# Mine (formerly Fizz): MoneyGPT — Build Credit, Budget, Save

> All-in-one financial app for young adults to build credit, budget, and save. (iPhone/iPad app by ShoulderTap Technologies Inc.)

- Source: https://appshunter.io/ios/app/mine-formerly-fizz-moneygpt/id1629069157 (this page in markdown: same URL + `.md`)
- Developer: [ShoulderTap Technologies Inc](https://appshunter.io/developer/1580920073)
- Category: Finance, Education
- Price: Free
- Rating: 4.76/5 from 12,175 App Store ratings · 2,040 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 213 MB
- Languages: English
- Released: 2022-09-18
- Data updated: 2026-06-30
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/mine-formerly-fizz-moneygpt/id1629069157/reviews.md

## What is Mine (formerly Fizz)?

Mine is the #1 money app trusted by 1,000,000+ young adults. Mine is there for you in college and beyond.

ALL-IN-ONE FINANCIAL SOLUTION FOR YOUNG ADULTS
Whether you want to manage your money or have no idea where to start, Mine is there to help you every step of the way. Mine is free to download, giving you all the tools you need to succeed.

CHECK YOUR CREDIT SCORE FOR FREE WITH NO HARD PULLS
Check your score and stay on top of any changes. Don't have a score yet? Mine will walk you step-by-step through the process of establishing your credit score.

KNOW WHERE YOUR MONEY GOES
Find out exactly where all of your cash goes every month. See your money trends, set category limits to stop you from spending too much and get a custom budget based on your personal history.

LEARN THE THINGS THEY DON'T TEACH IN COLLEGE
Learning about personal finance will pay dividends throughout your life. Get access to dozens of game-like lessons on investing, budgeting, and more. Not sure where to start? Take a 2-minute money GPA quiz to help guide you in the right direction.

Disclaimers:
ShoulderTap Technologies, Inc. d/b/a Mine © 2026. 450 Broadway, Level 2, New York, NY 10013. All rights reserved. Mine® is registered in the U.S. Patent and Trademark Office.

For additional information, terms and conditions applicable to your use of Mine services visit www.usemine.com.

## Key features

- Free credit score monitoring
- Personalized budgeting tools
- Money spending analysis
- Financial literacy lessons
- Credit building guidance
- Money GPA quiz

## What do users think of Mine (formerly Fizz)?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Seamless credit building
- 💰 Helpful cash back rewards
- 🔒 Secure and transparent
- 📈 Positive credit score impact
- 🤝 Great customer support
- 🧠 Useful financial education

**Cons**

- 🐛 Occasional app glitches
- ⏱️ Slow transaction processing
- 🤔 Unclear account freezing policies
- 🗣️ Inconsistent customer service

**Commonly reported bugs**

- Email verification issues
- Incorrect credit limit display

**Most requested features**

- Ability to manually categorize transactions
- Option to pay off balance in custom amounts
- Faster in-app credit limit updates
- More campus-specific rewards and perks

## Recent user reviews (10 of 2,040)

All indexed reviews: https://appshunter.io/ios/app/mine-formerly-fizz-moneygpt/id1629069157/reviews.md

### 1/5 — Disappointed

*2026-06-12, version 7.8.5*

I went to sign up and gave all of my info only to be told in the app I am being waitlisted. I then did some research and apparently they aren’t doing their card program anymore. If you are going to advertise your services maybe have services for people to use and don’t just keep your app up with broken promises.

### 1/5 — Worst company

*2026-05-20, version 7.8.5*

If I never had this card my credit score would be higher than it is today since for some reason it’s a good idea to just shut everyone’s accounts down without prior warning when some people used it as the only credit source they had meaning you dropped credit scores and actively harmed many people through your actions. Also how do you say if you have a remaining balance it’s our job to pay it and not let people have access to see if they even have a balance on the site, absolutely disgusting company.

### 1/5 — Unprofessional

*2026-05-13, version 7.8.4*

Froze everyone’s cards and is now closing. This was a waste of my time and I should’ve never used Fizz (mine) to begin with. What a scam

### 1/5 — Great idea, too bad it’s a scam

*2026-05-11, version 7.8.4*

I loved the concept so much I was willing to pay for a year but the shut down the app a few months later without next step options for all of the people who paid for this service.

### 1/5 — Steals your money

*2026-05-10, version 7.8.4*

They took the money and ran

### 1/5 — Scan

*2026-05-09, version 7.8.4*

I got this a couple of months ago and now I'm told there closing the program an won't refund me my subscription that I paid for. Then send me to a different bapp to use. I don't think so. I'm not doing that again.

