# MINI Credit Card

> Mobile app for managing MINI credit card accounts, payments, and rewards. (iPhone/iPad app by Elan Financial Services.)

- Source: https://appshunter.io/ios/app/mini-credit-card/id1490001038 (this page in markdown: same URL + `.md`)
- Developer: [Elan Financial Services](https://appshunter.io/developer/546380353)
- Category: Finance
- Price: Free
- Rating: 2.82/5 from 11 App Store ratings · 10 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.6 · 1 MB
- Languages: English
- Released: 2020-01-03
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mini-credit-card/id1490001038/reviews.md

## What is MINI Credit Card?

You can manage your MINI credit card conveniently and securely from anywhere, using the MINI Card Mobile App. Check your account balance, view account info, make payments, redeem rewards, and more!

SECURE & EASY ACCOUNT ACCESS.
- Streamlined sign-up – We’ve made it easier than ever to enroll!
- Easy options for login – Choose to log in with biometrics, fingerprint or a username & password.

MANAGE YOUR ACCOUNT ON THE GO.
- Find it fast – Quick-action menus to launch commonly used features.
- Pay your bill with just a few taps.
- Review recent activity – View pending and posted transactions or search for specific transactions by date or amount.

CONTROL YOUR ALERTS.
- Secure your account by specifying alerts based on transaction activity.
- Manage your account by establishing alerts related to payment due dates.
- Receive security alerts when personal information is updated.

LOCK OR UNLOCK CARD.
- Easily lock your card to limit access if you misplace your card.
- Unlock it and you can make purchases right away. 

REDEEM VALUABLE REWARDS.
Easily redeem your MINI Reward Points for your choice of rewards, including:
- MINI Rewards Cards – 25% more value to use on MINI purchases.
- Monthly MINI Financial Services vehicle payments.
- Cash back in the form of a statement credit.
- Travel Rewards and more!

The MINI Card Mobile App is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the mobile app. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup.

The creditor and issuer of your credit card is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Elan is committed to protecting your privacy and security. We collect and use information about you as described in our privacy policies. Read more at:
http://www.myminicreditcard.com/privacy 

©2020 MINI Financial Services, a division of BMW Financial Services NA, LLC. The MINI wordmark and MINI logo are registered trademarks of BMW AG.

## Key features

- Secure account access with biometrics
- Bill payment with a few taps
- View recent and search transactions
- Customizable transaction and payment alerts
- Lock/unlock credit card
- Redeem rewards points for various options

## Recent user reviews (10 of 10)

All indexed reviews: https://appshunter.io/ios/app/mini-credit-card/id1490001038/reviews.md

### 2/5 — Intermittently functional

*2025-09-18*

Will not connect consistently to the credit card website - it is very difficult to pay or view a bill if you can’t even log in to the account.

### 2/5 — No password save

*2025-08-26*

I select the “remember me” button and it never does, have to do full login every time! So annoying! Also trying to access the extend pay and it doesn’t exist here. If you use the Elan Financial Credit Card app (owner of the card) it works perfect instead of this app. Wish it had the mini icon on it. When you login w Face ID it does show “Mini Card w icon on top of screen.

### 1/5 — Terrible

*2025-08-04*

Face ID seems to work sometimes. And then when I use my password, answer the security questions, it tells me that I have to call the number to move forward. Inconvenient when I’m trying to make a payment. I’m going to pay off my card and not use it anymore just to avoid the hassle

### 3/5 — Not Working As Well

*2025-06-09*

This app has the basic needed information but the interface is horrible and the Face ID never works to go in. 
Do better.

### 1/5 — Useless

*2024-10-22*

Still the most frustrating app - literally - that I’ve ever used. Once downloaded it will work once or twice and then it’s nothing but a blank white screen. I’ve lost track of the number of times I’ve deleted and reinstalled it - literally hundreds. A phone call to the tech department went nowhere. I don’t use the card as much as other ones simply because of the inconvenience. Awful.

