# Minimal Expense: Travel, Split — Daily, travel & shared ledgers

> Daily, travel & shared ledgers (iPhone/iPad app by POEN HSIEH.)

- Source: https://appshunter.io/ios/app/minimal-expense-travel-split/id6758698248 (this page in markdown: same URL + `.md`)
- Developer: [POEN HSIEH](https://appshunter.io/developer/1874525440)
- Category: Finance, Travel
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.2 · 27 MB
- Languages: American English, Japanese, Korean, Chinese (Simplified, China), European Spanish, Chinese (Traditional, Taiwan)
- Released: 2026-02-23
- Data updated: 2026-08-22
- User reviews in markdown: https://appshunter.io/ios/app/minimal-expense-travel-split/id6758698248/reviews.md

## What is Minimal Expense?

Minimal Expense: Travel, Split — daily, travel and shared ledgers in one app. And when you're done logging, a finance report written just for you.

■ Journal design
- Warm paper tones, a terracotta seal, soft Japanese-inspired colors, dark mode retuned page by page. Logging feels like keeping a quiet journal.

■ Everyday logging & splitting
- Custom categories and payment methods: your own colors and icons; cash, card and e-payments tallied separately.
- Recurring entries: set rent, subscriptions, salary or that annual insurance once, and they post themselves — monthly, quarterly, half-yearly or yearly.
- Income and expenses tallied separately, with a budget that shows what's left.
- Everyday splitting: no trip needed — build a dinner or household event and add saved contacts as a group in one tap.
- Multiple accounts & net worth: bank, cash and e-payments tracked apart. Transfers never count as spending, and the main ledger shows total and net worth at a glance.

■ Why Minimal Expense?
- Three kinds of ledger, kept apart: daily, travel and shared each get their own book. Trip expenses file themselves.
- Split with companions: who paid, how to split, who's in — three taps. Settlement reports work out who owes whom; mark as settled and share.
- Treemap charts: the bigger the block, the more you spent. Understand your spending at a glance.
- Multi-currency with locked-in rates: log in local currency abroad; the exchange rate is locked at entry time, so reports never shift.
- Voice logging: "Lunch ramen 250" — one sentence logs category and amount. Works offline, completely free.
- Transaction search: notes, categories, payment methods, amounts — find any entry in seconds.
- Daily reminder + streak: a gentle knock each day to keep the habit going.

■ Weekly, monthly and yearly reports (Premium)
- Weekly report: appears by itself every Monday — where last week went, how many days you logged. No waiting for month end.
- Monthly Report: published on the 1st — spending trend, category ranking, a rhythm calendar, and a one-line summary.
- Year in Review: a once-a-year page-flip ritual — seasons, top categories, records — shareable as a beautiful card.
- Insights: see where you are this month (compared with the same day in your own past months, not with strangers), and which charges are still due before month end.
- Trip Recap & Trip Report: statistics and share cards worth keeping.

■ Shared ledgers: one book, two people
- Send a link and you're in: family, a friend, or your partner. No account, no friend requests.
- Every entry shows who logged it, and syncs over iCloud to both phones.
- Shared money is kept apart: it never mixes into your own ledger, so your reports and budget stay as clean as before.
- Shared fund: each put some in, then spend from it — or let one person pay first and settle later.

■ Built for travel
- Trip list: ongoing, upcoming, and finished trips at a glance; keep multiple trips.
- Pre-trip expenses: log flights and hotels before departure for complete trip costs.
- Travel footprint map: countries and cities light up on the map with per-trip spending (Premium).
- Currency converter: quick conversions on the road, cached for offline use.

■ Subscription
- Free: full main ledger + 1 travel ledger + 1 shared ledger + 1 account + splitting & settlement + voice logging + ledger search + charts. No ads.
- Premium: weekly reports, monthly reports, year in review, insights, trip recap & footprint map, unlimited travel and shared ledgers, unlimited accounts, iCloud backup, export (CSV / JSON / PDF).
- 3-day free trial; monthly or yearly (yearly saves more), cancel anytime in Settings.

■ Contact
- Website: https://www.miniexpense.com
- Privacy Policy: https://www.miniexpense.com/privacy-policy
- Terms of Use (EULA): https://www.miniexpense.com/eula

Thank you for choosing Minimal Expense — let's keep daily, travel and shared spending clear, together.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $0.99 | per month |
| Premium Yearly | $7.99 | per year |



## Version history (last 5 releases)

### 3.5 — 2026-08-21

Hi! It's your minimal developer.

This time, I wanted to say hello in person.

