# Mintpay \| Pay Better. — Unlimited Cashback I Pay in 3

> Payment app offering cashback and interest-free installments with loyalty rewards. (iPhone/iPad app by Mintpay (Private) Limited.)

- Source: https://appshunter.io/ios/app/mintpay-pay-better/id1587093030 (this page in markdown: same URL + `.md`)
- Developer: [Mintpay (Private) Limited](https://appshunter.io/developer/1587093032)
- Category: Shopping, Finance
- Price: Free
- Rating: 4.60/5 from 163 App Store ratings · 3 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.5 · 81 MB
- Languages: American English
- Released: 2022-10-25
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mintpay-pay-better/id1587093030/reviews.md

## What is Mintpay | Pay Better.?

Shop smarter and get rewarded every time you pay. With Mintpay, you can Pay Now for instant cashback or Pay Later in three interest free instalments — and earn Mint Coins either way.

Mintpay isn’t just another payment app. Join us as we build a financially fluent Sri Lanka, where everyone wins — you, our partner stores, and the broader community. Shop across fashion, electronics, food, travel, flights, and more at over 2,500+ partner brands.

Ways to Pay
Pay Now – Earn Cashback in Mint Coins
 Pay in full with your debit or credit card and get cashback as Mint Coins, redeemable on future purchases. No limits, no minimums — just real rewards. 1 Mint Coin = 1 LKR.

Pay Later – 3 Interest-Free Instalments
Split your bill into 3 interest-free payments with your debit or credit card and earn extra Mint Coins by paying your installments early — good habits pay off.

What Are Mint Coins?
- Mint Coins are your Mintpay rewards currency:
- Earn them every time you Pay Now or Pay Later
- Convert gift vouchers into Mint Coins for flexible use
- Redeem them at any partner store, online or in-store
- No expiry, no rush — spend anytime (T&Cs apply)

How It Works
- Sign Up in Minutes – Create a free account and verify to unlock Pay Later.
- Shop Anywhere – Use Mintpay online or in-store at 2,500+ partner brands.
- Pay Better – Choose Pay Now to earn cashback in Mint Coins, or Pay Later in 3 instalments and earn extra Mint Coins for early payments.
- Redeem Mint Coins – Use your Mint Coins anytime, even partially, across multiple purchases.

Why Mintpay?
- Instant account verification
- Unlimited cashback through Mint Coins
- 0% interest on Pay Later
- Earn rewards for responsible payments
- Track payments, rewards, and spending easily in one app

Shop better. Pay better. Earn more with Mintpay

Contact Us:
Website: https://mintpay.lk/
Email: support@mintpay.lk

## Key features

- Pay Now with instant cashback
- Pay Later in 3 interest-free installments
- Earn and redeem Mint Coins
- Shop at 2,500+ partner brands
- Track payments and spending
- Instant account verification

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/mintpay-pay-better/id1587093030/reviews.md

### 1/5 — FIX APP!!!!’

*2026-02-02*

No one can get an account on this app because it doesn’t let you enter your full phone number. it won’t let you enter the last digit. this is a flaw on the app so if you’re wondering why no one is signing up, this is why.

**Developer response:** Hi there,
Please note that Mintpay operates exclusively in Sri Lanka. It appears that your signup attempt was made from a different country, and unfortunately, our services are not accessible outside Sri Lanka at this time.
We appreciate your understanding.

### 1/5 — This is not for the US, it is Sri Lanka only

*2025-07-08*

Don’t know why it’s showing up in our region as it can’t be used

**Developer response:** Hi Bryant,
As mentioned in our Terms and Conditions, to use Mintpay, you must hold a Sri Lankan National Identity Card. If you have any further questions or need clarification, feel free to contact us at support@mintpay.lk or via WhatsApp.

### 3/5 — I would like to join, but it said my phone number was wrong

*2023-11-30*

So I got on the paying for or shop now and pay later train and when I tried to sign up it said my phone number is wrong but overall I thought it was a good app but I see it has some errors that need to correct before I start

## Frequently asked questions about Mintpay | Pay Better.

### What is Mintpay?

Mintpay is a payment application that allows users to shop smarter by offering instant cashback in Mint Coins when paying now, or the option to pay later in three interest-free installments. It aims to build a financially fluent community by rewarding users and partner stores.

### How do I earn Mint Coins with Mintpay?

You can earn Mint Coins by choosing to 'Pay Now' for your purchases, receiving instant cashback. Additionally, you earn extra Mint Coins by paying your 'Pay Later' installments early. Gift vouchers can also be converted into Mint Coins.

### Can I use Mint Coins anywhere?

Yes, Mint Coins can be redeemed at any of Mintpay's over 2,500 partner stores, both online and in-store. They have no expiry date, allowing you to spend them anytime, though terms and conditions apply.

### Is there an interest charge for 'Pay Later' with Mintpay?

No, Mintpay offers a 'Pay Later' option with 0% interest on splitting your bill into three installments. This feature is available after account verification.

### What devices is Mintpay available on?

Mintpay is available on iPhone and iPad devices. The app is designed for users on Apple's mobile operating system.

### How often is Mintpay updated?

The latest version of Mintpay is 3.0.5, which was last updated on November 18, 2025. Updates typically include new features, bug fixes, and performance improvements.

### What is the age rating for Mintpay?

Mintpay has an age rating of 17+. This suggests the app may contain content or features suitable for mature audiences.

### Does Mintpay have ads?

No, Mintpay does not contain advertisements. The app is free to download and use without any ad interruptions.

## Version history (last 5 releases)

### 3.2.1 — 2026-08-17

Improved performance and enhanced the shopping experience

### 3.1.2 — 2026-05-09

Fixed issues affecting deep link functionality.

### 3.1.1 — 2026-05-06

- Added support for Amex cards
- Added the ability to send vouchers with customizable skins, including your own images

### 3.0.5 — 2025-11-18

Introducing Referral Tracking

### 3.0.4 — 2025-11-06

Introducing Mint Coins

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*