# Mint Money: Credit Score, Loan — Credit Score & Personal Loans > Personal finance app for credit score monitoring, instant loans, and credit card discovery. (iPhone/iPad app by HT Media.) - Source: https://appshunter.io/ios/app/mint-money-credit-score-loan/id6751579585 (this page in markdown: same URL + `.md`) - Developer: [HT Media](https://appshunter.io/developer/463250896) - Category: Finance, Business - Price: Free - Rating: 4.75/5 from 1,154 App Store ratings · 24 written reviews indexed - Age rating: 4+ - Requires: iOS 15.6 · 94 MB - Languages: English - Released: 2026-01-11 - Data updated: 2026-09-10 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/mint-money-credit-score-loan/id6751579585/reviews.md ## What is Mint Money? Mint Money: Check Your Credit Score, Get Instant Personal Loans & Discover the Right Credit Card For You! Looking for a trusted personal finance app to monitor your credit score, access instant personal loans, and find a credit card that matches your needs? Mint Money has you covered. With Mint Money, you can check your CIBIL score online for free, explore instant personal loan options with competitive interest rates, and compare credit cards tailored to your financial profile. Trusted by thousands of users across India, Mint Money makes managing your finances simpler in one place! Whether you are looking for an urgent loan app to cover a medical emergency or are on the lookout for a small loan app for short-term needs, Mint Money helps salaried and self-employed users access easy and seamless instant loans anytime, anywhere. Why Choose Mint Money For Online Loans & CIBIL check? Check your credit/CIBIL score in just 2 Minutes!* Get instant personal loans up to ₹5,00,000 in just 5 Minutes!* Instant loans at low interest rates starting at 11% p.a. Flexible repayment tenure 100% digital cash loans with no paperwork & no collateral Credit cards that are tailored just for you Personal loan interest & EMI calculator to calculate your total loan costs Check & Improve Your Credit Score Stay on top of your credit health with instant and free access to your credit score anytime, anywhere. Mint Money breaks down your credit score into simple insights, so you easily understand how to improve it. If you are struggling with a low or an average credit score, then Mint Money gives you personalised tips to boost your credit score. Instant Personal Loans In Just 5 Minutes!* Looking for quick loans in India? Our digital loan app helps you find personal loan offers tailored to your credit profile. Get quick loans online at low interest rates and with flexible repayment tenures. → Instant cash loans with faster approvals → Suitable quick personal loan offers → Lenders suited to your profile Loan Terms & Charges → Loan Amount: ₹5,000 – ₹20,00,000 → Tenure: 6 months – 60 months → Annual Percentage Rate (APR): 10.5% – 36% (based on credit profile) + applicable charges → Monthly Interest Rate: 0.9% – 3% → Processing Fee: Up to 1.5% – 5% of loan amount Representative Example Loan Amount: ₹1,00,000 Tenure: 36 months Processing Fee: ₹1,500 Interest: ₹41,238.25 Total Repayment: ₹1,42,738.25 (36 EMIs of ₹3,923 each) Mint Money helps you discover instant personal loan options that match your credit score and creditworthiness. Get: → Loans with higher approval chances → Appropriate personal loan options for your credit score → Safe loan amounts → Lenders suited to your profile → Tips to qualify for better offers Find The Correct Credit Card For You Our personal finance app also suggests credit cards tailored to your credit profiles. With Mint Money, you can find credit cards that match your score and lifestyle. Explore: → High approval probability cards → Beginner-friendly options → Cards to build and improve credit → Smart choices before applying for loans Important Disclosure Mint Money is a digital platform that facilitates loans through its lending partners. The loan providers available on the platform include: Akara Capital Advisors Private Limited (Stashfin), Aditya Birla Finance Limited, Si Creva Capital Services Private Limited (Kissht), Credit Saison India Private Limited (Credit Saison), SMFG India Credit Company Limited (SMFG), and EarlySalary Services Private Limited (Fibe). These entities are registered Non-Banking Financial Companies (NBFCs) or regulated financial institutions. All loans are sanctioned and disbursed solely by these lending partners in accordance with applicable laws and regulations. Mint Money does not directly lend money or make any lending decisions. Download Mint Money today to check your credit score, improve it, apply for personal loans & find the perfect credit card for you! ## Key features - Free CIBIL score check - Instant personal loans up to ₹5,00,000 - Personalized credit card suggestions - Loan interest and EMI calculator - Tips to improve credit score - 100% digital loans with no collateral ## Recent user reviews (10 of 24) All indexed reviews: https://appshunter.io/ios/app/mint-money-credit-score-loan/id6751579585/reviews.md ### 5/5 — Great 👍🏼 *2026-06-02* Fast and easy ### 5/5 — Loan service *2026-05-27* 5 star, except difficulty in typing account details ### 1/5 — Scam Alert! Don't Download *2026-05-26* Review: Very bad application. Without providing any loan or service, they are forcing users to write a review first. Professional and RBI registered apps never ask for reviews before giving the loan. Completely waste