* A letter: when you open this version, a letter appears — written out one character at a time — about the kind of journal we're trying to make. It arrives just once; if you'd like to reread it, it lives in Settings, under About.
* A gentle word when a new version is ready: a little card appears at the top of your main ledger, whichever ledger you usually live in. Take a look, or dismiss it and it quietly steps aside.
* A little tidying: polished a few corners so everything runs smoother.

Thanks for reading this far. Go make yourself some tea.

### 3.4 — 2026-08-20

Hi! Minimal developer here.

This update teaches your ledger to keep a diary.

* Journal: a third tab now sits beside Chart and List. Open it and your entries are written out by hand, one line at a time — "Morning, 07:20 — NT$ 20 went to a cup of black tea." If you left a note, the note becomes the subject; if you didn't, the category speaks instead. Tap any line to edit that entry. Free for three days.
* A quieter switcher: only the view you're on shows its name. The other two wait as icons.
* The same feel everywhere: editing an older entry now opens the same page-of-stamps picker as writing a new one.
* Two panels that fit: the question mark beside exchange rates, and joining a shared ledger by link, now float as a single sheet of paper — exactly as tall as they need to be.

Put the kettle on, then come back and read a page.

### 3.3 — 2026-08-18

Hi! Minimal developer here.

This update is about the app coming to you, instead of you going to it.

* Reports now knock: when your weekly or monthly report is ready, you'll get a gentle note — Monday mornings for last week, the 1st for last month.
* Shared ledgers feel live: with the app open, an entry your partner just logged shows up within half a minute. No restarting, no refreshing.
* A fresh look for pickers: categories now open like a page of stamps in a journal, with matching cards for payment methods. Tap Sort and drag them right where you want.
* Ledger traces: a row of seven little squares now sits beside your total — your last seven days, with a small blue stamp on each one you logged. Tap it for the whole month, your streak and your milestones. It collects; it never nags.
* Comparisons that keep up: jump back to any day or stretch of days and it finds the matching stretch before it — tap the 15th and it lines up the 14th; pick a week and it takes the week before.
* Plenty of small polish along the way.

Put the kettle on — the numbers will keep themselves.

### 3.2 — 2026-08-13

Hi, it's the Minimal Expense developer.

This time I opened up all three reports and added ten new sections. They used to tell you how much you spent. Now they tell you whether that's fast or slow — compared to your own usual.

* Weekly report, three new sections: when you actually log things, how this week compares to your usual week, and what all the small change adds up to.
* Monthly report, four new sections: counts as well as amounts, how complete your ledger is, how much of this month was already decided, and which fixed cost quietly went up.
* Insights, three new sections: what's still uncategorised, which category is running faster than usual, and what started becoming a monthly bill in the last six months.
* Shared ledgers now keep a chronicle: who recorded or changed what, and when. Both of you can see it.
* Shared ledgers got more diligent. They used to wait for a nudge; now they look on their own — when you open the app, open the ledger, pull down, or just sit on that page. Whatever the other person wrote a moment ago is already there when you look up.
* And if iCloud runs out of room, it tells you where to clear a little. A shared ledger takes up less space than one photo.
* Shared fund entries can be edited now. Before, a typo meant deleting and starting over.
* Added an undo: if you restore the wrong backup, you have seven days to go back.
* Three bugs caught: the closing line repeated itself when browsing past months, the days-logged count was wrong, and fixed costs were leaking into your logging habits.

The reports got thicker, but a section with nothing to say still won't show up. That part hasn't changed.

### 3.1 — 2026-08-10

Hi, I'm the Minimal developer.

This release turns "logging on your own" into "two of you can, too." Shared ledgers are here — still in beta, so I wanted to say that up front.

* Shared ledgers: keep one ledger with family, a friend, or your partner. Send them a link and you're in — no account, no friend requests. Every entry either of you logs shows up on both phones.
* Shared money is kept apart: it never mixes into your own ledger. Your reports, budget and analysis stay exactly as clean as before.
* Recurring items now do quarterly, half-yearly and yearly, not just monthly. Set that annual insurance once and forget it.
* Fixed costs in reports are now a monthly average: a $360 yearly bill counts as $30 a month, so the percentage finally makes sense.
* The weekly and monthly report entries now sit side by side as two small cards. Much more room to breathe.
* Two bugs caught: a far-off end date used to write dozens of future entries into your ledger all at once, and list cards were missing a bite out of each corner.

Shared ledgers just learned to walk and still trip now and then. If something looks odd, write to me from inside the app.

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## More apps by POEN HSIEH

- [Habit Log \| Level up](https://appshunter.io/ios/app/habit-log-level-up/id6767067249)

All apps by POEN HSIEH: https://appshunter.io/developer/1874525440

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*