# Mintyn - Everything finance — Online Banking

> All-in-one mobile banking and financial management app. (iPhone/iPad app by Mint Financial Technology Service.)

- Source: https://appshunter.io/ios/app/mintyn-everything-finance/id1470644607 (this page in markdown: same URL + `.md`)
- Developer: [Mint Financial Technology Service](https://appshunter.io/developer/1470644606)
- Category: Finance
- Price: Free
- Rating: 4.40/5 from 332 App Store ratings · 49 written reviews indexed
- Age rating: 4+
- Requires: iOS 15 · 215 MB
- Languages: American English
- Released: 2020-06-12
- Data updated: 2026-08-31
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mintyn-everything-finance/id1470644607/reviews.md

## What is Mintyn?

About Mintyn. 

Mintyn Bank - Everything finance

One app for everything finance; Send and receive money, pay bills, Gift your loved ones shopping voucher,  shop for groceries and food supplies, invest and save for life emergencies.



Features 

Free current account for individual 

Free current account for Solo business, Enterprise, and incorporated Trustees.

Incorporate your business with CAC

Apply for Tax Identification Number (TIN)

Shop for food items and groceries

Invest in risk free investment plan

Save for emergency and earn decent interest 

Fund your betting wallet 

Purchase data bundle at ease

Purchase airtime

Book flight at ease

Cardless Withdrawal; withdraw cash at ATM without card

Analytics for expense tracking.

Request Expense debit card.



Privacy Policies and Security.

We collect and process your information in accordance to Nigerian Data Protection Regulation (NDPR) guideline which are for; contractual & Legal duty, Legitimate interest, public interest, and vital interest or consent. As such your information are protected and can not be transferred to third party, except we are legally required.

Mintyn Bank is Insured by Nigerian Deposit Insurance Corporation (NDIC) as such your deposit is save.

Mintyn Bank is PCI DSS Certified.

Mintyn bank is a product of Finex Microfinance bank; license by Central Bank of Nigeria (CBN)

## Key features

- Free current accounts
- Send and receive money
- Pay bills
- Shop for groceries and food
- Invest and save
- Expense tracking analytics
- Cardless ATM withdrawals

## What do users think of Mintyn?

Overall sentiment: mixed

**Pros**

- 🚀 Fast and seamless transactions
- 👍 User-friendly interface
- 💡 Innovative digital banking features
- ⏱️ Quick account opening process
- 💰 No hidden charges
- 🎯 Multiple financial services (investments, business registration)
- 📱 Easy access to financial services
- ✅ Reliable and efficient app performance

**Cons**

- ❌ Frequent transaction failures and errors
- 📵 Poor or non-existent customer support
- 🔴 Money held or frozen without explanation
- ⚠️ Balance display issues and glitches
- 🚫 Withdrawal limits and restrictions
- 📞 No working phone support line
- 🔒 Unauthorized fund deductions
- ⏸️ Weekend transaction problems
- 🔄 Maintenance issues without prior notification
- 😤 Unresponsive customer service team

**Commonly reported bugs**

- Balance display shows XXXXX.XX instead of actual amount
- Eye logo to reveal balance is unresponsive
- App crashes during registration
- Network connection errors preventing login
- Transfer and payment processing failures
- App freezes and stops responding
- Maintenance without user notification

**Most requested features**

- Add more financial institutions to transaction list (e.g., Carbon bank)
- ATM card functionality
- Call/phone support option
- Better weekend support

## Recent user reviews (10 of 49)

All indexed reviews: https://appshunter.io/ios/app/mintyn-everything-finance/id1470644607/reviews.md

### 1/5 — Issues

*2025-10-11, version 1.4.03*

What a terrible bank

### 1/5 — This app is very worst

*2025-06-20, version 1.3.98*

I sent money to my account and I have gotten alerts and he didn’t reflect on my app balance please don’t use it app anymore

### 5/5 — Mintyn app is the very best app to use

*2025-06-05*

The Mintyn app is very reliable and efficient. It is seamless to use. I am able to register a business on the app. Open an account in minutes. Invest and so on.

### 5/5 — Mintyn is a game changer

*2025-06-05*

Smooth interface, fast transactions, and no hidden charges. Banking has never been this easy. Highly recommend for anyone who wants a stress-free digital banking experience!

### 1/5 — Poor banking service

*2025-05-08, version 1.3.96*

It’s always One  issue or the other whenever I want to remove my savings and make transfers

### 1/5 — Poor customer service

*2025-03-04*

This bank has the worst customer service, how can a bank not have a working phone number? And they can wake up one day and withdraw your funds with no reason. It happened to me. If you want your peace, don’t trust them with your life savings

### 1/5 — Held my money

*2024-12-05, version 1.3.69*

This bank is the worst bank to use in 2024, they literally held my money after doing everything they asked for. Give me my 900k Mintyn……worst app ever

### 4/5 — Very nice

*2024-09-23, version 1.3.69*

Very good

### 1/5 — Account upgrade and balance

*2024-03-25*

Please something is wrong on my account my balance is not showing I can’t find my money what’s going on

### 4/5 — Very Reliable

*2023-12-02, version 1.3.61*

Reliable, easy and fast

## Frequently asked questions about Mintyn

### What does Mintyn do?

Mintyn is a comprehensive finance app that allows you to manage all your financial activities in one place. You can send and receive money, pay bills, shop for groceries, invest, and save for emergencies.

### What are the key features of Mintyn?

Key features include free current accounts for individuals and businesses, the ability to shop for food items and groceries, risk-free investment plans, emergency savings with interest, funding betting wallets, purchasing data bundles and airtime, booking flights, cardless ATM withdrawals, and expense tracking analytics.

### Is Mintyn free to use?

Yes, Mintyn offers free current accounts for individuals and various business types. The app itself is free to download and use, with no mention of subscription fees or in-app purchases in the provided description.

### Is my money safe with Mintyn?

Mintyn Bank is insured by the Nigerian Deposit Insurance Corporation (NDIC), ensuring your deposits are safe. The bank is also PCI DSS Certified and operates under the license of the Central Bank of Nigeria (CBN).

### Who is Mintyn for?

Mintyn is designed for anyone who wants a unified platform for their financial needs, including individuals managing personal finances, solo business owners, and larger enterprises seeking efficient banking and financial management tools.

## Version history (last 5 releases)

### 1.4.15 — 2026-08-27

What’s New
Improvements and bug fixes to make the app smoother, faster, and more reliable.

### 1.4.14 — 2026-07-10

What's New

Bug fixes and performance improvements on the Marketplace for a better shopping experience.

### 1.4.13 — 2026-06-08

- Transfer Opt-In/Opt-Out: Added a new feature that allows you to enable or disable transfers on your account for added control and security.
- Marketplace Improvements: Implemented bug fixes and performance enhancements for a smoother marketplace experience.

### 1.4.12 — 2026-05-31

What’s New
Bug fixes on the investment feature for a smoother experience.

### 1.4.11 — 2026-05-06

What’s New?
Bug fixes to ensure smoother app usage.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*
