# Mirae Asset Fin: Loans — Secured Loans & Personal Loans > Digital platform for personal loans and loans against securities from a licensed NBFC. (iPhone/iPad app by MIRAE ASSET FINANCIAL SERVICES (INDIA) PRIVATE LIMITED.) - Source: https://appshunter.io/ios/app/mirae-asset-fin-loans/id1590815471 (this page in markdown: same URL + `.md`) - Developer: [MIRAE ASSET FINANCIAL SERVICES (INDIA) PRIVATE LIMITED](https://appshunter.io/developer/1590815473) - Category: Finance - Price: Free - Rating: 5.00/5 from 3 App Store ratings - Age rating: 17+ - Requires: iOS 15.0 · 151 MB - Languages: English - Released: 2022-02-25 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/mirae-asset-fin-loans/id1590815471/reviews.md ## What is Mirae Asset Fin? Mirae Asset Financial Services: Your Financing Needs Simplified; Fast, Easy & Hassle-Free. We aim to provide you loan in the most convenient & simplified manner. Through our app & online platform we provide secured & unsecured loans without the hassles of visiting branches, completing tons of paperwork or any hidden charges. Avail & manage personal loans, loans against mutual funds, and loans against shares easily – all in one place! A licensed Non-Banking Financial Company (NBFC). Our Products: 1. Personal Loan for Salaried Avail personal loans up to ₹10 lakh at an attractive interest rate with no hidden charges and an effortless online application process. Why Personal Loan with Mirae Asset Financial Services? - Attractive Interest Rate - No Lock-in Period - Zero Foreclosure Charges - No Hidden Charges - Easy Digital Process, No Branch Visits - Tenure Options upto 48 Months - Zero Physical Paperwork - Loan Approved in 24 Hours Personal Loan Interest Rate, Tenure & Charges: - Interest Rates from 11.49% to 19.99% p.a - Loan Amount: ₹1,00,000 to ₹10 Lakh - Loan Tenure – 6 to 48 months - Minimum APR – 13.44% - Maximum APR – 38.07% - Processing fees – 3% to 4%* - Stamp Duty – ₹200 - Minimum income: ₹35,000 per month - Credit Score: 700+ An example of a Personal Loan for salaried: - Principal Amount: ₹1,00,000 - Interest rate*: 14% p.a. - Tenure: 24 months - Processing Fee (4%)*: ₹4,000 + Taxes - Stamp Duty: ₹200 - EMI: ₹4,801 per month - Total interest payable: ₹15,231. - Total amount to be repaid: ₹4,801 x 24 = ₹1,15,231. - Total cost of loan = Interest Amount + Processing Fees + Taxes** & other charges = ₹15,231 + ₹4,000 + ₹920 = ₹20,151 *Interest rate & processing fees vary as per loan amount & tenure. **Taxes as Applicable 2. Loan Against Mutual Funds and Shares Loan against mutual funds and shares is an overdraft facility, with interest charged only on the utilized amount for the number of days. With loan against mutual funds and shares you get a flexible repayment term with interest-only monthly payments where you can repay the principal amount anytime during the loan tenure as per your convenience. You can lien mark mutual funds across different AMCs registered with CAMS & KFintech and pledge shares held in demat with NSDL. Why Loan Against Mutual Funds and Shares with Mirae Asset Financial Services? - 15 Mins Process* - 100% Digital - Instant Disbursal - Easy Repayment: Interest-only monthly payments - Zero Prepayment & Foreclosure charges - Large list of approved securities *Loan Against Mutual Funds in 15 minutes and Loan Against Shares on the same day. Loan Against Mutual Funds and Shares Interest rate, Tenure & Charges: - Annual Interest Rate = 10.5% - Maximum Annual Percentage Rate (APR) = 27.3% - Tenure = 12 Months - Minimum Period = 12 Months - Maximum Period = 12 Months - Processing Fee = ₹999 + GST - Stamp Duty = ₹500 An example of a Loan Against Securities: - Principal Amount = ₹80,000 - Annual Interest Rate = 10.5% - Tenure = 12 Months - Interest payable= (₹80,000 x 10.5%) / 12 Months = ₹700 per month (Principal need to be repaid at the end of loan tenure ) - Processing Fee = ₹999 + GST - Stamp Duty = ₹500 - Total Loan Repayment Amount = ₹88,400 (including principal and interest) - Total Cost of Loan = Interest Amount + Processing Fees + Stamp Duty = ₹8400 + ₹999** + ₹500 = ₹9899** ** Taxes as Applicable Loan Against Securities of ₹80,000 for a period of 12 months, at an annual interest rate of 10.5% APR, then the customer will pay monthly interest for 12 months of ₹700 per month. The total loan payment over 12 months will be ₹88,400 (including principal and interest). A processing fee of ₹999 + GST & stamp duty of ₹500 will be charged. *Taxes as Applicable Experience seamless loan process with Mirae Asset Financial Services. Visit our website to access the funds you need to fulfill your financial goals! Website: https://www.miraeassetfin.com Privacy Policy: https://www.miraeassetfin.com/privacy-policy.html ## Key features - Personal loans up to ₹10 lakh - Loans against mutual funds and shares - Fast digital application process - No hidden charges or paperwork - Loan approval in 24 hours - Interest-only monthly payments for securities loans ## Frequently asked questions about Mirae Asset Fin ### What types of loans does Mirae Asset Fin offer? Mirae Asset Fin offers personal loans for salaried individuals and loans against mutual funds and shares. Personal loans can be up to ₹10 lakh, while loans against securities provide an overdraft facility. ### How quickly can I get a loan approved with Mirae Asset Fin? Personal loans can be approved within 24 hours. Loans against mutual funds can be processed in 15 minutes, and loans against shares can be disbursed on the same day. ### Are there any hidden charges or fees with Mirae Asset Fin loans? The app emphasizes no hidden charges. For personal loans, there are processing fees of 3% to 4% and stamp duty. For loans against securities, there's a processing fee of ₹999 + GST and stamp duty. ### What are the interest rates for personal loans from Mirae Asset Fin? Interest rates for personal loans range from 11.49% to 19.99% p.a., with a minimum APR of 13.44% and a maximum APR of 38.07%. ### Can I repay my loan early with Mirae Asset Fin? Yes, there are zero foreclosure charges for personal loans. For loans against mutual funds and shares, there are also zero prepayment and foreclosure charges, allowing flexible repayment of the principal. ### What are the eligibility criteria for a personal loan? To be eligible for a personal loan, you need a minimum monthly income of ₹35,000 and a credit score of 700+. ### What devices does Mirae Asset Fin support? Mirae Asset Fin is available on iPhone and iPad devices. ### How often is Mirae Asset Fin updated? The app was last updated on June 9, 2025, indicating regular maintenance and updates. ## Version history (last 5 releases) ### 1.12.01 — 2025-06-09 Bug Fixes & New Functionality Developed ### 1.11.06 — 2025-03-17 Bug Fixes & New Functionality Developed ### 1.11.05 — 2025-02-06 Bug Fixes & New Functionality Developed ### 1.11.04 — 2025-02-03 Bug Fixes & New Functionality Developed ### 1.11.03 — 2024-12-05 Bug fixes. ## Apps similar to Mirae Asset Fin | App | Rating | Price | Category | | --- | --- | --- | --- | | [OCTO by CIMB Vietnam](https://appshunter.io/ios/app/octo-by-cimb-vietnam/id1318127958) | 3.3 (12) | Free | Finance | | [(Old) MY ASSET-MIRAE ASSET(VN)](https://appshunter.io/ios/app/old-my-asset-mirae-assetvn/id1197941600) | 3.8 (10) | Free | Finance | | [UTI Mutual Fund Invest online](https://appshunter.io/ios/app/uti-mutual-fund-invest-online/id1077281815) | 2.4 (19) | Free | Finance | | [Nippon India Mutual Fund](https://appshunter.io/ios/app/nippon-india-mutual-fund/id691879143) | 3.1 (66) | Free | Finance | | [NPS by Protean eGov](https://appshunter.io/ios/app/nps-by-protean-egov/id1095960980) | 2.6 (5) | Free | Finance | | [Kuhoo: Education Loan App](https://appshunter.io/ios/app/kuhoo-education-loan-app/id6443475242) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*