# Mint Money - Bills & Budgets — Money manager & bill reminders

> Personal finance app for budgeting, expense tracking, and bill management. (iPhone/iPad app by Min Budget LLC.)

- Source: https://appshunter.io/ios/app/mint-money-bills-and-budgets/id6787432326 (this page in markdown: same URL + `.md`)
- Developer: [Min Budget LLC](https://appshunter.io/developer/6787432328)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 53 MB
- Languages: American English
- Released: 2026-09-30
- Data updated: 2026-11-10
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/mint-money-bills-and-budgets/id6787432326/reviews.md

## What is Mint Money?

Get more from your money — and every credit card you own.

Mint is a personal finance app designed to be calm, private, and effortless. Manage spending, budgets, subscriptions, bills, net worth, and credit card perks other apps ignore. No ads, no data selling — just read-only bank access through Plaid.

Connect your bank and Mint handles the busywork: transactions categorize themselves, recurring subscriptions are detected, card payments are tracked, and timely reminders keep you ahead of every due date, welcome bonus, and expiring benefit.

FEATURES

• SEE EVERYTHING IN ONE PLACE — Bank accounts, balances, spending, investments, and net worth on one clean dashboard.

• AUTOMATIC EXPENSE TRACKING — Every transaction is categorized the moment it syncs, so you always know where your money goes.

• SMART BUDGETS — Create monthly budgets, watch your progress, and get notified before you overspend.

• SUBSCRIPTION TRACKER — Recurring charges are detected automatically, with an alert when one raises its price.

• WELCOME BONUS TRACKER — Track qualifying spend toward your card's sign-up bonus and never miss the deadline.

• CARD BENEFITS TRACKER — Stay on top of statement credits, travel credits, dining credits, anniversary perks, and other valuable benefits before they expire.

• AUTOMATIC CARD PAYMENT TRACKING (Premium+) — Statement balances, minimum payments, and due dates pulled straight from your bank. Reminders before every payment and an early warning if your checking account may not cover what's due.

• BILL REMINDERS — Never miss another due date.

• SAVINGS GOALS — Set a target, build the habit, watch it grow.

• INVESTMENT TRACKING (Premium+) — Track your investments alongside the rest of your finances.

• AI COACH (Premium+) — Ask questions about your own spending, budgets, and habits, and get personalized answers based on your own financial data.

• SMART NOTIFICATIONS — Bills, price hikes, unusual charges, budget limits, payment reminders. Only the alerts that matter.

• PRIVATE & SECURE — Read-only bank connections through Plaid, Face ID / Touch ID app lock, no ads, and your data is never sold.

• TRY BEFORE YOU CONNECT — Demo Mode opens every feature with sample data. No account, no bank link.

• IPHONE, IPAD & MAC — One seamless experience across your Apple devices, with full Dark Mode.

PLANS

Min Premium — $6.99/month or $59.99/year
• Bank linking with automatic transaction syncing
• All budgeting, subscription, bonus, and benefit tracking

Min Premium+ — $9.99/month or $79.99/year
Everything in Premium, plus:
• Investment Tracking
• AI Coach
• Automatic Card Payment Tracking

• 14-day free trial on annual plans.
• Coverage: thousands of US banks and credit unions via Plaid. Available in the US only.
• Subscriptions renew automatically unless canceled. Cancel anytime in your App Store settings.

Learn more: minbudget.net
Privacy Policy: https://minbudget.net/privacy.html
Terms of Use: https://minbudget.net/terms.html

## Key features

- All-in-one financial dashboard
- Automatic expense categorization
- Smart budgeting with overspend alerts
- Subscription and bill tracking
- Card benefit and welcome bonus tracking
- Investment tracking (Premium+)
- AI financial coach (Premium+)

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium+ Monthly | $9.99 | per month |
| Premium+ Yearly | $79.99 | per year |
| Premium Monthly | $6.99 | per month |
| Premium Yearly | $59.99 | per year |


## Chart rankings

- #189 in Top Grossing · Finance (US App Store)

## Is Mint Money safe?

Not enough ratings yet to assess Mint Money.

## Is Mint Money legit?

Mint Money - Bills & Budgets has limited verification signals. The AppsHunter Legitimacy Score for Mint Money is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/mint-money-bills-and-budgets/id6787432326/reviews.md

### 5/5 — Finally, a Finance App That Keeps Everything Simple

*2026-09-09*

⭐⭐⭐⭐⭐

Finally, a personal finance app that doesn’t make managing money feel complicated.

I really like how clean and straightforward Min is. Having my accounts, spending, budgets, subscriptions, bills, credit cards, and net worth organized in one place makes it much easier to understand where my money is going.