### 1/5 — Awful

*2023-10-02*

I’ve downloaded and deleted this app countless times hoping it’ll eventually work properly. Usually just a blank white screen on both iPhone and iPad. Please fix the bugs.

### 5/5 — No issues yet

*2023-04-01*

It is not as easy to configure as some card apps but offers more control over notifications, which I like, and once setup, appears easy to use.

### 1/5 — Horrible!

*2023-02-04*

Randomly can’t open App! Just a blank white screen when I tap App. about 70% of the time.

### 2/5 — Auto-fill passwords disabled???

*2022-04-06*

The app wants me to log in every single time with my username and password. 
It would be fine if the app allowed me to use my iPhone’s saved auto fill passwords but nope. Instead,I have to look up my username and password every time I need to check this account. 
It asks for permission to use my face login but even though I’ve given permission (4x now), it never actually gives me an option for face login. 
I’ve tried deleting and reinstalling which didn’t fix it.
Also, my spending notifications don’t specify that they’re for my Mini credit card. I kept deleting them thinking that they were spam. Suggestion: instead of “card member services” in texts, change to the actual bank. “Elan card member services”.

### 4/5 — Very good, convenient

*2020-05-20*

So, everything works now. Very good, convenient. 

Note: if you switch phones, make sure you delete and reinstall.

## Frequently asked questions about MINI Credit Card

### What can I do with the MINI Credit Card app?

The MINI Credit Card app allows you to manage your account securely from anywhere. You can check your balance, view account information, make payments, redeem rewards, and set up alerts for transactions and payment due dates.

### Is the MINI Credit Card app secure?

Yes, the app offers secure and easy account access with options for biometric login (fingerprint) or username and password. You can also secure your account by setting up alerts and easily lock or unlock your card if it's misplaced.

### How do I redeem rewards with the MINI Credit Card app?

You can easily redeem your MINI Reward Points directly through the app. Options include MINI Rewards Cards (25% more value for MINI purchases), monthly MINI Financial Services vehicle payments, cash back as a statement credit, and travel rewards.

### What devices is the MINI Credit Card app available on?

The MINI Credit Card app is available for iPhone and iPad devices.

### How often is the MINI Credit Card app updated?

The latest version of the MINI Credit Card app is 25.04.1, and it was last updated on April 2, 2025. Updates typically include security enhancements and new features.

### What is the user rating for the MINI Credit Card app?

The MINI Credit Card app has a rating of 2.8 stars based on 11 ratings. User feedback often relates to specific account management features and overall app usability.

### Does the MINI Credit Card app have ads?

No, the MINI Credit Card app does not contain advertisements. It is a free application provided by Elan Financial Services for managing your credit card account.

### Who is the issuer of the MINI credit card?

The creditor and issuer of your MINI credit card is Elan Financial Services, operating under a license from Mastercard International Incorporated.

## Version history (last 5 releases)

### 25.04.1 — 2025-04-02

App update introduces additional features for your mobile experience as well as bug fixes.

### 23.01.1 — 2023-01-30

App update introduces additional features for your mobile experience as well as bug fixes.

### 22.11.7 — 2022-12-01

App update introduces additional features for your mobile experience as well as bug fixes.

### 22.11.5 — 2022-11-21

App update introduces additional features for your mobile experience as well as bug fixes.

### 21.11.2 — 2021-12-08

App update introduces additional features for your mobile experience as well as bug fixes.

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## More apps by Elan Financial Services

- [Elan Credit Card](https://appshunter.io/ios/app/elan-credit-card/id1027586503)
- [BMW Group Credit Card](https://appshunter.io/ios/app/bmw-group-credit-card/id1489994446)
- [Motorrad Card](https://appshunter.io/ios/app/motorrad-card/id1490001523)
- [Access® Online](https://appshunter.io/ios/app/access-online/id1505822711)
- [Elan Easy Pay™](https://appshunter.io/ios/app/elan-easy-pay/id1569101322)

All apps by Elan Financial Services: https://appshunter.io/developer/546380353

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*