# MIT Federal Credit Union

> Mobile banking for managing accounts, transfers, payments, and deposits. (iPhone/iPad app by MIT Federal Credit Union.)

- Source: https://appshunter.io/ios/app/mit-federal-credit-union/id547300541 (this page in markdown: same URL + `.md`)
- Developer: [MIT Federal Credit Union](https://appshunter.io/developer/547300544)
- Category: Finance, Productivity
- Price: Free
- Rating: 4.77/5 from 1,415 App Store ratings · 70 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 214 MB
- Languages: English, Chinese
- Released: 2012-08-21
- Data updated: 2026-09-09
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/mit-federal-credit-union/id547300541/reviews.md

## What is MIT Federal Credit Union?

The MIT Federal Credit Union app allows you to manage your finances – anytime, anywhere.  View account balances and recent transaction history, transfer funds both internally and externally, pay bills and loans, locate branches and ATMs, and deposit checks.  Budget with Money Management, send funds to friends and family via “Person to Person,” manage debit cards with Card Control, view statements, open accounts, and apply for loans.  Enjoy convenient and secure personal banking that is quicker and easier than ever before!  This is a free service available to all MIT Federal Credit Union members enrolled in e-Branch (online banking).  The app requires a United States phone number; otherwise, please call MIT FCU at 1-781-423-2022 or email info@mitfcu.mit.edu and note a convenient time to contact you for installation assistance.  Please note that wireless carrier data usage rates related to your individual service plan may apply.
To learn more:
-MIT Federal Credit Union website: http://www.mitfcu.org
-MIT Federal Credit Union Member Services phone number: 1-781-423-2022

## Key features

- View account balances and transaction history
- Internal and external fund transfers
- Bill and loan payments
- Mobile check deposit
- Card management
- Budgeting tools
- Person to Person payments

## What do users think of MIT Federal Credit Union?

Overall sentiment: positive

**Pros**

- 👍 Convenient mobile check deposit
- 🚀 Fast and efficient transactions
- 💡 Useful features like quick balance check
- 🔒 Secure login with Touch ID
- 👍 Clean and intuitive interface

**Cons**

- 🐛 Occasional crashes or freezes
- 🔍 Inaccurate ATM location information
- 🤔 Clunky user experience in some areas
- 🔋 High battery consumption
- 💰 Low interest rates compared to alternatives

**Commonly reported bugs**

- Login redirects to password update then app error
- Mobile check deposit not working after iOS update
- Crashes when trying to view messages

**Most requested features**

- Integrate more online banking features
- Add support for iPad devices
- Improve mobile check deposit process
- Implement real-time statement updates
- Introduce dark mode option

## Recent user reviews (10 of 70)

All indexed reviews: https://appshunter.io/ios/app/mit-federal-credit-union/id547300541/reviews.md

### 5/5 — Very clunky App

*2026-01-23, version 2025.10.1.3*

Very clunky App and user experience

### 5/5 — Check deposit button replaced with “open account”

*2025-11-04, version 2025.7.2.1*

am i the odd man out? is everyone else applying for loans more often than they deposit paper checks now?

### 5/5 — Banking

*2025-07-26, version 2025.5.0.3*

I just wanna say to my friends and Neighbor, but MIT has one of the best banking system in the world

### 1/5 — No LOGIN redirected to update psw then app err

*2025-04-23, version 2025.2.2.3*

April 23, 2023

### 4/5 — Largely functional!

*2024-12-19, version 2024.10*

My one gripe with the app is the ATM locator — having to open a web interface within the app to find an ATM is something of a pain, and even more so when the filtering feature is so clunky. I’ve also found inaccurate information regarding ATMs (eg one ATM near my office is listed as “deposit-accepting” when it is, in fact, not) and there doesn’t seem to be any way to report such inaccuracies.

### 5/5 — Great service always!

*2023-11-06, version 2023.8.0.1*

Never a problem!

### 5/5 — Mobile Check deposit not working with iOS 16.1.2 update

*2022-12-06, version 2021.11.0.34*

Recent iPhone software update doesn’t seem to support camera function for mobile deposit after the 16.1.2 iOS update. This takes away major functionality of remote banking.

### 2/5 — Interest rate abysmal

*2021-12-12, version 2021.6.0.33*

I would I want to keep my money in this bank when I can be earning 5% from cryptocurrencies?

### 5/5 — Great aplication

*2021-03-07, version 6.5.5.32*

Great

### 5/5 — Better than the website!

*2020-02-07, version 6.0.1.26*

EOM

## Frequently asked questions about MIT Federal Credit Union

### What can I do with the MIT Federal Credit Union app?

The app allows you to manage your finances by viewing account balances and transaction history, transferring funds internally and externally, paying bills and loans, depositing checks, and accessing budgeting tools. You can also manage debit cards, view statements, open accounts, and apply for loans.

### Is the MIT Federal Credit Union app free to use?

Yes, this is a free service available to all MIT Federal Credit Union members who are enrolled in e-Branch (online banking). While the app itself is free, standard wireless carrier data usage rates may apply based on your individual service plan.

### Who is eligible to use the MIT Federal Credit Union app?

The app is available to all MIT Federal Credit Union members who are enrolled in e-Branch (online banking). It requires a United States phone number for installation and use.

### How can I get help installing or using the app if I have a non-US phone number?

If you do not have a United States phone number, please call MIT FCU at 1-781-423-2022 or email info@mitfcu.mit.edu. They will arrange a convenient time to contact you for installation assistance.

### What are the key features for managing my money with this app?

Key features include viewing account balances and recent transaction history, transferring funds, paying bills and loans, depositing checks remotely, and budgeting with the Money Management tool. You can also send funds to friends and family via 'Person to Person' and manage your debit cards with Card Control.

## Version history (last 5 releases)

### 2026.4.2.2 — 2026-07-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2026.01.01 — 2026-04-07

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.10.1.3 — 2025-12-09

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.7.2.1 — 2025-09-15

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

### 2025.5.0.3 — 2025-07-08

This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.

## Apps similar to MIT Federal Credit Union

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| [Members Plus Credit Union](https://appshunter.io/ios/app/members-plus-credit-union/id1232768861) | 4.8 (914) | Free | Finance |
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## More apps by MIT Federal Credit Union

- [MITFCU Mortgage](https://appshunter.io/ios/app/mitfcu-mortgage/id1590866953)

All apps by MIT Federal Credit Union: https://appshunter.io/developer/547300544

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*