### 1/5 — company is closing down

*2026-05-09, version 7.8.4*

updating my review to add that, after what they did below, they proceeded to freeze all cards without any explanation to their users which continued indefinitely until an email was sent out notifying users that mine is closing completely. 

stupidest, most outrageous way to handle their need to close their company. i'd encourage anyone considering transitioning to the company they're "partnering" with to skip that and just get a secured credit card if you can handle the upfront deposit they require. also keep in mind that cards like these inflate credit scores other than your FICO score - the one actually getting pulled. if you have anything major on your credit report, check your FICO score for free - it'll be a good hundred points below whatever a company like credit karma shows you. 

my last review was 5 stars - that was from early on when the company still went by fizz, and before they changed to a subscription-only service. 

my account was grandfathered in, so i don't have to pay a fee to continue to use my card. that's good, since i signed up for a free service. but last night i received an email vaguely alluding to "usage patterns" that dropped my spend limit to $300, when i regularly use my card for a variety of expenses and do so responsibly and always have funds to cover. contacting chat support has resulted in an attempt at reassurance that took two levels of AI chatbot just to get sent to a real person - the reassurance being that the usage patterns are nothing that *i* did, but just due to changes to their program that were completely unannounced.

any company that drastically decreases your spending ability, credit card or otherwise, when you have done absolutely nothing to warrant it as a customer, and does so without any kind of transparency or explanation, is not a company worth supporting. mine is just another company in a long line of companies that started out great and gave into ensh*ttification.

### 1/5 — All Cards Closed With No Warning

*2026-05-08, version 7.8.4*

Absolutely useless. Closed all credit accounts with no warning causing a huge hit on my credit score. I cannot believe that this happened after only 4 years of holding the card and paying it on time every single time. Completely unacceptable way to treat users. On top of that, I cannot cash out my remaining rewards and the only consolation offered is 6 MONTHS of another, much more expensive card. No ability to contact support, no warning, hugely impacted my credit negatively. All the advice on the app is useless and the only thing to come from it at the end was bad credit. Do not use this scam.

### 1/5 — Mine Card doesn't exist

*2026-05-08, version 7.8.4*

Don't download this app expecting the Mine card because they shut it down a few days ago. Honestly annoying that they're keeping the app, because now it's just another useless budget advice app taking up storage.

### 5/5 — All good things come to an end

*2026-05-08, version 7.8.4*

Unfortunately the Mine (Fizz) card has came to an end May 7th, 2026. After a full week shutdown on cards they issued an update to all emails. Reasoning behind the closure is since it was a startup fintech company, they didn’t have capital backing them so they couldn’t earn enough profits to maintain their services. I was lucky to be able to have this card for 8 months, and it has been very amazing for me. Sad to see you guys go, but completely understandable as well. Hopefully in the future you guys may come back with the backing necessary. Goodbye Mine (Fizz)

## Frequently asked questions about Mine (formerly Fizz)

### What does the Mine app do?

Mine is a comprehensive financial app designed for young adults. It helps users manage their money, build credit, and save effectively by offering tools for budgeting, credit score monitoring, and financial education.

### How can I build my credit score with this app?

The app provides step-by-step guidance to help you establish your credit score if you don't have one. It also allows you to check your score regularly without hard pulls, helping you stay on top of any changes.

### Is the Mine app free to use?

Yes, the app is free to download and provides all the necessary tools to succeed financially. While the core features are free, there may be in-app purchases for additional services or premium content.

### What kind of financial education does the app offer?

The app offers dozens of game-like lessons covering topics such as investing, budgeting, and more. It aims to teach young adults essential personal finance skills that are not always covered in college.

### How does the budgeting feature work?

The app helps you understand where your money goes by analyzing your spending trends. You can set category limits to control overspending and receive a custom budget tailored to your personal financial history.

## Version history (last 5 releases)

### 7.8.6 — 2026-06-23

Thank you for being part of the Mine journey. This update includes important information about the app and answers to frequently asked questions.

### 7.8.5 — 2026-05-18

Meet Mine. The money app trusted by 1,000,000+ young adults. Now with MoneyGPT—your AI money coach for budgeting and personalized money reports.

### 7.8.4 — 2026-05-07

Meet Mine. The money app trusted by 1,000,000+ young adults. Now with MoneyGPT—your AI money coach for budgeting and personalized money reports.

### 7.8.3 — 2026-05-06

Meet Mine. The money app trusted by 1,000,000+ young adults. Now with MoneyGPT—your AI money coach for budgeting and personalized money reports.

### 7.8.2 — 2026-05-02

Meet Mine. The money app trusted by 1,000,000+ young adults. Now with MoneyGPT—your AI money coach for budgeting and personalized money reports.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-30.*