# Mission Money — Fair and clear debit

> Debit card management with no fees, early direct deposit, and ATM access. (iPhone/iPad app by Mission Lane LLC.)

- Source: https://appshunter.io/ios/app/mission-money/id1550828595 (this page in markdown: same URL + `.md`)
- Developer: [Mission Lane LLC](https://appshunter.io/developer/1469629443)
- Category: Finance
- Price: Free
- Rating: 4.46/5 from 531 App Store ratings · 17 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 119 MB
- Languages: English
- Released: 2021-04-05
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mission-money/id1550828595/reviews.md

## What is Mission Money?

* Mission Money is closed for new enrollments, and will be discontinued on September 1st, 2023
* Instructions for withdrawing your funds and closing your account included in the latest update


Manage your money, your way. Introducing a better kind of debit card.

• No account fees, no minimum balances. You’ll never pay to open, keep, or use your account.
• Receive your paycheck up to two days sooner with our new Early Direct Deposit feature.
• Access to 55,000+ ATMs nationwide, fee-free. Withdraw your money when and where you need to.
• Visa® debit card benefits, FDIC insurance. A debit card designed for you. 

We’re excited to launch Mission Money™, and we’re working to release more features to help you manage your finances, monitor your credit score, and help you navigate your financial path forward.

To get started with Mission Money just download this app and complete your application in a few short minutes. It’s that easy!

Mission Money™ is brought to you by Mission Lane LLC, a purpose-driven financial services company that’s on a mission to serve the half of America often overlooked by traditional banks.

©2023 Mission Lane LLC. All Rights Reserved. The Mission Money Visa® Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

## Key features

- No account fees or minimum balances
- Early Direct Deposit
- Fee-free ATM access
- Visa debit card benefits
- FDIC insurance

## What do users think of Mission Money?

Overall sentiment: negative

**Pros**

- ✅ Helps rebuild credit when requirements are met
- 💳 Useful complement to Mission Lane credit card
- 💰 Credit limit increases available through deposits

**Cons**

- 😞 Extremely poor customer service responsiveness
- 🚫 Deposit processing takes excessively long (5+ days)
- 💸 Strict daily deposit limits ($100 without wire transfer)
- 🔐 Account suspension for legitimate transactions
- ❌ Promised promotions not honored
- 🚫 No easy way to transfer money out
- 🐛 App frequently crashes and breaks
- 🔒 Excessive security requirements for login
- ⚠️ Debit and credit products cannot be used in same app
- 🤔 Misleading promotional claims

**Commonly reported bugs**

- ACH routing number unrecognizable by banks
- Venmo transfer functionality not working
- Debit card not appearing in Venmo app
- App constantly breaking and crashing
- Pending deposits stuck indefinitely
- App login freezes requiring excessive re-authentication
- Account suspension triggered by legitimate activity
- Card not received after account setup

**Most requested features**

- Logout function in app
- Faster deposit processing
- Higher daily deposit limits
- Easy money transfer out to bank account
- Integration of credit and debit products in single app
- Better Venmo integration
- Clearer app directions for transfers

## Recent user reviews (10 of 17)

All indexed reviews: https://appshunter.io/ios/app/mission-money/id1550828595/reviews.md

### 1/5 — Truly the worst app ever

*2023-02-24, version 0.43.444*

It won’t let me deposit more than $100.00 per day from my linked bank account UNLESS I do a wire transfer (ACH). An ACH requires bank routing number, and the routing number provided by the app is unrecognizable by my bank. The app claims that you can use Venmo app to transfer money to the prepaid debit card, but THAT doesn’t work, either. AND the app’s directions for completing the Venmo transfer do not line up with the options in Venmo. And lastly, my Mission Lane debit card didn’t even show up in the Venmo app. There isn’t a thing that this app gets right. It is totally useless and deserves 0 stars.

### 1/5 — Scam

*2023-02-07, version 0.42.432*

I received a email stating if I opened a new Mission Money Account I would get a 500.00 increase if I funded my account with 200.00.   What happens?  They can’t find the email that they sent me stating that.  Even though I did everything as ask they are not going to honor it. They said I’d have to find the email and send it to them so they can investigate. I delete old emails. I should have to jump through hoops. I didn’t make it up. He even acknowledged it the current promo. I’m closing these accounts.

### 1/5 — Still Lame Mission Lane Product - Debit Card

*2023-02-02, version 0.41.427*

Basic debit card that cannot stand up even to Wells Fargo. The app is constantly breaking, you can’t transfer money out of this account easily, and I have to go through too much security just to login every single time. Plus, you can’t use both the credit and debit product in the same Mission Lane app. No thanks to this.

