# Mimonie — Automated Esusu Savings

> Automated group savings and contributions platform with secure user verification. (iPhone/iPad app by Mount Spiral.)

- Source: https://appshunter.io/ios/app/mimonie/id6553989071 (this page in markdown: same URL + `.md`)
- Developer: [Mount Spiral](https://appshunter.io/developer/1758063256)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 49 MB
- Languages: American English
- Released: 2024-11-01
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mimonie/id6553989071/reviews.md

## What is Mimonie?

Mimonie is your modern solution to traditional group savings and contributions (known as ‘Esusu’ or ‘Ajo’ savings).

***This is not a loan App***

Key Features:
- Automated Contributions: Effortlessly manage your Group Contributions by setting up automatic deductions from an approved bank card.
- Security & Trust: With Mimonie, your savings are protected through secure transactions and insurance features.
- Inclusive: Designed for everyone - salary earners, business owners, artisans, students, and financially excluded populations.
- User Verification: Mimonie ensures the safety of your group by verifying user identities via BVN, facial recognition, and other secure methods.
- Personalized Savings Groups: Create or join savings groups based on your income, goals, and preferences.
- Real-time Monitoring: Track your progress via the dashboard, receive notifications, and stay informed about upcoming contributions.

Why Mimonie?

- Secure Contributions: Protect your savings against theft, fraud, or emergencies.
- No Cash Handling: Go cashless with digital contributions and avoid physical risks.

Download Mimonie today and achieve your financial goals with trusted, automated group savings.

## Key features

- Automated contributions
- Secure transactions and insurance
- User identity verification
- Personalized savings groups
- Real-time progress monitoring
- Cashless digital contributions


## Frequently asked questions about Mimonie

### What is Mimonie?

Mimonie is a finance app designed for automated group savings and contributions, also known as 'Esusu' or 'Ajo' savings. It focuses on providing a secure and modern alternative to traditional cash-based systems.

### Is Mimonie a loan app?

No, Mimonie explicitly states that it is not a loan app. Its primary function is to facilitate savings and contributions among users.

### How does Mimonie ensure security?

Mimonie employs several security measures, including secure transactions, insurance features, and robust user verification processes like BVN and facial recognition to protect user savings and group integrity.

### What types of savings groups can I create or join on Mimonie?

You can create or join personalized savings groups based on your income, financial goals, and specific preferences. This allows for tailored savings experiences.

### Can I track my savings progress with Mimonie?

Yes, Mimonie offers real-time monitoring of your savings progress through a dedicated dashboard. You will also receive notifications about upcoming contributions.

### Does Mimonie have ads?

No, Mimonie does not contain advertisements. The app is free to use and does not display any ads to its users.

### What devices does Mimonie support?

Mimonie is available on iOS devices, including iPhones, iPads, and iPods. It is designed to provide a seamless experience across these platforms.

### How often is Mimonie updated?

The latest version of Mimonie is 1.1.09, which was last updated on October 27, 2025. This indicates a commitment to regular updates and improvements.

## Version history (last 5 releases)

### 1.1.09 — 2025-10-27

Updated app notification system.

### 1.1.07 — 2025-07-09

Dependencies update and performance update. Fixes and upgrade

### 1.1.06 — 2025-03-19

Improvement and minor bug fixes

### 1.1.05 — 2025-01-31

Minor bug fixes and performance improvement

### 1.1.0 — 2024-12-16

Activated KYC, updated contribution scope to consider contribution created - called "owner". Added contribution participant shuffling before contribution kickstart

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*