# miPlata — Simple. Smart. Secure Banking > Digital wallet for Latino workers with U.S. banking and international transfers. (iPhone/iPad app by Plata.) - Source: https://appshunter.io/ios/app/miplata/id6479810623 (this page in markdown: same URL + `.md`) - Developer: [Plata](https://appshunter.io/developer/1650812833) - Category: Finance - Price: Free - Rating: 5.00/5 from 4 App Store ratings · 2 written reviews indexed - Age rating: 17+ - Requires: iOS 15.1 · 89 MB - Languages: American English - Released: 2025-09-20 - Data updated: 2026-09-02 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/miplata/id6479810623/reviews.md ## What is miPlata? miPlata is the digital wallet built specifically for Latino workers. Open a U.S. account, get a Visa® debit card, and send money home to Latin America right from one easy-to-use app. SIGN UP WITH THE ID YOU HAVE Open your account in minutes directly from your phone with passport, official IDs, ITIN, or SSN. GET PAID WITH DIRECT DEPOSIT Get your paycheck straight to your wallet on payday. Skip the check cashing lines and get access to your money safely and quickly. SEND MONEY TO LATIN AMERICA Send secure international transfers to Mexico, Colombia, and across LATAM directly from the app. Your family can receive the funds via direct bank deposit or pick up cash at over 100,000 trusted retail locations, including OXXO, Walmart, and Elektra. SHOP WITH YOUR VISA® DEBIT CARD Shop securely in stores and online. You get a virtual card instantly to use on your phone and a physical Visa debit card mailed directly to your door. PAY ZERO HIDDEN FEES No hidden fees and no surprises. Keep exactly what you earn. • $0 monthly maintenance fees • $0 minimum balance requirements • $0 overdraft fees • $0 foreign transaction fees SEND MONEY INSTANTLY Need to split a bill, pay rent, or send money to a coworker? Transfer money instantly and for free to anyone else using the miPlata app. GET BILINGUAL SUPPORT Navigate your money in the language you prefer. The entire app and our customer support team are available to help you in both English and Spanish. Sign up for miPlata today. Contact & Support Need help? Our bilingual support team is here for you. Email us: ayuda@miplata.com WhatsApp us: +1 (855) 635 2022 Supported Countries & Currencies Available in: United States (US Dollar - USD) Send money to: Mexico (Mexican Peso - MXN), Guatemala (Guatemalan Quetzal - GTQ), Honduras (Honduran Lempira - HNL), El Salvador (US Dollar - USD), Argentina (Argentine Peso - ARS), Bolivia (Bolivian Boliviano - BOB), Colombia (Colombian Peso - COP), Costa Rica (Costa Rican Colón - CRC), Dominican Republic (Dominican Peso - DOP), Ecuador (US Dollar - USD), Panama (Panamanian Balboa / US Dollar - PAB / USD), Peru (Peruvian Sol - PEN), Paraguay (Paraguayan Guaraní - PYG), Uruguay (Uruguayan Peso - UYU). Legal Disclosures: 1 - The Prepaid Debit Visa Card (the “Card”) is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See Cardholder Agreement and miPlata website for more details. Bridge Ventures LLC (“Bridge”) is not a bank. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the Card on behalf of Lead Bank. miPlata is not a bank. miPlata is a financial technology company and is the Platform Provider responsible for the application, access, and management of/for the card. 2 - Money Transfers in this app are provided by Viamericas, a licensed money transmitter. miPlata provides the technology platform that enables access to these services, but it is not the licensed remittance provider. Before confirming any transfers, you will receive a complete disclosure of applicable fees, exchange rates, and estimated delivery times, along with information about your rights and protections under U.S. federal and local laws. For information about state licenses and the state regulators performing oversight over Viamericas, please visit the State Licensing section of their website. 3 - miPlata sends money transfers to México, Guatemala, Honduras, El Salvador, Argentina, Bolivia, Brasil, Chile, Colombia, Costa Rica, República Dominicana, Ecuador, Perú and Uruguay. 4 - miPlata USDB accounts are not backed by FDIC protections. 