TSP AT A GLANCE
See your total balance, today's move, and year-to-date return the moment you open the app. MillionFed breaks your balance down by TSP funds and outside transfers (MFW) so you always know what's driving your growth.

LIVE FUND PRICES
Closing prices, dollar change, and daily/weekly performance for every fund — G, F, C, S, I, and every L Income/L20XX lifecycle fund — updated as soon as new prices post.

GOAL PROGRESS, VISUALIZED
Set your target number and watch a live progress bar, a projected payoff date, and a "what-if" calculator that shows how a small contribution bump moves your timeline.

RETIREMENT BENEFITS & COUNTDOWN
Enter your service dates and MillionFed calculates your earliest eligible retirement under FERS rules (MRA+30, MRA+10, Age 60, Age 62), estimates your FERS pension, and counts down the days, months, and years until you get there.

RISK & VOLATILITY SCORE
Understand how aggressive your current allocation really is with a plain-English volatility score, a fund-by-fund risk breakdown, and rebalancing guidance based on your years to retirement.

CONTRIBUTION OPTIMIZER & FINANCIAL FITNESS SCORE
Model different salary and contribution percentages, split Roth vs. Traditional, and get a graded fitness score across contribution rate, diversification, goal progress, and loan status — with specific tips to raise it.

FULL PERFORMANCE HISTORY
Best days, worst days, total dollars gained, and year-over-year summaries, so you can see how your account has actually performed over time — not just today.

Whether your number is $500K or $1,000,000, MillionFed gives federal employees the tools to track it, understand it, and get there faster.

MillionFed is not affiliated with the United States Government, the Federal Retirement Thrift Investment Board, or the Thrift Savings Plan.

## Key features

- Real-time TSP balance tracking
- Live fund prices and performance
- Visualized retirement goal progress
- Retirement benefits and countdown
- Risk and volatility scoring
- Contribution optimizer
- Full performance history

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Access | $19.99 | one-time |


## Is MillionFed safe?

Not enough ratings yet to assess MillionFed.

## Is MillionFed legit?

MillionFed: Retirement Tracker has limited verification signals. The AppsHunter Legitimacy Score for MillionFed is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/millionfed-retirement-tracker/id6805869337/reviews.md

### 5/5 — All in One

*2026-09-29*

gives you all the information you will need plus future figures

### 5/5 — This the one!

*2026-09-27*

Smooth and detailed just the way I like it!

## Frequently asked questions about MillionFed

### What is MillionFed?

MillionFed is a financial tracking application designed specifically for federal employees. It allows users to monitor their Thrift Savings Plan (TSP) balance, track retirement goals, and optimize contributions.

### Is MillionFed free to use?

Yes, MillionFed is available for free. The app does not require any payment to download or use its core features.

### What TSP funds does MillionFed track?

MillionFed tracks all major TSP funds, including the G, F, C, S, and I funds, as well as all L Income and L20XX lifecycle funds. It also accounts for outside transfers (MFW).

### Can MillionFed help me plan my retirement benefits?

Yes, MillionFed can estimate your FERS pension based on your service dates and calculate your earliest eligible retirement under FERS rules. It also provides a countdown to your retirement date.

### Does MillionFed provide investment advice?

MillionFed offers tools like a risk and volatility score, rebalancing guidance, and a contribution optimizer. While it provides insights, it does not offer personalized investment advice.

### What devices is MillionFed compatible with?

MillionFed is available on iPhone, iPad, and iPod devices. It is designed for iOS users.

### How often is MillionFed updated?

The latest version of MillionFed is 1.2, which was last updated on September 30, 2026. Updates typically include new features and performance improvements.

### What is the user sentiment for MillionFed?

Based on the available data, MillionFed has a perfect 5.0-star rating from 2 reviews, indicating a highly positive user sentiment among its early adopters.

## Version history (last 4 releases)

### 1.2 — 2026-09-30

We've renamed the app to MillionFed. Same features, same account — your balances, goals, and settings carry over automatically.

This update also includes minor fixes and improvements.

### 1.1.1 — 2026-09-29

Improved App Store search and listing details, plus bug fixes and performance improvements.

### 1.1 — 2026-09-26

Bug fixes and performance improvements, including a more reliable Lifetime Access purchase flow.

### 1.0 — 2026-09-21

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-11.*