# MilMoneyGuide — Military Financial Planning

> Military Financial Planning (iPhone/iPad app by Stelmaszek Company Ltd.)

- Source: https://appshunter.io/ios/app/milmoneyguide/id6753697591 (this page in markdown: same URL + `.md`)
- Developer: [Stelmaszek Company Ltd](https://appshunter.io/developer/1844488218)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.6 · 18 MB
- Languages: American English
- Released: 2025-10-08
- Data updated: 2026-05-18
- User reviews in markdown: https://appshunter.io/ios/app/milmoneyguide/id6753697591/reviews.md

## What is MilMoneyGuide?

A comprehensive financial calculator designed specifically for military families to model retirement scenarios and project future finances. Calculate retirement readiness, estimate cash flows, and run "what-if" scenarios for your military career and beyond.

**KEY FEATURES:**

**Military-Specific Income Calculations**
- BAH and BAS
- Military pension with SBP (Survivor Benefit Plan)
- VA disability income
- Social Security with accurate FRA calculations
- Federal employee pensions (FERS)

**Goal Tracking & Projections**
- Emergency fund targets
- Home down payment savings
- Vehicle purchases
- Major life events
- Education savings

**Advanced Financial Modeling**
- Monte Carlo simulation (1,000 scenarios)
- Cash flow projections
- Asset allocation tracking
- Customizable withdrawal strategies
- RMD (Required Minimum Distribution) calculations

**Complete Financial Picture**
- TSP (Thrift Savings Plan) with bucket tracking
- IRAs (Traditional, Roth, SEP, SIMPLE)
- 401(k), 403(b), and 457 plans
- Brokerage and taxable accounts
- Real estate and rental properties
- Insurance policies

**Liability Management**
- Mortgages with amortization schedules
- Auto loans
- Credit cards
- Personal loans and student debt

**Secure & Private**
- Firebase Authentication (Google, Apple, Email)
- Cloud sync across devices
- Your data is encrypted and private

**PERFECT FOR:**
- Active duty military modeling retirement scenarios
- Veterans calculating pension and benefit projections
- Federal employees estimating FERS retirement
- Military families running financial projections

**CALCULATE WITH PRECISION**

MilMoneyGuide handles the complexities of military pay, benefits, and retirement calculations so you can model different scenarios and estimate your financial future. Run projections, test assumptions, and see how different decisions might impact your long-term finances.

**IMPORTANT DISCLAIMER:**

This app provides financial calculations and projections for informational purposes only. It does NOT provide financial planning advice, investment recommendations, or tax guidance. All calculations are estimates based on your inputs and assumptions. For personalized financial planning, investment advice, or tax preparation, consult a qualified financial advisor, investment professional, or tax expert.

MilMoneyGuide is a calculator tool - not a financial planner.

Download MilMoneyGuide today and start modeling your financial future!


## Version history (last 4 releases)

### 1.0.4 — 2025-10-20

Enhanced accuracy and comprehensive modeling
SECURE Act 2.0 compliance (sounds current/professional)
Powerful new features (birth year tracking, mismatch detection)
Convenience improvements (copy buttons)
Commitment to providing best-in-class tools

### 1.0.3 — 2025-10-13

Added FERS Pension as 4th pension type (Military, Social Security, VA Disability, FERS)
Full support for Law Enforcement Officers, Firefighters, and Air Traffic Controllers
SCE employees can access TSP penalty-free at age 50 OR with 25 years of service
Track monthly gross pension, years of federal service, and total FERS contributions
Pickers instead of keyboards where appropriate
Clearer validation and error messaging
Orange warning indicators for incomplete data

### 1.0.1 — 2025-10-09

Improved compatibility - now supports iOS 17.0 and newer (previously required iOS 26.0)

### 1.0 — 2025-10-08

No release notes.

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## More apps by Stelmaszek Company Ltd

- [FedFireGuide](https://appshunter.io/ios/app/fedfireguide/id6753960417)
- [FERS Calc](https://appshunter.io/ios/app/fers-calc/id6754172641)

All apps by Stelmaszek Company Ltd: https://appshunter.io/developer/1844488218

## Related topics

[milmoneyguide](https://appshunter.io/ios/topics/milmoneyguide)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-18.*