# Minu Pension — Eesti esimene pensioniäpp

> Estonian pension fund comparison and retirement income forecasting tool. (iPhone/iPad app by LHV Varahaldus AS.)

- Source: https://appshunter.io/ios/app/minu-pension/id1422673407 (this page in markdown: same URL + `.md`)
- Developer: [LHV Varahaldus AS](https://appshunter.io/developer/1464117639)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 23 MB
- Languages: English
- Released: 2019-05-17
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/minu-pension/id1422673407/reviews.md

## What is Minu Pension?

Minu Pension prognoosib kasutaja pensioniea sissetulekut, tutvustab Eesti pensionifonde, võrreldes neid peamiste parameetrite järgi ning võimaldab esitada avaldusi fondide vahetamiseks ja maksete suunamiseks.

Pensionikalkulaator kuvab väljamakseid kolme pensionisamba lõikes. 
I samba prognoos tugineb kasutaja poolt sisestatavale infole tööstaaži, laste arvu, avaliku teenistuse ja muude pensioniõiguslike aastate ning kindlustusosakute summa kohta ning iga-aastaselt riiklikult uuendatavatele määradele (baasosa, aastahinne).

II ja III samba väljamaksete prognoosi aluseks on AS Pensionikeskusest saadav info kasutaja II ja III samba sissemaksete ja kogutud osakute väärtuse kohta ning kasutaja poolt sisestatav eeldus fondide tootlusele ning pensionil veedetavate aastate arvule.

Eesti II samba fonde saab kasutaja võrrelda nelja parameetri järgi: pensionifondi tootlus erinevatel perioodidel, riskitase, Eestisse investeerimise osakaal ja pensionifondi aktiivsete investorite arv. 
Pensionifonde saab järjestada fondivalitseja, fondi strateegia ja juhtimisstiili järgi.


[ENG]
Minu Pension shows the user their estimated retirement income, gives an overview of Estonian pension funds, compares them by their main parameters and enables one to file applications for changing funds and directing payments.

The pension calculator displays the disbursements by the three separate pension pillars. 
The 1st pillar estimation is based on the years worked, number of children, public service and other pension-eligible years and the sum of insurance units and the annually updated national rates (base amount, value of a year of pensionable service).

Estimations for the 2nd and 3rd pillar disbursements are based on the information sourced from AS Pensionikeskus on the value of the user’s 2nd and 3rd pillar payments and units accumulated and the user-predicted rate of return of the funds and the years spent on retirement.

The user can compare Estonian 2nd pillar funds by four parameters: the rate of return of the pension fund in different periods, risk level, share of investments made to Estonia and the number of active investors of the pension fund.

Pension funds can be sorted by the management company, fund strategy and management style.

## Key features

- Retirement income forecasting
- Estonian pension fund overview
- Fund comparison by parameters
- Manage fund changes
- Pension calculator for 3 pillars
- Sort funds by strategy

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/minu-pension/id1422673407/reviews.md

### 5/5 — Töötab ka Macis M1 kiibiga

*2023-06-01, version 1.3.1*

See .et telefoni äppi saab ka kasutada Macis M1 kiibiga mudelitel on lihtsalt usumatu aga tõsi. Tubli töö LHV ja Apple.

## Frequently asked questions about Minu Pension

### How does Minu Pension forecast retirement income?

Minu Pension forecasts retirement income by analyzing data from three pension pillars. For the first pillar, it uses user-provided information on work history and other pension-eligible years, along with annually updated national rates. For the second and third pillars, it utilizes data from AS Pensionikeskus on contributions and fund values, combined with user-provided assumptions about fund returns and retirement duration.

### What parameters can I use to compare Estonian pension funds in Minu Pension?

You can compare Estonian 2nd pillar funds in Minu Pension based on four key parameters: the fund's rate of return over different periods, its risk level, the proportion of investments made within Estonia, and the number of active investors in the fund.

### Can I sort pension funds by management style in Minu Pension?

Yes, pension funds can be sorted in Minu Pension not only by management company and fund strategy but also by their management style, allowing for a more nuanced comparison.

### What information is needed for the 1st pillar pension forecast in Minu Pension?

The 1st pillar estimation in Minu Pension requires user input regarding years worked, the number of children, years in public service, other pension-eligible years, and the sum of insurance units. It also incorporates annually updated national rates for the base amount and the value of a year of pensionable service.

### Does Minu Pension support multiple pension pillars?

Yes, Minu Pension supports the analysis and forecasting of disbursements across all three pension pillars, providing a comprehensive view of your retirement savings.

### What devices is Minu Pension available on?

Minu Pension is available on iPhone, iPad, and iPod, making it accessible to a wide range of Apple users.

### How often is Minu Pension updated?

The latest version of Minu Pension is 1.3.1, which was last updated on September 1, 2021. While specific update frequency isn't detailed, this indicates regular maintenance and feature additions.

### What is the age rating for Minu Pension?

Minu Pension has an age rating of 4+, indicating it is suitable for users of all ages and does not contain mature content.

## Version history (last 1 release)

### 1.3.1 — 2021-09-01

Võimalus esitada avaldust II samba sissemaksete suunamiseks pensioni investeerimiskontole.


Possibility to submit an application to transfer payments of Pillar II to the pension investment account.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*