### 1/5 — Takes too long to deposit money

*2023-01-31, version 0.41.427*

I deposited money directly through my bank into mission money on a Thursday and today is Tuesday and the deposit still isn't completed.. I'm very disappointed that it takes this long to clear money through mission lane when the money was taken out of my bank account days ago

### 1/5 — Complete Scam!

*2022-12-19, version 0.37.389*

Took my $200 . Haven’t sent a card in 2 weeks. No access to funds. They ignore emails and phone calls. Don’t fall for it!

### 1/5 — Was promised $300 extra credit if i opened $100 debit card

*2022-12-03, version 0.37.389*

They promised you that if you opened a debit card with them and put $100 on it that they would raise your credit $300 it’s taken weeks for them to take. It’s $100. It’s left my bank and it’s not showing in the debit card for Mission Lane I can only think that they’re trying to trick you and not give you the extra credit that they promised.. if by the seventh, I don’t see the extra credit I’m closing this debit card and taking back my money.

### 2/5 — Love Mission Lane Credit card, this card not so much.

*2022-11-29, version 0.37.389*

I absolutely love my Mission Lane credit card.  They Gave me a second chance, and no complaints.  I received a invitation to get this card, and if I did they would raise my credit limit by making a deposit.  So I set up a account, set up a deposit from my bank account.  THE SAME ACOUNT I PAY MY CREDIT CARD WITH.  After the deposit is made, and before I receive my card they suspend my account due to suspicious activity!!  I get a email to verify myself by submitting my ID.  I think within a couple days I should be good.  Nope.  Over 3 weeks later I’ve received my card, sent emails, and talked to customer service, and all they can do is send a escalation. Absolutely nobody can help, and I’m stuck without my funds.  What was suspicious?  I have a credit card through the same company, and used the same bank account to fund it.  Please do better Mission Lane!!

### 1/5 — App needs logout function

*2022-10-19, version 0.33.340*

App should come with logout function

### 5/5 — Mission Lane Debit Card

*2022-10-11, version 0.33.340*

Mission cards are great, they do actually what they say their going to do. I got approved for a Mission Lane credit card , they sent me the Mission Lane debit card and said if I loaded and spent just 50.00 within 30 days after receiving the card that would double my credit limit on my credit card. Did just that and within a couple of days they indeed increase my …..great card to have if you are looking to rebuild your credit

### 1/5 — No transfer out money

*2022-10-07, version 0.33.340*

I called support and they told me that is no option to transfer money  out to my bank account.

## Frequently asked questions about Mission Money

### What was Mission Money?

Mission Money was a mobile application that provided a debit card service. It aimed to offer a fair and clear way to manage money, with features like no account fees, no minimum balances, early direct deposit, and access to over 55,000 fee-free ATMs nationwide.

### What are the key features of Mission Money?

Key features included no account fees or minimum balances, the ability to receive paychecks up to two days sooner with Early Direct Deposit, and access to 55,000+ ATMs nationwide without any fees. The debit card also came with Visa® benefits and FDIC insurance.

### Is Mission Money still available?

No, Mission Money is no longer available for new enrollments and was discontinued on September 1st, 2023. Instructions for withdrawing funds and closing accounts were provided in the app's final update.

### Who was Mission Money for?

Mission Money was designed for individuals looking for a simpler debit card experience, particularly those who might be overlooked by traditional banks. It appealed to users who wanted to avoid account fees and minimum balance requirements.

## Version history (last 5 releases)

### 0.51 — 2023-09-13

* Mission Money's debit card program has been discontinued, as of 8/31
* Cardholders may login and access transaction history through 10/31
* All remaining balances will be mailed to cardholder's address on file

### 0.50 — 2023-09-01

* Mission Money has been sunset as of 8/31
* Checks will be mailed with any remaining funds
* Cardholders will be access their transaction history through 9/30

### 0.49 — 2023-07-17

Bug fixes

### 0.48 — 2023-07-14

* Mission Money is closed for new enrollments, and will be discontinued on September 1st, 2023
* Instructions for withdrawing your funds and closing your account included in latest update

### 0.47.483 — 2023-04-26

Performance improvements and bug fixes

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## More apps by Mission Lane LLC

- [Mission Lane Card](https://appshunter.io/ios/app/mission-lane-card/id1228440036)

All apps by Mission Lane LLC: https://appshunter.io/developer/1469629443

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