of time and risky for personal data. ### 5/5 — Review *2026-05-25* Very useful fir credit score management ### 5/5 — Very Good *2026-05-22* Super super ### 5/5 — Great 👍🏼 *2026-05-20* Fast and easy ### 1/5 — Loan *2026-05-18* This is a totally fake app. I applied for only ₹15,000, but they gave me ₹13,832 and are now showing a loan amount of ₹6 lakh. This is completely fraudulent and a scam. They have cheated me. ### 5/5 — Thank you so much *2026-05-16* I am in under very very critical situation I am not able to arrange fund my own That time this app gives very support to me Thank you so much the team ### 5/5 — Fast Loan Approval *2026-05-10* Loan process was smooth and easy Quick approval and simple process ### 5/5 — Nice *2026-05-08* Superb awsome great ## Frequently asked questions about Mint Money ### How quickly can I check my credit score with Mint Money? You can check your CIBIL score online for free in just 2 minutes with Mint Money. This allows for quick access to your credit health information anytime, anywhere. ### What is the maximum loan amount I can get through Mint Money? Mint Money facilitates instant personal loans ranging from ₹5,000 to ₹20,00,000. The loan approval and amount are based on your credit profile and lender suitability. ### What are the typical interest rates for personal loans on Mint Money? Personal loans offered through Mint Money have low interest rates starting at 11% per annum. The Annual Percentage Rate (APR) can range from 10.5% to 36%, plus applicable charges. ### Does Mint Money require any paperwork or collateral for loans? No, Mint Money offers 100% digital cash loans with no paperwork and no collateral required. This makes the loan application process seamless and accessible. ### How does Mint Money help users improve their credit score? Mint Money provides personalized tips and insights to help you understand and improve your credit score. If you have a low or average score, the app offers guidance to boost your credit health. ### What is the update frequency of Mint Money? The app was last updated on June 19, 2026, with version 1.0.25. This indicates regular maintenance and potential feature additions to enhance user experience. ### Does Mint Money have ads? Yes, Mint Money contains advertisements. As a free service, it utilizes ads to support its operations and provide users with access to its financial tools. ### What devices is Mint Money available on? Mint Money is available on iPhone and iPod devices. The app is designed to be accessible on these Apple platforms for managing personal finances. ## Version history (last 5 releases) ### 1.0.28 — 2026-07-02 Free E-Papers in Mint Money — tap any Mint, HT or Live Hindustan link and read today's edition instantly, no subscription needed. Smarter welcome screen — get a personalised credit score action: work on improving your score or dive deeper into what's driving it. Loyalty rewards now reachable directly from push notifications & campaigns. Bug fixes across credit score tracking, Credit Builder & Reels. ### 1.0.25 — 2026-06-19 Your money deserves honesty. This update delivers more of it. - Credit Safe now lets you retake your assessment whenever you're ready. - Personal loan offers now come with a Key Fact Statement — rates, fees, all of it, upfront. No surprises. - Your feed is now richer with Infographics, E-Paper, Reels and more. - Loyalty rewards are live — earn coins across products, redeem them for vouchers and more. - Fixes across Credit Builder, MoneyGuru & more. ### 1.0.22 — 2026-06-05 Upgrade your money game! • Earn more rewards across loans, credit cards, and bill payments • Build your credit score with a simpler dashboard and monthly goals • Understand what’s changing your credit score with clearer insights • Track personal loan applications with more transparency • Enjoy refreshed visuals, updated icons, bug fixes, and a smoother app experience Loving the app? Leave us a quick review! ### 1.0.20 — 2026-05-30 Faster Credit Score checks and improved credit card journey MoneyGuru AI Credit Coach with personalised credit-building tips New Credit Score insights Smarter link handling for browser, WebView, and deeplinks “Also Read” recommendations in Feed articles Loan status updates for easier tracking Performance and stability improvements ### 1.0.19 — 2026-05-22 Faster Credit Score checks and improved credit card journey MoneyGuru AI Credit Coach with personalised credit-building tips New Credit Score insights Smarter link handling for browser, WebView, and deeplinks “Also Read” recommendations in Feed articles Loan status updates for easier tracking Performance and stability improvements ## More apps by HT Media - [Hindustan Times - News](https://appshunter.io/ios/app/hindustan-times-news/id468079144) - [Mint: Daily Financial News App](https://appshunter.io/ios/app/mint-daily-financial-news-app/id470175900) - [Mint Business News for iPad](https://appshunter.io/ios/app/mint-business-news-for-ipad/id483110610) - [Desimartini Movies - Ratings and Reviews](https://appshunter.io/ios/app/desimartini-movies-ratings-and-reviews/id905675225) - [Hindustan Times: Live News App](https://appshunter.io/ios/app/hindustan-times-live-news-app/id1000991178) - [Hindustan: Live News In Hindi](https://appshunter.io/ios/app/hindustan-live-news-in-hindi/id1036718012) All apps by HT Media: https://appshunter.io/developer/463250896 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*