5 - Your Account doesn't allow negative balances. Transactions are declined if you don’t have enough funds. In rare cases, a transaction may settle for more than the authorized amount and temporarily result in a negative balance — we don't charge overdraft or negative balance fees. ## Key features - Open U.S. bank account - Get Visa debit card - Send money to Latin America - Direct deposit paychecks - Bilingual support (English/Spanish) - No hidden fees ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/miplata/id6479810623/reviews.md ### 5/5 — Easy to use *2026-05-18* Highly recommend this app! Customer support is so helpful and the app is very user friendly. ### 5/5 — Buenísimo para personas como yo *2026-04-29* Me facilita mucho manejar y accesar mi dinero al estar entre México y Estados Unidos. Fácil de usar y de hacer envíos y transferencias de USD a pesos ## Frequently asked questions about miPlata ### How do I open an account with miPlata? You can open your account in minutes directly from your phone using your passport, official IDs, ITIN, or SSN. The process is designed to be quick and accessible for users. ### Can I receive my paycheck directly into miPlata? Yes, miPlata allows you to get paid with direct deposit. This means your paycheck goes straight to your wallet on payday, skipping check-cashing lines. ### Which countries can I send money to with miPlata? You can send money to Mexico, Colombia, and across Latin America, including Guatemala, Honduras, El Salvador, Argentina, Bolivia, Costa Rica, Dominican Republic, Ecuador, Panama, Peru, Paraguay, and Uruguay. ### What are the fees associated with miPlata? miPlata advertises zero hidden fees. This includes $0 monthly maintenance fees, $0 minimum balance requirements, $0 overdraft fees, and $0 foreign transaction fees. ### Does miPlata offer bilingual support? Yes, miPlata offers bilingual support in both English and Spanish. The entire app and their customer support team are available in both languages. ### Is miPlata secure? miPlata emphasizes security for its digital wallet and money transfer services. The app uses secure international transfers and partners with licensed money transmitters. ### What devices is miPlata available on? miPlata is available on iPhone, iPad, and iPod devices. It is designed for mobile use across Apple's ecosystem. ### How often is miPlata updated? The latest version of miPlata is 1.2.10, last updated on June 12, 2026. Updates typically include new features, bug fixes, and performance improvements. ## Version history (last 5 releases) ### 1.8.0 — 2026-08-21 Enable support for physical debit cards Enhanced P2P transfer process Updated statements Bug fixes and improvements ### 1.7.0 — 2026-08-05 New sign in flow Redesigned P2P flow Minor UI fixes ### 1.6.0 — 2026-07-22 - Improved account setup and verification experience. - Enhanced account information and onboarding screens. - Updated exchange rate handling for greater accuracy. - Improved keyboard behavior and overall app usability. - Fixed issues affecting cards, navigation, and app stability. - Refined account review and status screens. ### 1.5.0 — 2026-07-16 - Improved app performance and stability. - Refined the wallet and account experience. - Improved transfers and payment flows. - Improved app experience with new UI. ### 1.4.0 — 2026-07-08 - New Show/Hide Balance toggle on the Home and Account screens. - New Card Wallet promotional banner on the Home screen. - Support for EUR and GBP currency exchanges. - Clearer labels in the remittance recipient form. - Stability and performance improvements. ## Apps similar to miPlata | App | Rating | Price | Category | | --- | --- | --- | --- | | [Yepzy](https://appshunter.io/ios/app/yepzy/id6473752744) | 3.2 (11) | Free | Finance | | [Pana: Global Dollar Account](https://appshunter.io/ios/app/pana-global-dollar-account/id1612431187) | 4.8 (1,339) | Free | Finance | | [Intermex](https://appshunter.io/ios/app/intermex/id1470309481) | 4.8 (27,702) | Free | Finance | | [Uno­](https://appshunter.io/ios/app/uno/id6749636760) | 4.7 (112) | Free | Finance | | [uLink Money Transfer SuperApp](https://appshunter.io/ios/app/ulink-money-transfer-superapp/id964443352) | 4.8 (9,287) | Free | Finance | | [Elektra Go: Money Transfer](https://appshunter.io/ios/app/elektra-go-money-transfer/id6450970568) | 4.7 (822) | Free | Finance | ## More apps by Plata - [miPlata Time](https://appshunter.io/ios/app/miplata-time/id6742595952) All apps by Plata: https://appshunter.io/developer/1650812833 ## Related topics [miplata](https://appshunter.io/ios/topics/miplata) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*