The automatic transaction tracking is a huge time saver, and I especially like the credit card features. Being able to keep track of welcome bonuses, statement credits, travel benefits, and payment due dates in the same app is something I haven’t seen done this well in other budgeting apps.

The interface is clean, calm, and easy to navigate, and I appreciate that there are no annoying ads. The privacy-focused approach is also a big plus for a finance app.

It’s still a new app, but it already feels very polished and thoughtfully designed. I’m excited to see what the developer adds next, especially the AI Coach and investment features.

Definitely worth trying if you want a simple, modern way to stay on top of your finances. Highly recommended! ⭐⭐⭐⭐⭐

## Frequently asked questions about Mint Money

### How does Mint Budget track my expenses?

Mint Budget automatically categorizes every transaction the moment it syncs from your linked bank accounts. This provides an immediate overview of where your money is going without manual input.

### What are the different subscription plans for Mint Budget?

Mint offers 'Premium' for $6.99/month or $59.99/year, including bank linking and all tracking features. 'Premium+' at $9.99/month or $79.99/year adds investment tracking, an AI coach, and automatic card payment tracking. Annual plans include a 14-day free trial.

### Is Mint Budget secure to use with my bank accounts?

Yes, Mint Budget uses read-only bank connections through Plaid for security. It also offers Face ID/Touch ID app lock and guarantees that your data is never sold.

### Can I try Mint Budget before linking my bank?

Absolutely. Mint Budget features a Demo Mode that allows you to explore all features with sample data without needing to create an account or link any bank information.

### What kind of notifications does Mint Budget provide?

Mint Budget sends smart notifications for bills, price hikes on subscriptions, unusual charges, budget limits, and payment reminders. It aims to only alert you to what matters most.

### Does Mint Budget support devices other than iPhone?

Mint Budget is available for iPhone, iPad, and Mac, offering a seamless experience across your Apple devices. It also supports Dark Mode.

### How often is Mint Budget updated?

The latest version, 1.1.1, was released on November 5, 2026. Updates typically occur to improve features and ensure reliability.

### What is the age rating for Mint Budget?

Mint Budget has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management.

## Version history (last 5 releases)

### 1.1.2 — 2026-11-08

- Change plans right in the app. Profile > Premium now shows every plan with what it includes, so you can upgrade, step down or switch to yearly without leaving Min.
- "Your month with Min": monthly members get a short recap before renewal — transactions synced, recurring charges tracked, alerts sent and card credits matched.
- Ask Min suggests a question that fits the screen you're on, and opens on the right topic.
- Payday alerts: get notified when your paycheck lands. Money alerts now show the amount (turn this off in Settings > Notifications).
- Right after you subscribe, Min takes you straight to connecting your bank.
- A smoother purchase flow and small fixes throughout.

### 1.1.1 — 2026-11-05

What's new in Min 1.1.1:

- Ask Min card on Home: one tap to see how much you've spent this month.
- Refreshed sign-in screen.
- Easier-to-read banners on the dashboard.
- Small fixes and polish.

### 1.1.0 — 2026-11-03

Ask Min, rebuilt
• A full-screen chat that answers from your real numbers, with cards and charts for balances, budgets, subscriptions, card credits and more.
• Guided reviews: your last month, your cards, next month's cash, and a plan to pay down debt.
• Card optimizer, payoff plans and a retirement check, all computed from your data.
• Your conversations are kept, so you can pick up where you left off.

A new look
• Three app styles in Settings → Appearance: Aurora, Roast and Classic.

Track a home
• Add a home's value, link its mortgage, and see your equity and net worth together.

Invite friends
• Give a friend a free month of Min from Settings → Invite friends, and earn one when they become a member.

Fixes
• Loan payments and card balance moves no longer count as spending or refunds.
• Pay-in-4 installments are filed under Shopping.
• Smoother keyboard handling in the new-account flow on iPad.

### 1.0.9 — 2026-10-30

Real-time alerts
• Get a push the moment a large charge posts, your paycheck lands, a checking balance runs low, a bank fee or credit-card interest hits, or a bank needs reconnecting.
• A Sunday recap of your week, delivered even when the app is closed.

Getting started
• Empty tabs show a labeled sample of the real screen, so you can see what Min does before linking a bank.
• Short intros for Cards, Card Benefits and Transactions.
• Premium members get one Ask Min answer on us to try the AI coach.

Fixes
• Fewer duplicate notifications when you use Min on more than one device.

### 1.0.8 — 2026-10-26

Performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-10.*