# Mind Your Own Budget

> Strategy game teaching financial literacy through simulated life scenarios. (iPhone/iPad app by K20 Center - University of Oklahoma.)

- Source: https://appshunter.io/ios/app/mind-your-own-budget/id721772106 (this page in markdown: same URL + `.md`)
- Developer: [K20 Center - University of Oklahoma](https://appshunter.io/developer/676209138)
- Category: Games, Education, Simulation
- Price: Free
- Rating: 4.30/5 from 8 App Store ratings · 7 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 178 MB
- Languages: American English
- Released: 2013-11-02
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mind-your-own-budget/id721772106/reviews.md

## What is Mind Your Own Budget?

Gain real-world financial literacy in this fun strategy game from the University of Oklahoma’s K20 Center!
 
Mind Your Own Budget blends Digital Game Based Learning principles with engaging financial scenarios such as a first apartment, starting a business, and even retirement. As you navigate your way through ten levels, you’ll gain skill sets for lifetime money management like maintaining a budget, building a savings account and understanding bankruptcy – in the low-consequence environment of a game.
 
The OU K20 Center is a statewide educational research center located in Norman, Oklahoma. The Center has worked in-depth with more than 500 schools over the past 12 years, researching and developing school structures to support innovative learning methods. In its ongoing efforts and close collaboration with educators, the K20 Center designs and utilizes interactive student-centered instruction to promote higher order thinking and problem solving. 
 
One of the Center’s many outlets for interactive instruction is the Digital Game-Based Learning Program. With a history of producing five DGBL titles for middle school, high school, and adult learners, the K20 DGBL team effectively translates curricular learning objectives into a virtual learning experience that allows the learner to engage with classroom content and apply it in a real-world simulation.  
 
MYOB scenarios include:
•               Work your way through school
•               Pay off your student loan debt
•               Reduce credit card bills
•               Pay for emergency expenses
•               Experience the busy life of a doctor
•               Get rich and live in style
•               And finally enjoy your retirement

Both in English and Spanish languages!

## Key features

- Financial literacy education
- Strategy game mechanics
- Real-world financial scenarios
- Budgeting and savings
- Retirement planning
- Bilingual support (English/Spanish)

## Recent user reviews (7 of 7)

All indexed reviews: https://appshunter.io/ios/app/mind-your-own-budget/id721772106/reviews.md

### 4/5 — Money

*2026-08-27*

This is the best game I ever played it is so easy to play

### 5/5 — Great

*2025-10-17*

Pretty great in teaching finance to kids, teens, and even adults.

### 5/5 — Amazing

*2016-01-07*

I love this game so much, it has taught me a lot about budgeting, paying bills on time and not get into debt, very educational.

Every time I complete it I reset and do it all over again it's addictive, you should add more levels or even do another game like this.

Best game ever

### 3/5 — Great potential...

*2014-10-14, version 1.21*

I usually don't write reviews but this is worth my time. This is a very interesting game, as I am not that great with a budget and this has already helped me. However from 4-10 scenarios, it crashes no matter what I do. Please fix this as I would than give it 5 stars. I payed a lot for this app and I haven't  received the full game. As I said please fix this or I want my money back.

### 2/5 — Crashes!

*2014-05-01*

This would be a really good educational resource if it didn't crash constantly! After paying 10 dollars, I was hoping for better quality so that my students could use it in the classroom. I hope this is fixed soon.

### 5/5 — Great app!

*2014-02-17*

One of the best budget simulations I have come across. Great for students who are high functioning with learning disabilities as well as for "normal" middle- and high-schoolers.

### 1/5 — Could be good

*2013-11-03, version 1.0*

After updating my ipad mini to the latest os, the game runs more smoothly.

Four stars I enjoy the game a lot now that it is not crashing much. One improvement for the tutorial, is explain that you actually need to bank your saving s that you budgeted for.

I need to add though, the game still crashes an aweful, awful lot, and an till they patch it, i can't recommend it

## Frequently asked questions about Mind Your Own Budget

### What is Mind Your Own Budget?

Mind Your Own Budget is a strategy game designed to teach real-world financial literacy. It uses engaging scenarios to help players learn about budgeting, saving, and managing money.

### What kind of financial scenarios does Mind Your Own Budget cover?

The game includes scenarios such as managing student loans, paying off credit card debt, handling emergency expenses, starting a business, and planning for retirement.

### Is Mind Your Own Budget available in multiple languages?

Yes, Mind Your Own Budget is available in both English and Spanish, making it accessible to a wider audience.

### What devices can I play Mind Your Own Budget on?

Currently, Mind Your Own Budget is supported on iPads. It is designed for tablet-based gameplay.

### How does Mind Your Own Budget compare to other financial literacy tools?

Unlike traditional tools, Mind Your Own Budget uses Digital Game Based Learning principles to make learning interactive and fun. It offers a simulated environment to practice financial skills without real-world consequences.

### What is the age rating for Mind Your Own Budget?

Mind Your Own Budget has an age rating of 4+, making it suitable for a broad range of players interested in learning about finances.

### How often is Mind Your Own Budget updated?

The app was last updated on October 14, 2015, with version 10.14.15. While it has not received recent updates, its core educational content remains relevant.

### Does Mind Your Own Budget have ads?

No, Mind Your Own Budget does not contain advertisements. It provides an uninterrupted learning experience.

## Version history (last 5 releases)

### 11.0.0 — 2026-08-24

Added a login screen to save game data to online account
Ledger replaced with Online Banking in the Banking Page
Credit Card Transactions have a new page and must be checked separately
Added Credit Score System
Investments changed to a stock-based system
Update College Coed scenario to include grants and loans
Various Bug Fixes

### 10.14.15 — 2015-10-14

This app has been updated by Apple to display the Apple Watch app icon.

Corrected the compatibility issue for iPad 2 and iPad Mini devices. Apologies to all current users for the delay.

### 9.23.15 — 2015-10-12

Numerous bug fixes and updates based on feedback.

### 1.21 — 2014-10-10

Fixed the list of keywords to aid in searching.

### 1.2 — 2014-06-08

This update provides more in-depth instruction on mortgages and retirement. In related scenarios, players will encounter information on signing a mortgage and participat in a company sponsored 401 (k) retirement plan.

This update also includes minor balance changes, UI improvements and bug fixes.

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## More apps by K20 Center - University of Oklahoma

- [Classwalk](https://appshunter.io/ios/app/classwalk/id676209135)
- [The Detective: Verona](https://appshunter.io/ios/app/the-detective-verona/id912502877)
- [K20 START](https://appshunter.io/ios/app/k20-start/id6444660400)
- [K20 QUEST](https://appshunter.io/ios/app/k20-quest/id6698844027)
- [K20 Get A Life](https://appshunter.io/ios/app/k20-get-a-life/id6745031472)

All apps by K20 Center - University of Oklahoma: https://appshunter.io/developer/676209138

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
